lovindeals » user profile

Member Since 11/03/2018
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Excellent. 450k on 5.5%. Extremely happy with this situation
12/06/2023 - 14:17
Congrats.. With the projected 1-3 more rate increases this year, there's definitely room to make more money. Each 0.25% increase from the…
09/06/2023 - 19:44
Delicious interest rates. I'm extremely happy I don't use Ubank for my savings account. Their interest rates SUCK. Looking on track to make…
09/06/2023 - 19:34
Yeah agreed. Maybe I was a little harsh before with the comment about not being able to save 1k a month. However I fully stick by what I…
07/06/2023 - 15:28
You sound like you're coping. If they don't make 5 transactions in a month whether it's fuel, shopping, bills, junkfood then I don't know…
07/06/2023 - 11:18
Because making 5 transactions isn't rocket science lol. Alot of poeple here make it seem like it's the most difficult and time consuming…
07/06/2023 - 07:40
It isn't 0.3%. It's more. Other banks will increase before Ubank even moves. Doesn't matter what the average savings per age is. I worked…
07/06/2023 - 07:20
Its not hard or difficult to make 5 transactions. An extra 24 minutes a year gains me 2.5k extra a year
07/06/2023 - 06:25
I wouldn't forget because i don't have dementia. And like i said, it's not just a "little" bit more for me. The math works out and I…
06/06/2023 - 23:54
There's a few other banks that are higher then Ubanks 5%. right now. Once the other banks increase their rates it'll be MUCh higher then…
06/06/2023 - 17:26
And as I've said I've done the math above. That extra 2 minutes a month gives me an extra 2.5k a year compared to Ubanks crumby rates.
06/06/2023 - 16:44
You can have 9 future savers tied to the one account. 5.3% on 9 savers with 50k. I'm comparing BoQ to Ubank. Haven't included my maxed out…
06/06/2023 - 16:38
My calculations aren't wrong. 450k with BoQ earning roughly 2k a month.
06/06/2023 - 16:32
Based on rough sums, It's worth an extra 2.5k a year for me to not use Ubank. Takes 2 minutes a month. So yeah, I know what the correct…
06/06/2023 - 16:09
Takes 2 minutes to make 5 transactions. If you can't deposit or save 1k a month something is seriously wrong.
06/06/2023 - 15:56
Nope. Virgin and BoQ, 5.1% and 5.25%. Far higher then crappy Ubank
06/06/2023 - 15:47
Honestly not sure... there's a few people on here that have multiple bank accounts and nothing has happened to them
15/11/2022 - 20:53
I have 100k in ING already. All the remained of my money is in BoQ.Every little bit of interest counts though.
15/11/2022 - 19:29
Finally. Got this combined with ING... Excellent rates. Hope the RBA keeps increasing the interest rates. My bank account is loving it!!!
15/11/2022 - 18:43
Nah I just have the one account with multiple futures
19/09/2022 - 22:36
No. Had all my money in the non-app BoQ. I wanted to transfer all my money to another bank because of the higher rate, then they told me…
19/09/2022 - 18:38
Got 100k already maxed with ING, can't be bothered moving it lol! But 4% is an amazing rate for sure.. hopefully they don't fix this…
19/09/2022 - 17:48
Yeah, hopefully it's not a technical issue but I've seen from multiple staff members they're getting the full rate + a few other posts…
19/09/2022 - 17:40
Hope not! Oh well atleast i'll get a few months worth of free interest rates
19/09/2022 - 17:39
I did the same till the staff members explained and showed me their accounts and assured me the T&C's weren't correct (lol). Tried it out…
19/09/2022 - 17:39
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