machej » user profile

Best to be a bit patient, looks like this post caused a massive storm for them and they have been doing maintenance + massive CS backlog to…

What if you buy one nigiri and then take 100?

There is a loophole with GMHBA, you can select direct debit for payment and just prepay with CC in your account and you pay no fee.

Got mine today. Thanks!

The trick is to do direct debit and then prepay the month. Seems to avoid the 2%.

Different offers. Qantas offers points, GMBHA offer free weeks.

It's not the first welcome email but the thanks for joining that you get 4-5 days later.

Given their T&Cs it sure seems like you would. Maybe contact them to clarify but it seems the payout is in September but the eligibility…

If you've already served them and go to the same cover or higher you'll get your waiting waived with the clearance certificate transfer…

"Medibank members who held a resident hospital and/or extras policy on 30 June 2024 will be eligible for the cash back." If you were with…

No need to call anyone. Just sign up to this and give the details of your previous fund and the transfer happens automatically.

You just want to ensure you have 12 months of CCs to provide the latest fund so you're always covered. There's no issue with churning but I…

Clearance certificates will automatically be transferred, they'll take care of it. As for the reviews there are many ways to consider it.…

Yes, all health insurance has to give a prorata refund from the day you leave. Some refund without you having to even ask.

GMHBA doesn't subscribe to the whole allied healthcare stuff. They give either fixed amounts on extras or a % back at the provider of your…

There's nothing stopping you from moving around. If you move with the same cover you'll have the same cover without reserving waiting…

Sign up offer is 6 weeks after paying 4 weeks, Covid is 7 weeks. Here is the original Ozbargain offer:…

Agree, if each point is worth 2 cents then it's $2400 of value + whatever you value PC.

Some of these insurers are not-for-profits like GMHBA.

Only if you're with them for 60 days (depending on the offer you signed up for). Their latest offer is a bit different as it has longer…

From family that have used them they also pay out particularly well for hospital so I kind of feel a bit dirty posting this deal but I'd…

Thanks, good pick up, have amended.

Correct, that's exactly what I'm saying. I will send 4 CCs to GMHBA after receiving my previous one.

Correct, after the first 4 weeks.

I don't think we're disagreeing with each other. I'm not saying you'll lose your cover, I'm saying without all your clearance certificates…

Yes, just collect all the clearance certificates, make sure you have continuous coverage at a base level of coverage you want and send the…

Yes it stacks, in my welcome email they say I get it and I got the sign up deal. I just churned from Qantas after collecting the 60,000…

An insane deal as it seems to stack so you get [the sign up benefit (expires 20/9)](https://www.ozbargain.com.au/node/863079) + Covid…

A lot of that is to do with the cyberhack remediation and lost collections. They are doing fine on a forward projection. I don't hold the…