lovindeals » user profile

Member Since | 11/03/2018 |
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lovindeals replied to
souths123 on 5.50% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

I'm still getting the full interest

lovindeals commented on 5.50% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Excellent. 450k on 5.5%. Extremely happy with this situation

lovindeals replied to
souths123 on Savings Maximiser 5.50% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

Congrats.. With the projected 1-3 more rate increases this year, there's definitely room to make more money. Each 0.25% increase from the…

lovindeals commented on Savings Maximiser 5.50% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING
Delicious interest rates. I'm extremely happy I don't use Ubank for my savings account. Their interest rates SUCK. Looking on track to make…

lovindeals replied to
Igaf on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Yeah agreed. Maybe I was a little harsh before with the comment about not being able to save 1k a month. However I fully stick by what I…

lovindeals replied to
ScruffTheJanitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Ubank isn't 5% for another 3 more weeks.

lovindeals replied to
ScruffTheJanitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

You sound like you're coping. If they don't make 5 transactions in a month whether it's fuel, shopping, bills, junkfood then I don't know…

lovindeals replied to
cookie2 on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Because making 5 transactions isn't rocket science lol. Alot of poeple here make it seem like it's the most difficult and time consuming…

lovindeals replied to
ScruffTheJanitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

It isn't 0.3%. It's more. Other banks will increase before Ubank even moves. Doesn't matter what the average savings per age is. I worked…

lovindeals replied to
ScruffTheJanitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Its not hard or difficult to make 5 transactions. An extra 24 minutes a year gains me 2.5k extra a year

lovindeals replied to
ScruffTheJanitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

I wouldn't forget because i don't have dementia. And like i said, it's not just a "little" bit more for me. The math works out and I…

lovindeals replied to
sa-ozzie on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

There's a few other banks that are higher then Ubanks 5%. right now. Once the other banks increase their rates it'll be MUCh higher then…

lovindeals replied to
capslock janitor on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

And as I've said I've done the math above. That extra 2 minutes a month gives me an extra 2.5k a year compared to Ubanks crumby rates.

lovindeals replied to
EBC on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

You can have 9 future savers tied to the one account. 5.3% on 9 savers with 50k. I'm comparing BoQ to Ubank. Haven't included my maxed out…

lovindeals replied to
EBC on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

My calculations aren't wrong. 450k with BoQ earning roughly 2k a month.

lovindeals replied to
FuRyZ on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Based on rough sums, It's worth an extra 2.5k a year for me to not use Ubank. Takes 2 minutes a month. So yeah, I know what the correct…

lovindeals replied to
FuRyZ on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Takes 2 minutes to make 5 transactions. If you can't deposit or save 1k a month something is seriously wrong.

lovindeals replied to
solidsnek on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Nope. Virgin and BoQ, 5.1% and 5.25%. Far higher then crappy Ubank

lovindeals commented on Earn up to 4.60% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
4.6 in one months time... garbage rates.

lovindeals replied to
Munners1989 on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Honestly not sure... there's a few people on here that have multiple bank accounts and nothing has happened to them

lovindeals replied to
Munners1989 on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

I have 100k in ING already. All the remained of my money is in BoQ.Every little bit of interest counts though.

lovindeals commented on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Finally. Got this combined with ING... Excellent rates. Hope the RBA keeps increasing the interest rates. My bank account is loving it!!!

lovindeals replied to
capslock janitor on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Usually first or second working day of the month

lovindeals replied to
kaij on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Nah I just have the one account with multiple futures

lovindeals replied to
archiexyz on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Better transfer all your money back to BoQ now ;)

lovindeals replied to
archiexyz on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

No. Had all my money in the non-app BoQ. I wanted to transfer all my money to another bank because of the higher rate, then they told me…

lovindeals replied to
victorheaven on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Got 100k already maxed with ING, can't be bothered moving it lol! But 4% is an amazing rate for sure.. hopefully they don't fix this…

lovindeals replied to
firestint on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Yeah, hopefully it's not a technical issue but I've seen from multiple staff members they're getting the full rate + a few other posts…

lovindeals replied to
victorheaven on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Hope not! Oh well atleast i'll get a few months worth of free interest rates

lovindeals replied to
archiexyz on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

I did the same till the staff members explained and showed me their accounts and assured me the T&C's weren't correct (lol). Tried it out…
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