benwaffle » user profile

Member Since 03/03/2014
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benwaffle replied to aero2146 on Westpac Altitude Qantas Black Credit Card: 90,000 Qantas Points with $6000 Spend in 120 Days, $225 1st Yr Fees Existing Customer
The fee is to earn qantas/velocity points and is payable every year. It's not to join the QFF or VFF program
14/08/2024 - 00:11
benwaffle replied to littlekd on Ostelin Infant Vitamin D3 Drops 2.4ml $9.77 ($8.79 S&S) + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
It’s 187 doses. My kids all had this when they were babies. No issues at all
02/06/2024 - 10:16
benwaffle commented on Ostelin Infant Vitamin D3 Drops 2.4ml $9.77 ($8.79 S&S) + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
This one below is much better value with 187 doses vs 80 at a lower price…
02/06/2024 - 09:16
benwaffle replied to melbourne guy on Current Life Insurance / TPD / Income Protection - Getting Ripped Off?
Insurers were losing a lot of money with claims especially for mental health so they threatened to leave the insurance market in Australia…
24/05/2024 - 01:48
benwaffle commented on Investment for Child Education
Minor trust brokerage account Buy AFI units You can buy up to $1000 of AFI once a day @ $0 brokerage with CMC Turn on DSSP so no dividends…
28/02/2024 - 09:45
benwaffle commented on Help Recommend a Gaming Laptop - Budget $2,500
Legion 5 Pro 16"
10/12/2023 - 13:26
benwaffle commented on Stuck at Tax Return Because of The Coles Mastercard Gift Card
Wasn't OP the one who did something similar with AGL and having similar issues....... https://www.ozbargain.com.au/node/686708
28/11/2023 - 23:23
benwaffle replied to sneijder on 10x Everyday Rewards Points with $20-$500 Perfect EFTPOS Gift Card Purchase ($7.95 Fee Applies) @ Woolworths
The best 'value' from these cards is buying with an amex plat edge to get the 3 MR per $ I find these cards very good for medical/health…
30/09/2023 - 09:53
benwaffle replied to [Deactivated] on 10x Everyday Rewards Points with $20-$500 Perfect EFTPOS Gift Card Purchase ($7.95 Fee Applies) @ Woolworths
If you're happy to check the balance of prepaid MasterCard and visa cards then you won't have any trouble with checking the balance of…
27/09/2023 - 13:05
benwaffle replied to [Deactivated] on 10x Everyday Rewards Points with $20-$500 Perfect EFTPOS Gift Card Purchase ($7.95 Fee Applies) @ Woolworths
If it's too hard to go into a ColesWorth then you can just throw them in the bin
27/09/2023 - 10:40
benwaffle replied to [Deactivated] on 10x Everyday Rewards Points with $20-$500 Perfect EFTPOS Gift Card Purchase ($7.95 Fee Applies) @ Woolworths
Once you get to low balance you just split payment at ColesWorth to clear it
27/09/2023 - 09:31
benwaffle commented on Free iOS App to Save Paper Receipts
Office Lens or even the ATO app
07/09/2023 - 11:31
benwaffle commented on Skinny Suit Pants - Where to Go? (under $130)
Asos skinny is really skinny. I think they have a skinnier skin tight version as well. Quality is so-so, price is pretty cheap
18/08/2023 - 18:00
benwaffle replied to Slippery Otter on 10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
I think you can only use 10 cards per day with the ATO (5 on mygov and 5 on GovEasyPay). Never seems to work with subsequent cards on the…
16/08/2023 - 15:31
benwaffle replied to trashcan on How Does Citi Get Away with Charging This Interest?
OP failed to pay the closing balance from the last statement of account. He was $5 short The refund was not a payment
15/08/2023 - 00:21
benwaffle replied to mshanann on How Does Citi Get Away with Charging This Interest?
@acinod won't close the account because then they lose the ability to do their monthly 20k PayAll transactions (and the associated reward…
13/08/2023 - 19:03
benwaffle replied to Donaldhump on Best Investment Strategy for Kids?
Changes the cost base which will change the CGT when units are eventually sold (ideally when recipient is on a low income which most kids…
28/04/2023 - 09:43
benwaffle commented on Best Investment Strategy for Kids?
Minor trust account (Commsec or CMC) Buy AFI units You can buy up to $1000 of AFI once a day @ $0 brokerage with CMC Turn on DSSP so no…
28/04/2023 - 09:09
benwaffle replied to JIMB0 on 10x Everyday Rewards Points on $50, $100 and $20-$500 Perfect EFTPOS Gift Cards (Activation Fee Applies) @ Woolworths
Can't all cards be cloned? Would still need the pin inside. Barcode tampering is when they replace the barcode with another gift card…
25/04/2023 - 12:16
benwaffle commented on Transfering AmEx Points
If you really want the qantas points then you can transfer to marriott and then convert to Qantas. However you'll take a hefty haircut even…
21/04/2023 - 18:09
benwaffle commented on Transfering AmEx Points
Why don't you transfer them to Asia Miles and use the points for qantas bookings. Asia miles don't expire now
21/04/2023 - 15:49
benwaffle replied to Nom on ½ Price Bondi Sands Hydra UV Protect SPF 50+ Face Fluid 40mL $11 @ Coles
No, I did read the article and it was a good write up. The fact is the actives do make their way into the plasma. Even though it may be a…
14/04/2023 - 15:42
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14/04/2023 - 15:42
benwaffle replied to moocher on ½ Price Bondi Sands Hydra UV Protect SPF 50+ Face Fluid 40mL $11 @ Coles
Thanks for the article. I appreciate that she is trying to moderate the 'exaggerated' fear of chemical sunscreens but it doesn't change the…
14/04/2023 - 00:01
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