Romka » user profile

Member Since 20/05/2013
Last Seen 11/11/2016
Location Melbourne

Recent Activities

Romka replied to inamberclad on Myer Super Saturday Sale BOGOF Luggage, Further 50% off Sale Items in Store Only
And on top of this as an example of the luggage "SALE" of buy one get one free, the Samsonite suitcases which are usually 40-50% off have…
09/09/2016 - 15:02
Romka replied to revivor on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
Well that is not a comparable product as you pay rate lock fee, there are no extra repayments and there are many disadvantages of a fixed…
25/08/2016 - 18:52
Romka replied to patsfromadelaide on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
The offer is a discount on the standard variable rate with Bank of Sydney and this discount remains for the life of the loan. The only time…
25/08/2016 - 16:41
Romka replied to punkman on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
No worries Thank you for your feedback I do still maintain that a trail commission is a variable and is not a definite - ie. the broker…
25/08/2016 - 16:36
Romka replied to punkman on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
Noone is stopping you from choosing the trail commission. If you are not interested in either deal then please refrain from bagging out…
25/08/2016 - 16:28
Romka replied to punkman on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
I offer an upfront rebate instead of a trail commission where you will be waiting for months until you receive an equivalent amount
25/08/2016 - 16:18
Romka replied to revivor on Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
ING times are 20 days to get the loan settled currently Can offer deals with other institutions depending on personal requirements and what…
25/08/2016 - 16:16
Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
Romka posted a deal Bank of Sydney 3.54% Interest Rate or ING 3.67% Interest Rate with $500 Upfront Rebate (O/O)
Hi all I am a mortgage broker and have for you here a couple of deals which may be of interest for owner occupier loans for which I offer a…
25/08/2016 - 15:56
Romka replied to john_conner on Owner-Occupier Variable Rate Home Loan (3.32%P.a. - Comparison Rate 3.33%) - $0 Setup/Ongoing Fees
you will keep the commission and the broker who sold you the deal will have to pay clawbacks if you leave within 18 months but that doesn't…
23/08/2016 - 21:15
Romka commented on Owner-Occupier Variable Rate Home Loan (3.32%P.a. - Comparison Rate 3.33%) - $0 Setup/Ongoing Fees
ING advantage - $199 annual fee waived in first year, $299 application fee with a rate of 3.67% with a 100% offset account and a…
23/08/2016 - 08:42
Romka commented on Owner-Occupier Variable Rate Home Loan (3.32%P.a. - Comparison Rate 3.33%) - $0 Setup/Ongoing Fees
by applying rebate you mean you're giving up your trail commission? so if a bank changes their trail to your aggregator the discount…
23/08/2016 - 01:03
Romka replied to tiara on Owner-Occupier Variable Rate Home Loan (3.32%P.a. - Comparison Rate 3.33%) - $0 Setup/Ongoing Fees
if the loans are separate one can be owner occupied and 1 investment some banks let you have an owner occupied loan if a certain % of the…
23/08/2016 - 00:46
Romka replied to PlagueistheCheap on Games World 20% off in Store and Online
have checked that page several times and have never seen it in stock
31/12/2015 - 00:43
Romka commented on Games World 20% off in Store and Online
Awesome! Bought Ticket to ride 10th anniversary for $128 ... haven't seen it cheaper than $160 anywhere at all also their gift cards are…
30/12/2015 - 23:23
Romka commented on eBay 20% off at 17 Retailers (7am 26th June - 29th June)
Good to see DSE haven't pushed up prices... just bought a Asus UX303 laptop which they previously had for $1189 then last week discounted…
26/06/2015 - 09:31
Romka commented on $3 Xbox One Games, Pokemon X or Y 2DS Console Bundle $50 @ Big W
For some reason my post was deleted but I just picked up an Essential Starter kit for PS4 for $3 which includes a vertical stand, dual…
26/06/2015 - 01:07
Romka commented on Tigerair - 30% off Light Fares
Yes they will just booked a flight over Christmas and Jetstar did a price beat Melb to Gold coast for 3 people return $467 (24th December…
24/06/2015 - 16:08
Romka commented on How much damage need to be done before an insurer writes a car off?
The general rule of thumb is if there is more than 75% of the total insured price in damages, then your car will get written off. The car…
20/05/2013 - 09:33
Romka joined OzBargain.
Welcome aboard!
20/05/2013 - 09:30