eclaw » user profile
Member Since | 03/02/2014 |
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Last Seen | 15 hours 3 min |
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eclaw commented on Thompson Steer Coonawarra Cabernet Sauvignon 2020 (98 Point) $179.88 (82% off) + Delivery @ BoozeBud
Why so...cheap?
Do PHI reject repeated applications like CCs if you dance around companies? Or I guess there are TCs on their bonuses
Tracked after 1hr
Not just the drivers, the restaurant merchants are suffering too… These big companies take from 10% to as much as 35% from what the…
I have it - $20 min order still applies to fast food chains The only difference between doorpass and pay as you go is that you'll break…
I highly doubt it has much to do with the location of manufacturing (China does the steel pegs as well) as oppose to the composition of…
Yep, and there's nothing wrong with that. The bank is the lender and gains are limited to its interest margin while the borrower has…
Looking at menulog which tends to offer lower delivery fees; this ranges from $2 to $5 depending on the restaurant. For a person who orders…
eclaw commented on 10% off One Shop Every Month (Max Discount $50) @ Woolworths [Woolworths Mobile & Woolworths Rewards Required for > 60 Days]
Anyone know if the 10% off is stackable per service? E.g. Missus and I want to each sigh up and link it to one rewards card/
I wouldn't call it a cost - If your colleague could afford $100k cars and a fishing boat - travelling and going to footy or any sort of…
eclaw replied to Bystander on What Is The Best/Most Effective Method to Quickly Boost The Economy Post Covid-19 for The Consumer? Minimum Bucks, Maximum Bang
Thats the same as putting tariffs against every country you do business with. You're effectively making the cost of importing anything…
I read elsewhere that this can compensated by strengthening the distribution system to poorer people. GST is arguably fairer in the sense…
Here you go:…
This is known as sequencing risk - when a bad investment return early in your retirement will lead to a significant fall in living…
Combined wage $180k (assuming each person earns 90k each) is worth around $11,500 post tax per month. Mortgage of $400k works out to be…
One account is nearly always better than two given you are paying less fees. The only time I can think of why some people would want two…
Thanks! So assuming one does not fly for leisure purposes, it makes more sense to pay for these flights upfront (and lounge access) since…
eclaw posted a forum topic Is The Flight Included in The AmEx Velocity Platinum Card Tax Deductible?
Hi All, Part of my role involves moving between Sydney and Melbourne offices every now and then. I know that I claim a tax deduction on…
Hey mate, well it's been 8 months now that I've joined them and so far there have been no changes to my rate. Yes you're right about the…
eclaw commented on Snickers Fun Size Are Chinese Made
I don't see why there is so much hate on it being made in China. Factory produces it, someone from management must have tried the…
eclaw commented on $150 Bonus When You Invest $2000 for a 3 to 5 Year Term Investment + Interest (Rates: 3yr ~6.1% P.A., 5yr ~8.5% PA) @ RateSetter
Seems like a nice option for lower income earners. At your average 30% + medicare rate the returns are hardly worth it if you have an…
Actually I read the part about her being worried about her financial future as the actual focus... The options op lays out are relevant but…
eclaw commented on Financial Planning as a Single Woman
Why are we giving career advice when OP is after financial ones. With >$100k saved at 32, OP seems to already be doing the right thing. 1)…
I have insurance via strata but also opted out of contents for similar reasons. I'll add an extra point here - insurance is best used to…
eclaw commented on Cheaper Netflix Via VPN for Existing / New Subscribers (E.G Basic $4.07, Standard $7.11, Ultra $10.16 Per Month W/ No Fee Card)
Question. Does this work? https://www.finder.com.au/frequent-flyer-netflix-gift-cards Can I charge Turkisk Lira's onto an AUD nominated…
5 months now - they're doing a "best" rate for 3.49% if you borrow at 70% LVR
3.54% Homestar FInance
eclaw posted a forum topic Cashback for Woolworths (Cashrewards Vs Shopback)
Hi all, Just wondering if anyone noticed a change in T/C for Shopback on their Woolworths purchases: "As of 1 September 2018, orders paid…
Am I missing something or does 100 seem exaggerated? I hold some shares in DRP that pays semi-annually; that's 2 pieces of paperwork that I…
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