Savings Account +

Saving accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque ). These accounts let customers set aside a portion of their liquid assets while earning a monetary return. For the bank, money in a savings account may not be callable immediately and in some jurisdictions, does not incur a reserve requirement, freeing up cash from the bank's vault to be lent out with interest.

expired ANZ Progress Saver 1.95% p.a (Minimum $10 Deposit + No Withdrawal in a Month)

djprima on 14/08/2019 - 10:56 anz.com.au

This is not the best deal for HISA, but might be useful for those already with ANZ and don't want to have trouble dealing with multiple banks. Eligibility for 1.95% p.a interest: - Deposit at …

25
Financial
28 Sep 2019

expired MyState Bank; 2.6% p.a. on the Bonus Savings Account

SomeGuyOnOzB on 24/07/2019 - 12:58 mystate.com.au

I haven't used this bank before but there've been 4 deals posted on OzBargain going back to 2016 MyState Bank hasn't dropped their rates since the last RBA rate drop (there might be …

15
Financial
27 Jul 2019 12:37pm

1030

expired 2.75% Fast Track Saver When Linked with Day2day Everyday Account @ Bank of Queensland

tHaMiR on 07/07/2019 - 21:30 boq.com.au

I've been looking for a better online saver interest rate and noticed this offer from Bank of Queensland! 2.75% on going saving interest rate - no bonus or limited period ie 4 month offer or …

82
Financial
11 Jul 2019 11:59am

expired AMP Saver Account 2.75% pa for 4 Months for The First $250,000 (New Customers Only)

ocoolio on 01/07/2019 - 13:39 amp.com.au

The honeymoon 2.75% pa for 4 months and the happily ever after 1.85% pa ongoing variable rate. Available if you open a new AMP Saver Account and you have not held an AMP Saver Account or eASYSaver …

10
Financial
15 Aug 2019

1940

expired 3% P.a. Interest on Balances up to $250,000 for 25+ Years Old @ Bank of Queensland

SomeGuyOnOzB on 07/04/2019 - 11:16 boq.com.au

Big kudos to the people at Whirlpool, maintaining the savings spreadsheet New challenger for Top Interest Rate Savings Account in Australia Fast Track Saver Account - 25 years old and over; citizen …

226
Financial
13 Jun 2019 8:01pm

expired [TAS] Bank of Us Stash 'n' Splash Savings Account 3% p.a. for 4 Months with a Balance of $50,000 or More

freemoneyhunter on 06/01/2019 - 12:13 bankofus.com.au

Open a Stash 'n' Splash savings account today, earn a higher interest rate & enjoy the flexibility of accessing your stash if you need to splash! Spring Load your Stash 'n' …

55
Financial
13 Oct 2020 4:49pm

expired Sign up for a Flex Youth Savings Account (Ages 13-17) and Get $30 Cashback Plus a Portable Charger @ Borderbank

jdogg on 23/12/2018 - 19:46 borderbank.com.au

If you are under 18 and not eligible for the $50 cashback, I saw this offer on their website too - $30 Cashback and bonus portable charger when you sign up to a flex youth savings account (for ages …

1
Financial
Freebie
31 Jan 2019

690

expired Bank of Queensland Fast Track Starter for 14-24 Year Olds: 4% Interest on Balances up to $10,000, 2.8% on Balances over $10,000

kindshibe on 20/12/2018 - 22:59 boq.com.au

The BOQ Fast Track Starter Account gives 4% on balances up to $10k, with any additional funds above $10k earning 2.8%. Only for people aged 14-24. No account keeping fees Must deposit $200 per …

54
Financial
14 Jun 2019 8:17pm

100

expired 2.9% Interest on Savings with an S10 Bonus Saver Account at Move Bank (Was Railways Credit Union)

SomeGuyOnOzB on 19/12/2018 - 09:45 movebank.com.au

Railways Credit Union (established in 1968) is now Move Bank (since 7 May 2018). According to the APRA list of ADIs for the Australian Government Guarantee, Move Bank is it's own ADI (search …

50
Financial
2 Feb 2019

1420

expired RAMS Saver Interest Rate Increased from 2.8% to 3%

VKV on 08/03/2018 - 11:57 rams.com.au

Received an email about RAMS Saver rate change. The rate details of your RAMS Saver account will change from Thursday 8 March 2018 - you'll earn a total variable rate of 3.00% p.a. …

158
Financial
25 Sep 2018

expired RABO Direct 1.25%Pa Top up Bonus Variable Interest Rate Will Apply to New Money You Deposit into Your Personal HISA up to $50000

rogsamsy on 09/11/2017 - 10:19 rabodirect.com.au

Received this email from Rabo. Good for those that have a dormant account to drop $50K in for 4 months for a bit of extra interest. (3.05%) "We want to keep you informed about a temporary …

33
Financial
8 Mar 2018

170

expired New ANZ Access Advantage and Progress Saver Accounts Get Up To $100 Gift Card

schmucky on 02/10/2017 - 15:38 anz.com.au

Once you’ve opened your accounts and saved $300 or more each month into your Progress Saver without withdrawals, provided you meet the eligibility criteria, ANZ will contact you with a unique …

15
Financial
27 Oct 2017

170

expired [Parents and Guardians of Kids] 4.75% P.a. Savings Account @ BankWest

SomeGuyOnOzB on 08/06/2017 - 17:57 bankwest.com.au

** update ** Some members mentioned an automatic sweep on anniversary, where more than a certain amount is swept out to another account every 12th or 13th month. I'm not sure if you can then …

38
Financial
23 Jul 2017

150

expired $500 Matched Savings Program Via Saver Plus @ ANZ (Not Everyone Is Eligible - See Description)

Ash-Say on 13/01/2017 - 13:03 anz.com.au

I just successfully completed my saving schedule and received $500. It's ANZ funded $500 in matched saving program for attending 4 finance workshops and it runs nationally. The previous deal …

18
Financial
27 Feb 2017

13912

expired Westpac - $200 in a Bump Savings Account for Any Australian Child Born in 2017 (Accessible When 16 Years Old)

Leviathan13 on 01/01/2017 - 07:56 bump.westpacgroup.com.au

On our 200th anniversary, every Australian child born in 2017 is eligible for $200 in a Westpac Bump Savings account. To celebrate our 200th anniversary, if your parents open a Westpac Bump …

226
Financial
Freebie
12 Sep 2021 8:55am

3940

expired ING Direct - Savings Maximiser 3.0% Interest Rate

E5TOQUE on 10/12/2016 - 09:09 ingdirect.com.au

ING Direct - Savings Maximiser 3.0% - December 12th It looks like ING Direct will be increasing their interest rate on their Savings Maximiser to 3.0% on December …

309
Financial
14 Jul 2017 2:31pm

140

expired RABO DIRECT High Interest Savings Account Interest Rate up to 3.20% Variable 4 Month Honey Moon Period. Then 2.05%

Peck on 22/09/2016 - 11:28 rabodirect.com.au

Not long ago they dropped it from 3.25% down to 3.00%. Now it has been increased to 3.20%. Direct Quote from their email:- "As a RaboDirect customer, you can always depend on us to let you …

18
Financial
6 Nov 2016

210

expired ME Bank - Online Savings Account (with Ongoing Bonus) - 3.35% Interest

moksha on 11/05/2016 - 10:08 mebank.com.au

This is the highest ongoing interest rate for a savings account available at the moment. There are a few higher ones, but have a 3 or 4 month limit on the bonus. …

47
Financial
27 Aug 2016

140

expired Deposit $25 for 30 Days and Get Another $25 Cash Bonus When Opening a Fee-Free Account with IMB

spendinghacker on 06/05/2016 - 11:49 imb.com.au

MUST BE A NEW CUSTOMER TO IMB BANK If you meet this, here is the process to follow: Open any transaction or savings account with IMB. I recommend Reward Saver as it has no fees. The saving rate …

32
Financial
30 Jun 2016

523

expired ME Bank - Online Savings Account (with Ongoing Bonus) - 3.6% Interest

moksha on 01/02/2016 - 10:57 mebank.com.au

MEBank have just raised their interest rates again, to 3.6% with the bonus rate. This is the highest interest rate available at the moment, according to …

155
Financial
9 May 2016 3:31pm

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