ds311 » user profile

ING just dropped their rates from 5.5 to 5.4% so that's a decent option until the next rate cut. Me personally I'm YOLOing into shitcoins.

I don't disagree. When the big 4 banks control the vast majority of the market share between them it's hard to have real competition.

BOQ saver is under 35 only so I'm not that old lol but I get your point. I'm not complaining that the rate dropped, mostly just that BOQ…

Thanks I will :)

You're correct, this inquiry was only into saving rates not mortgage rates. My point is the widening net interest margin was the catalyst…

I was aware of the rate cuts but I don't think it's fair to assume savings rates would drop instantly. Not all banks have dropped their…

This attitude is the reason why banks get away with charging more for loans and giving less out for savings. Just look at the ACCC…

I know it's not unique to Bank of Queensland. A number of other banks including NAB did not notify customers, but the majority who cut…

Savings accounts with Bank of Queensland have reduced from 5.50% to 5.25% WITHOUT announcement or notice and effective immediately from 21…

You look like a potato. This game is a masterpiece.

Wow just like the leash my wife's boyfriend makes me wear when he comes over! Thanks OP :D

This is not financial/legal advice but if I was in this situation I'd stop paying. Since it's a Florida based company they will sue you in…

Steer clear of financial advisers imo. 95% of them are dodgy and will just get you into anything that gives them kickbacks and overcharge…

Cringe

Yes the fixed rate method has been around and isn't going anywhere not sure where you're reading that. There's also the shortcut 80cent…

You're the one who claims to know when this bear market will end not me

$30 for 6 should be the standard price. $60 or $10 a donut and some cheap assorted lollies tossed in a box is daylight robbery imo

Shares might go down in a recession but unless the world ends tomorrow good quality companies will continue to operate and their value in…

Expert advice says you can never predict when the market will top/bottom with certainty. Your prediction of 18 months to 2 years is based…

I've never done it myself but signs point to maybe.…

I also pay cash for online shopping. It's easy, just insert the notes into the cd drive.

Thanks OP. I just picked this up in store while I was there getting my free Furphy

You're wrong about the innuits. Here's a quote from Wikipedia because I couldn't be bothered doing actual research lol. "Searles defines…

Make a poll

*the rest of Ukraine

Firstly what Putin is doing is destabilisation not conquering. And secondly what about the separatist states? Aren't they part of Ukraine?…

Just because the president is a native Russian speaker doesn't mean the government can't pass laws like this one where the Ukrainian…

If we didn't push so hard to encorporate Ukraine into NATO and the EU which would mean dissolving Ukraine into America's sphere of…

Yes it was. If the west didn't encourage Ukraine to be so hostile towards Russia this whole conflict could have been avoided. This conflict…