Ashbargin » user profile
| Member Since | 02/06/2018 |
|---|---|
| Last Seen | 05/07/2023 |
| Location | NSW |
Recent Activities
Are you referring to economy? Having just flown RTW business I can confirm the booze is unlimited including cocktails and it doesn’t come…
If you gave me those numbers on an application and I was a credit officer I would lean towards this is not a truthful application. Based on…
One of the things that I don't think has been discussed is that higher interest rate also helps the AUD. Which lowers the cost of imports…
Ashbargin commented on Australian Taxation Office Crackdown on Family Trust Rorts Causes Alarm among Tax Advisers
I love how most people say got to stop the "rich" reducing their tax by not allowing/changing structures to reduce tax. There is so much…
Commissions were banned in 2013 this they would not have been receiving commissions from a super fund they put you in 5 years ago.
You may want to double check your understanding with the accountant. You shouldn't put it on your mortgage and then take these proceeds out…
Op you give the difference in interest rate but not the actual interest rates which is required to answer correctly. Also I assume full…
Ashbargin commented on What Can I Do (by 30th Jun, 2022) to Avoid MLS - Single- Taxable Income Will Be 96K
You could renegotiate your salary and get paid less but get paid more annual leave hours.cash in the annual leave next year. You would need…
I am not sure if this was statement of the existing scheme or that there should be a scheme. The pension loan scheme has been around for a…
Ashbargin commented on Is Not Being Able to Work from Home a Reasonable Reason for Wanting to Leave Your Current Role?
One of the big issue facing employers with WFH, is the workers comp liability. They have no real way of controlling the working setup. If…
No financial planner in Australia can receive a commission on a investment. I am also not sure why you would see a person who is tied to a…
Ashbargin commented on New Deal - Crypto Is Half Price Today!
Anyone want to buy any Tulips off me?
Ashbargin commented on Life Insurance. Would You Consider It?
Yes have the full suite of personal insurances (life, TPD, Income protection and trauma. My view on personal insurances is if there is a…
Ashbargin replied to 
Eeples on How Much Money Do You Need to Retire, and What Variables Need to Be Considered?
Eeples on How Much Money Do You Need to Retire, and What Variables Need to Be Considered?It is your income needs. Almost no one pays tax in retirement. Even ignoring using superannuation income streams (which are tax free over…
Ashbargin commented on How Much Money Do You Need to Retire, and What Variables Need to Be Considered?
Very basic rule of thumb for most normal range of income needs is. 17 X income needs at 55 15 X income needs at 60 13 X income needs at 65.…
It is. However the issue here is that the objectives are completely conflicting. On one hand you say you want quick access to the capital…
Ashbargin commented on Where Do You Keep Your Emergency Cash?
Why did you fix all of your home loan. Me personally ensure that my loan is spilt either in 2 or multiple loans (if I am fixing over…
What are you seeing on the website that I don't? All I see is the following in regards to commissions. Which confirms my statement.…
No they cannot charge commissions on any investment. A commission is paid from a product provider and has been removed to ensure that there…
Yeah, I understand what a commission is. I referring to why you commented "a pool of products that they push for commission which makes…
What commissions are you referring to? Commissions on investments/super haven't been allowed for many years.
Ashbargin commented on Workplace Forcing People Back to Office
The problem if everyone one is to work from home 100% is how do you onboard new people into the business. Simply, have them spend time…
Some good information in all of that. I would question the CPI adjustment compared to AWOTE adjustment when looking at affordability…
Ashbargin commented on nbn FTTP Upgrade Quotes Now Free (Was $330)
$9,550 FTTN. Pretty close to the Node and usually get around 80-90ish down. Would be happy to pay $1-2K if a handful of neighbours chipped…
Ashbargin commented on Qantas Introducing No Jab - No Fly Policy
The NRL had a no jab no play requirement. Although there we are fee exemptions for those with medical issues that prevented it.
I haven’t read all the replies. The reason why the 2,3 and 4 rates are so low is because the RBA is Specifically buying bonds in this…
With a lifetime annuity it depends on how long the person lives and what if any inflation increases you have. But currently with…
Age pension age is moving to 67. Not retirement age. Retirement age for say super is anytime after age 60 and if still working…
Ashbargin commented on Annuities as an Investment for Retirement?
Like any investment you need to look at how it fits in to your goals. Lifetime annuities can provide a specific outcome when looking at…
Ashbargin commented on I Nearly Hit a Car; Need Advice on Right of Way
All you need to do is freeze frame with 10 seconds to go and you can see the blue car never actually enters the road until after the…
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