Savings Account +

Saving accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque ). These accounts let customers set aside a portion of their liquid assets while earning a monetary return. For the bank, money in a savings account may not be callable immediately and in some jurisdictions, does not incur a reserve requirement, freeing up cash from the bank's vault to be lent out with interest.

200

expired UniBank Student Banking 5% Cashback ($150 Max in 6mo) for Uni Students & Recent Graduates

Darkpulsar on 13/03/2020 - 10:57 unibank.com.au

5% cashback ($150 maximum over 6 months) on purchases on the VISA network within 6 months of opening a UniBank Everyday Direct account and Online Savings account - $3000 spend in the period to get …

11
Financial
11 Apr 2020 1:07am

2576

expired Receive a Better Rate (up to 1.4% Increase) on Bank Deposit Accounts - Netbank Saver with Commonwealth Bank

LBallsy62 on 11/02/2020 - 11:10 commbank.com.au

A hidden user option. Account holders can manually increase interest rate to receive bonus 1.25% Increase remains in place for 3 months and must be reset after that period Access by following …

193
Financial
8 Oct 2022 5:41pm

311

expired 86 400 Neobank Transaction Account + up to 3x Savings Accounts at 2.25% up to $100k Per Account (with $1k Deposit/Month)

CamM on 04/02/2020 - 22:49 86400.com.au

@Mods - please feel free to move to forums if more appropriate. No doubt many OzBargainers are already familiar with 86 400's transaction and save account offering from this long running deal …

55
Financial
23 Mar 2020 9:32pm

560

expired Xinja Stash (Savings Account, 2.25% up to $245k, No Conditions)

non-core promise on 15/01/2020 - 09:11 xinja.com.au

https://www.apra.gov.au/register-of-authorised-deposit-takin... https://www.apra.gov.au/sites/default/files/xinja_bank_adi_a... https://help.xinja.com.au/hc/en-us/categories/360000115672-B... https:/…

55
Financial
5 Mar 2020 2:52pm

150

expired [Android] $5 for New Signups after 5 Google Pay Transactions (Within 10 Days) @ Up

krushgroove on 18/11/2019 - 18:43 up.com.au

From Ausdroid - https://ausdroid.net/2019/11/18/digital-bank-up-is-offering-... If you’re not already an Up customer, the company is running a promotion to encourage you to sign up and get going. …

14
Financial
31 Dec 2019

961

expired Open an Account and Get $10 after Your First Purchase @ 86 400 Smart Bank

Kyle-K on 21/10/2019 - 12:28 86400.com.au

Download the iOS or Android app open the account and do the requirements outlined in terms and conditions. the relevant bits below. Open an account and get $10 after your first purchase. Limited to …

106
Financial
14 Feb 2020 11:07pm

243

expired 86 400 Neobank Transaction + Savings Accounts (2.25% with $1k Deposit, up to $100k, Digital Wallet Support + NPPA)

non-core promise on 11/09/2019 - 07:09 86400.com.au

If you don't know what a neobank is, they're online banks that are 100% digital. They do not have physical branches and are not constrained by legacy systems. Some others include Up, Volt …

63
Financial
5 Feb 2020 2:22pm

expired ANZ Progress Saver 1.95% p.a (Minimum $10 Deposit + No Withdrawal in a Month)

djprima on 14/08/2019 - 10:56 anz.com.au

This is not the best deal for HISA, but might be useful for those already with ANZ and don't want to have trouble dealing with multiple banks. Eligibility for 1.95% p.a interest: - Deposit at …

25
Financial
28 Sep 2019

expired MyState Bank; 2.6% p.a. on the Bonus Savings Account

SomeGuyOnOzB on 24/07/2019 - 12:58 mystate.com.au

I haven't used this bank before but there've been 4 deals posted on OzBargain going back to 2016 MyState Bank hasn't dropped their rates since the last RBA rate drop (there might be …

15
Financial
27 Jul 2019 12:37pm

1030

expired 2.75% Fast Track Saver When Linked with Day2day Everyday Account @ Bank of Queensland

tHaMiR on 07/07/2019 - 21:30 boq.com.au

I've been looking for a better online saver interest rate and noticed this offer from Bank of Queensland! 2.75% on going saving interest rate - no bonus or limited period ie 4 month offer or …

82
Financial
11 Jul 2019 11:59am

expired AMP Saver Account 2.75% pa for 4 Months for The First $250,000 (New Customers Only)

ocoolio on 01/07/2019 - 13:39 amp.com.au

The honeymoon 2.75% pa for 4 months and the happily ever after 1.85% pa ongoing variable rate. Available if you open a new AMP Saver Account and you have not held an AMP Saver Account or eASYSaver …

10
Financial
15 Aug 2019

1940

expired 3% P.a. Interest on Balances up to $250,000 for 25+ Years Old @ Bank of Queensland

SomeGuyOnOzB on 07/04/2019 - 11:16 boq.com.au

Big kudos to the people at Whirlpool, maintaining the savings spreadsheet New challenger for Top Interest Rate Savings Account in Australia Fast Track Saver Account - 25 years old and over; citizen …

226
Financial
13 Jun 2019 8:01pm

expired [TAS] Bank of Us Stash 'n' Splash Savings Account 3% p.a. for 4 Months with a Balance of $50,000 or More

freemoneyhunter on 06/01/2019 - 12:13 bankofus.com.au

Open a Stash 'n' Splash savings account today, earn a higher interest rate & enjoy the flexibility of accessing your stash if you need to splash! Spring Load your Stash 'n' …

55
Financial
13 Oct 2020 4:49pm

expired Sign up for a Flex Youth Savings Account (Ages 13-17) and Get $30 Cashback Plus a Portable Charger @ Borderbank

jdogg on 23/12/2018 - 19:46 borderbank.com.au

If you are under 18 and not eligible for the $50 cashback, I saw this offer on their website too - $30 Cashback and bonus portable charger when you sign up to a flex youth savings account (for ages …

1
Financial
Freebie
31 Jan 2019

690

expired Bank of Queensland Fast Track Starter for 14-24 Year Olds: 4% Interest on Balances up to $10,000, 2.8% on Balances over $10,000

kindshibe on 20/12/2018 - 22:59 boq.com.au

The BOQ Fast Track Starter Account gives 4% on balances up to $10k, with any additional funds above $10k earning 2.8%. Only for people aged 14-24. No account keeping fees Must deposit $200 per …

54
Financial
14 Jun 2019 8:17pm

100

expired 2.9% Interest on Savings with an S10 Bonus Saver Account at Move Bank (Was Railways Credit Union)

SomeGuyOnOzB on 19/12/2018 - 09:45 movebank.com.au

Railways Credit Union (established in 1968) is now Move Bank (since 7 May 2018). According to the APRA list of ADIs for the Australian Government Guarantee, Move Bank is it's own ADI (search …

50
Financial
2 Feb 2019

1420

expired RAMS Saver Interest Rate Increased from 2.8% to 3%

VKV on 08/03/2018 - 11:57 rams.com.au

Received an email about RAMS Saver rate change. The rate details of your RAMS Saver account will change from Thursday 8 March 2018 - you'll earn a total variable rate of 3.00% p.a. …

158
Financial
25 Sep 2018

expired RABO Direct 1.25%Pa Top up Bonus Variable Interest Rate Will Apply to New Money You Deposit into Your Personal HISA up to $50000

rogsamsy on 09/11/2017 - 10:19 rabodirect.com.au

Received this email from Rabo. Good for those that have a dormant account to drop $50K in for 4 months for a bit of extra interest. (3.05%) "We want to keep you informed about a temporary …

33
Financial
8 Mar 2018

170

expired New ANZ Access Advantage and Progress Saver Accounts Get Up To $100 Gift Card

schmucky on 02/10/2017 - 15:38 anz.com.au

Once you’ve opened your accounts and saved $300 or more each month into your Progress Saver without withdrawals, provided you meet the eligibility criteria, ANZ will contact you with a unique …

15
Financial
27 Oct 2017

170

expired [Parents and Guardians of Kids] 4.75% P.a. Savings Account @ BankWest

SomeGuyOnOzB on 08/06/2017 - 17:57 bankwest.com.au

** update ** Some members mentioned an automatic sweep on anniversary, where more than a certain amount is swept out to another account every 12th or 13th month. I'm not sure if you can then …

38
Financial
23 Jul 2017

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