brauhem » user profile
| Member Since | 26/10/2018 |
|---|---|
| Last Seen | 13/12/2023 |
| Badges | 1 |
| Location | Perth |
Recent Activities
brauhem replied to 
kimyongjeon on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
kimyongjeon on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 RefinanceOffset accounts are covered by the Financial Claim Scheme (FCS). That means if the bank goes bust, the government will guarantee up to…
brauhem replied to 
northshorefinance on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
northshorefinance on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 RefinanceI see. I would respectfully disagree. TicToc is comparable with the banding of borrowing limits set out above. The bigger bank's rate is…
brauhem replied to northshorefinance on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
northshorefinance on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 RefinanceI don't follow what you mean by "servicing capacity"? Can you elaborate on the experience you have with online banks?
brauhem commented on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
TicToc is 5.70% and only requires a 10% deposit minimum (aka 90%LVR). Unlimited redraws. $10 a month additional fee for an offset, which is…
brauhem was awarded a badge.
JBHiFi Online chat confirmed they do not match the Telstra outright deals as it's for existing customers. I previously have had Officeworks…
Best price I have found so far for the 128gb Pixel 7. Metro delivery is free. I am currently seeing if price match is available, but have…
Although only sometimes having an actual engineering degree, I am a cost engineer. Just the dollarydoos in large infrastructure and…
Im in Albany this weekend and Officeworks down here didn't match/beat either. Once am in the city this week will try JB HiFi. Surely of…
brauhem commented on What's Your Financial Plan?
33 year old, married, no kids. Currently have a mortgage on a property with approx $200k equity and contributing around $80k a year into…
brauhem commented on What Jobs Pay $200k a Year?
Anything tied to large ($1b +) construction projects. Project manager, commercial director, senior QS/CA. I work in an advisory capacity on…
brauhem replied to BennyHe2018 on Boost Mobile Prepaid SIM Card 12 Months 240GB $239.40 Delivered @ Bringbrightness eBay
BennyHe2018 on Boost Mobile Prepaid SIM Card 12 Months 240GB $239.40 Delivered @ Bringbrightness eBayI changed from Telstra postpaid to prepaid, then ported to Aldi, then ported today to Boost on this plan. Bit of a hiccup with the…
brauhem replied to sicinadan on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost Mobile
sicinadan on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost MobileCan you then recharge $240 on a blank sim for this deal though? I thought I read somewhere that you need to buy a sim with $240 preloaded…
brauhem replied to thestig on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost Mobile
thestig on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost MobileMy Telstra postpaid to prepaid occurred within 90 seconds after online chat. My phone service disconnected and was prompted to add a…
brauhem replied to thestig on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost Mobile
thestig on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost MobileThere are some Whirlpool forum threads on this that state it is the fastest/best way to do it all, so I followed suit. That way it is…
How it porting out going? I have just requested a change from postpaid to prepaid, and want to now port out from Telstra to Aldi and then…
brauhem commented on Boost Prepaid $240 | 12 Months Expiry | 240GB Data | Unlimited Talk & Text | Overseas* | Telstra 4G | @ Boost Mobile
As a Telstra postpaid with a month to go, am I correct in that I change to Telstra prepaid, then buy an aldi (or similar sim) and port to…
brauhem commented on Timberland Men's 6" Premium Boots (Wheat Nubuck, Size 8 & 12 US) $89 + Delivery @ Kogan
I have these in black for work, and also worn them in some northern hemisphere winters. Pair them with some warm socks and they are pretty…
Alcohol at bars.
I said "pretty bulletproof"... I would take a Toyota Diesel over a Nissan or Mitsubishi any day. There is a reason the mine sites all run…
My folks are grey nomads and just sold their Hilux and got a Fortuner. Amazing car, surprised there aren't more on the roads. Great at…
brauhem commented on What Do You All Do for a Living?
Registered Builder. People pay to have me at their company as their nominated registered builder/supervisor as I hold the licence. I like…
I agree, but wearing shorts and boxers can lead to wardrobe malfunctions.
brauhem commented on *Tradesmen - How do you deal with excessively brutal hagglers. Any stories or remedies?
Tradesman and registered builder here. Bricklayer but I do renovations and new homes complete. I quote the job to be done in the correct…
brauhem replied to mortgagebroker on [AMA] I'm a Mortgage Broker, I Like Saving Myself and Others Money! Ask Me Anything!
mortgagebroker on [AMA] I'm a Mortgage Broker, I Like Saving Myself and Others Money! Ask Me Anything!Will give it a shot, Domain has it at $415k but a good friend is a CPV and thinks more $400k. Fully renovated (am a licensed a builder)…
brauhem commented on [AMA] I'm a Mortgage Broker, I Like Saving Myself and Others Money! Ask Me Anything!
Thanks for the read. Purchased in 2014 with my folks as guarantor for $459k with 100% lending. Currently owe $383k, but with the market in…
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