ajr5k » user profile

Member Since 09/02/2016
Last Seen 9 hours 13 min
Badges 5 3
Location Victoria

Recent Activities

Wow that’s wild cheap for anyone near there… nice find.
30/01/2025 - 13:35
That purple bag, the Luxe blend, is one of the best coffee whole beans out there imo.
24/01/2025 - 22:40
The 36 pack is slightly cheaper on a per can basis using S&S, but fully understand the 10 pack is a more convenient form factor. Thought…
23/01/2025 - 19:41
Without consent of the target, it is attack recon. A pen test is planned with consent of the target and is not to cause damage or…
17/01/2025 - 11:46
Pen testing is not a cybercrime.
17/01/2025 - 11:29
"Harvey Norman said they were not required to offer a replacement..." Illegal. A phone not working is unquestionably a major problem.…
15/01/2025 - 15:11
Also cancelled. Doesn't matter. I went with PayPal and took screenshots of eligibility as I don't have a huge amount of trust in these…
15/01/2025 - 14:39
Worked for me. Have not done Hello Fresh in literally years after moving to a non-covered area. Seems they have expanded to include me…
14/01/2025 - 16:31
As legislated at present, should be the duration of the lease - But the government is the government so who knows, they set the rules and…
11/01/2025 - 13:27
This is correct, but if you were going to get a car anyway, much better to use pretax income vs posttax income
11/01/2025 - 07:59
Depends on your marginal tax rate, but my guess is NL as you would need to maintain records as to what the vehicle is being used for if it…
10/01/2025 - 22:13
Thanks for the tip, I will start doing the same. Good context and thank you for maintaining the spreadsheet.
10/01/2025 - 22:07
Great summary.
10/01/2025 - 20:58
The more stuff you bundle in, the more stuff you buy using pre-tax income rather than post tax income, which is effectively a discount on…
10/01/2025 - 20:52
Righto - hope they are paying you in USD at the moment, that would be better than a lease 😉
10/01/2025 - 20:03
It does when compared to a traditional loan and repayment system. The core difference is using pre-tax income for the vehicle and runnings…
10/01/2025 - 20:02
Do you have any sway over that stance? Great way to retain staff.
10/01/2025 - 19:51
Ah right makes sense. Likely still worth to package up your rego and insurance using pretax income and save the 10% GST on the upfront…
10/01/2025 - 19:50
No GT? I gave them all a spin as well but liked the GT better. Steering wheel on the BX was absolutely horrid, good shout on the model up.
10/01/2025 - 19:48
$13,990 in 1985 dollars (I don’t know how old you are so apologies in advance if I’m way off the mark) is around the $50k mark.
10/01/2025 - 19:47
This is the thing. I test drove the Omoda 5 GT, and it was a glorious drive. The reputation of Chery put me off.
10/01/2025 - 19:44
It isn’t a rebate. Normally, FBT is charged as a tax on the benefit you gain leveraging a NL to lower your tax bill. At present, an EV is…
10/01/2025 - 19:39
Sorry, I was wrong, you are correct for the Plug In Hybrid, it is indeed April.
10/01/2025 - 19:35
You also don’t pay GST under a NL agreement, as it is a business purchasing it rather than an end customer. A lot of the savings…
10/01/2025 - 19:33
Do the maths, but most likely yes: https://docs.google.com/spreadsheets/d/1CtpBXmuhRW3HrBjqJqnPeFhOfqCbPK-wXA17oz_1fuA/
10/01/2025 - 19:30
No one can answer the part about the future, but it terms of being worth it in a higher tax bracket -> most likely, yes. Copy this and fill…
10/01/2025 - 19:30
Why doesn’t it qualify for FBT exemption? Is it over the LMVT threshold?
10/01/2025 - 19:27
It’s being “reviewed” in 2027 with plug in hybrid ending in May this year. So likely scrapped in 2027 Edit: April, not May.
10/01/2025 - 19:26
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