derrida derider » user profile

It is a me issue. Dude for your own mental health LET IT GO. If you find that hard, go to a psychologist and get some CBT exercises to help…

The trouble with the "take it to court" strategy is that the other side collects money from the uninsured for a living. They will have had…

Yes, but the arguments are about two things: - is the other guy on the hook for the excess (noting insurance is not too fussed about this…

This is why you get comprehensive. Because the other guy knows they can screw you, no doubt to the point of outright lying, because you…

Na. IME Karens come in all ages and genders.

But that is just the OP not understanding how these things work. He should have said "billed", not "quoted". No insurance company is going…

They could, but they don't. For one thing they don't know how long it will take - you may have to wait for parts, the repairer could be…

It IS a bill already, not a quote. The work has been done. Certainly he can ask for it to itemized. Though if the insurance company wanted…

But his car is ALREADY repaired and he did not have to pay a cent! He even got a free hire car while waiting for it to be repaired…

Not really - the work is still fully guaranteed by the insurance company. Sure there's some dodgy panel beaters around but their dodginess…

But your friend was the one with insurance. OP's grandpa does not get a say in whether the person whose car he damaged goes through…

It is not a quote but a BILL for work already done. OP has got it wrong.

And how is he supposed to get those quotes when he has no access to the car he damaged and anyway the damage has already been repaired? You…

The point is that by the time grandpa gets it it is no longer a quote but a bill, for work actually done (which work will include a hire…

They can't cancel once the claim is paid out. And even if they could, why on earth would they? Their car is fixed, the repairer paid by the…

But almost certainly a large chunk of the $12,500 bill is not for the repair at all, but for the rental of a replacement car while waiting…

Or get Chinese. They are technologically way ahead of the established brands and arguably ahead of Tesla too. Design and build quality is…

They have depreciated purely because the price of a new Tesla has fallen by over a third in the last four years (that is also, BTW, the…

"When people claim this, you generally find they prioritise other things". Yep, like feeding their kids or paying the rent. It never ceases…

Do you have Health Insurance with Extras? I get the exam, x-ray and clean free twice a year with Medibank Private (their choice of dentists…

They're not EVs they're basic ICE cars of the sort that old guys keep saying they want instead of "this new fangled tech". Cars sold mainly…

Why on earth would the CCP subsidise sales to such a small market? Chinese cars in Australia are considerably DEARER than the very same…

Says someone who has clearly never been to China. The salary and lifestyle of a typical Chinese skilled worker in a big city (where these…

Yes, but you are talking about what insurance companies SHOULD do, while I am pointing out what they DO do. Unfair or not, that is how it…

That is naive - read your PDS. Basically it says that they only waive the excess if they can make another party pay it. It is not about you…

jv, Bruceflix just left the "/s" off the end of that sentence. As I've said before, never attempt satire on the internet because someone…

Yep, you do appear to be in the small minority where a hybrid makes more sense than a full BEV because you genuinely need the extra range.…

Did you not see the bit about 40000km a year? An old (therefore non-hybrid) Camry will cost in petrol (which aint getting any cheaper).…

All the more reason to get a car with the excellent driver aids now available, especially (but not only) in EVs. Lane Keeping Assist,…

We're not talking about commodities but manufactured goods - ie cars. They are in effect sold on a spot market, not long duration…