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Don't know why people downvoted you. I am one of the people who has to pay tax because of ESPP.

I use Zip with credit card back to pay ATO, 0 fees and earn points. Win!

People pay for X[hitter]?

So that means we should be a bit more patient :D

If it's tax avoidance it shouldn't be that high. I assume OP at least have Silver Hospital + 70% Extra. You can downgrade to Bronze if it's…

Unlikely she will be treated as public patient because of the waiting period. She will have to be treated as private patient.

You want to swap with one of your colleagues. It's common thing, but make sure it's fair for them :D. If they take your weekend roster, you…

It is great to get an EV. Not sure about PHEV but if you just want A to B car the MG4 base model is great. My partner uses EV for 3 days a…

Came in to buy a $99 bottle, ended up spending extra $139 to save $15 shipping :facepalm:

Yeah i had the PX cask finish before. I guess this will be similar. Definitely will grab one for my upcoming birthday lol

Interesting, is it one of the newer release? I have never seen the Sherry Cask 10yo before. Is it similar to lagavulin 16?

Yeah, i am glad that i have an ZS EV for around the town driving. The Kluger is only used for family trip, longer distance trip.

Well your drive pattern is not typical. Just look at all the ICE car and try to see their claimed consumption and their consumption for…

They would need total loan of 950k + 340K - 120K cash which might not be possible. Although definitely an option to explore if income can…

My friend got lucky, the new house they bought and the old house were settle on the same day. They managed to ask the new owner for extra 2…

Obviously he doesn't understand how tax works :D, it's rough to get hit with extra 15% on the super (on the amount exceed 250K) when…

I'm in 35-45 bracket. Yes i'm fine with sacrifice $30k for the next few years. Some years i didn't but i did catch up later on. I'm on the…

You can't do it if it's already under your name. But for shares it's probably easier to manage. But instead of keep investing under your…

The things i do: - Max out Super contribution - Spouse contribution (my wife works part time and on a low income) - WFH expenses - Negative…

That's the GST on the balloon payment because the car is not fully deprecated. So depending on how long your lease it, it could be 35% -…

As much as i hate auction, it's much more transparent process. I hate this silent auction. Sorry to hear your experience OP.

Same, my average over 20k km (1.5 year with the car) is 15.6kwh/100km.

I have a Durgod Taurus K320, how is it compared to this? I'm having a blue switch right now. I use it at home, but thinking of getting a…

Do you use it for heating as well or just hot water usage?

I don't particularly like Parma, but it's the safest option to get in a pub. If any place cooks a parma wrong, there's nothing in their…

Who hurts you today, OP?

I bought the bespoke elite pro. I think the value for money is better if you can get it for cheap through EPP discount. If you spend the…

The v6 is an absolute dogshit. I recently upgraded to a samsung jet bespoke for $725 through EPP store ($50 trade in credit for my dead…

Yeah typo :facepalm:

oh yeah i forgot, i did apply the coupon ended up with $270