papapanda » user profile

Member Since 24/02/2020
Last Seen 21/02/2025
Location Melbourne

Recent Activities

papapanda replied to stirlo on 20x Flybuys Points with Apple Gift Card Purchase (Limit 50,000 Pts/Account, Excludes $20 GC) @ Coles
I said I redeemed ITUNES GC, not Apple GC. You will agree that iTunes GCs were around 3-4 years ago, yes? Or maybe I am imagining my iPad…
05/07/2022 - 12:19
papapanda replied to stirlo on 20x Flybuys Points with Apple Gift Card Purchase (Limit 50,000 Pts/Account, Excludes $20 GC) @ Coles
I remember redeeming iTunes GC to purchase Apple hardware at Apple Store on more than 1 occassion 3 - 4 years ago. Yes it will hurt their…
05/07/2022 - 10:54
papapanda replied to Master Bates on 20x Flybuys Points with Apple Gift Card Purchase (Limit 50,000 Pts/Account, Excludes $20 GC) @ Coles
I agree in principle that any promo is a good promo as it saves you (us - the consumer) money, but... That psychological trick is precisely…
05/07/2022 - 10:33
papapanda replied to lint on 20x Flybuys Points with Apple Gift Card Purchase (Limit 50,000 Pts/Account, Excludes $20 GC) @ Coles
I think 30x and even 40x promos will come back eventually when the economy recovers some more. I'm guessing another 12 - 24 months ...
04/07/2022 - 16:03
papapanda replied to Master Bates on 20x Flybuys Points with Apple Gift Card Purchase (Limit 50,000 Pts/Account, Excludes $20 GC) @ Coles
A BONUS is not the same as a DISCOUNT. This becomes a lot more noticeable with higher bonus/discount amounts. Let's break it down slow...…
04/07/2022 - 15:57
papapanda replied to DoctorCalculon on 20x Flybuys Points with Purchase of Apple Gift Cards (Excluding $20 Cards, Max 45000 Points Per Account) @ Coles (In-Store Only)
They were rare, but they did 20% off on the old Apple iTunes cards
07/01/2022 - 14:59
papapanda replied to WookieMonster on 2000 Bonus Flybuys Pts (Worth $10) for Purchase of $50 eBay/Google Play/Netflix or $100 Amazon Gift Cards @ Coles
Thanks WM. Yeah I suspect you are right ... they have been very specific this time around with specifying the denominations in the large…
03/01/2022 - 13:02
papapanda commented on 2000 Bonus Flybuys Pts (Worth $10) for Purchase of $50 eBay/Google Play/Netflix or $100 Amazon Gift Cards @ Coles
Has anybody purchased a $20 Netflix GC and got bonus Flybuys points? Last time Coles ran this promo they didn't advertise the $20 Cards as…
03/01/2022 - 12:36
papapanda replied to souths123 on 2000 Bonus Flybuys Pts (Worth $10) for Purchase of $50 eBay/Google Play/Netflix or $100 Amazon Gift Cards @ Coles
Can somebody confirm whether the $20 Netflix card is eligible for this deal? If you've actually purchased one and received points, how many…
29/12/2021 - 16:43
papapanda replied to kerfuffle on 2000 Bonus Flybuys Pts (Worth $10) for Purchase of $50 eBay/Google Play/Netflix or $100 Amazon Gift Cards @ Coles
Typical eBay... always doing a half-arsed job at everything... They give you a Gift Card "check balance" facility, but don't tell you the…
27/12/2021 - 11:59
papapanda replied to bean_counter on Bonus Everyday Rewards Points on Apple Gift Cards: $30 = 900, $50 = 1500, $100 = 3000, $200 = 6000 @ Woolworths
pmsl The BONUS VALUE = $15 (3000 points) The DISCOUNT PERCENTAGE = 13.04% A BONUS is NOT the same as a DISCOUNT. @bean_counter and others…
17/08/2021 - 11:38
papapanda replied to CricNix on 2,000 Flybuys Points (worth $10) on $50 Ultimate Him/Kayo/Hoyts or $100 Coles Mastercard ($5 Purchase Fee) @ Coles In-Store
Once you redeem part of an eBay GC, the total amount of the card remains on your eBay account for future use. You do not need the physical…
24/08/2020 - 09:54
papapanda replied to maverick1 on Bonus 1000 flybuys Points (Worth $5) with Any Coles Gift Mastercard ($5 Fee), Netflix or eBay Gift Card @ Coles
Confirmed. $20 Netflix Card earns 1000 bonus FlyBuys points.
07/08/2020 - 09:16
papapanda replied to Gazpacho on ANZ Frequent Flyer Black 120K Qantas Points + $275 Cashback after $4000 Spend ($425 Annual Fee)
Quite right, I'm not sure when it happened, you USED to be able to get $100 GC for 15,000 points, but Qantas have devalued their points and…
23/07/2020 - 14:53
papapanda replied to UrMumsOnlyFan on ANZ Frequent Flyer Black 120K Qantas Points + $275 Cashback after $4000 Spend ($425 Annual Fee)
Excellent explanation of points valuation. Furthermore, not all points are born equal. Qantas and Velocity point values are usually about…
22/07/2020 - 16:25
papapanda replied to clx on Bonus 2000 flybuys Points (Worth $10) on Ultimate Gift Card $50 and Above @ Coles
Coles/Flybuys run this Ultimate Gift Cards promo all the time. I got some last time and can confirm that "Gift Card Type" means each…
29/06/2020 - 18:43
papapanda commented on 2.19% Fixed Home Loan Rate 1-3 Years (70% LVR, OwnOcc) @ Macquarie Bank
There is a 10k cap on additional repayments with the Macquarie Fixed Rate Loan, with no offset during the Fixed period. The variable rate…
17/06/2020 - 11:15
papapanda commented on Fixed Rate Home Loan with Uncapped Repayments within Fixed Period
OK, this is all very helpful information. Thanks to all who responded. However, the more I dig beneath the surface of these loans, the more…
16/06/2020 - 12:23
papapanda posted a forum topic Fixed Rate Home Loan with Uncapped Repayments within Fixed Period
Anybody know of any Fixed Rate Home Loans out there which have a low rate, and uncapped additional repayments during the fixed rate period…
15/06/2020 - 10:03
papapanda commented on Westpac Altitude Black - 90,000 QFF Pts ($50 Fee 1st Year) /150,000 Altitude Pts /w $4000 Spend in 90d (Existing Westpac Cust)
Are they still waiving the $250 annual card fee for the first year? Looking at Westpac website, it doesn't say anything about fee waiver....
13/05/2020 - 11:13
papapanda commented on Commbank Ultimate Awards Credit Card - Bonus 100,000 Awards Points (after $5000 Spend). $0 Annual Fee (with $2500 Monthly Spend)
There's a lot of talk about international transaction fees and points earn rates, but when comparing Credit Cards to be used for…
29/04/2020 - 13:32
papapanda replied to papapanda on Bonus 1000 Flybuys Points on Ultimate for Kids, Teens, Students or Home Gift Card @ Coles
OK I purchased 1 of each GC and got 4000 points in total (4 x 1000); so "type" means bonus points are awarded for each different Ultimate…
17/04/2020 - 10:09
papapanda replied to Neoika on Bonus 1000 Flybuys Points on Ultimate for Kids, Teens, Students or Home Gift Card @ Coles
What exactly does 'type' mean? Are all "Ultimate Gift Cards" regarded as the same type? (And therefore can get bonus points only on 1…
14/04/2020 - 12:26
papapanda replied to aleayr on 2,000 Bonus Flybuys (Worth $10) with $50 Netflix or Gourmet Traveller Gift Cards @ Coles In-Store
wow .. didn't expect the question would bother people so much .. it's just a simple question .. i guarantee you Coles understand the…
26/02/2020 - 18:15
papapanda commented on 2,000 Bonus Flybuys (Worth $10) with $50 Netflix or Gourmet Traveller Gift Cards @ Coles In-Store
I know the answer already but ... Let it come from the maths wizzes ... Question: Is this offer giving 20% discount or 16.67% discount ...…
24/02/2020 - 22:43
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