Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
2513
ANZ 2.68% Fixed 2yr Home Loan + $4000 Refinance Rebate + 0.3% Bundle Rebate

expired ANZ 2.68% Fixed 2yr Home Loan + $4000 Refinance Rebate + 0.3% Bundle Rebate

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 22/02/2020 - 00:26 anz.com.au

Lowest ever fixed rate for a big 4 bank! 2.68% (CPR 4.40%) fixed 2 year owner occupied P&I home loan + up to $3,500 rebate +0.3% Bundle rebate! Update 3/3/20: big 4 banks have already passed on …

391
Westpac 2.99% Investor Fixed + $3000 Per Property Refinance / $2000 Purchase Rebate + Annual Fee Waived 1yr + 0.3% Bundle Rebate

expired Westpac 2.99% Investor Fixed + $3000 Per Property Refinance / $2000 Purchase Rebate + Annual Fee Waived 1yr + 0.3% Bundle Rebate

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 07/02/2020 - 12:49 westpac.com.au

Westpac Offers - Below the Line (not advertised) Updated 2/3/20 - Westpac passed on full 0.25% RBA cut. The $3000 refi promo extended to 31/3/2020 Available under Advantage package, can combine …

42
ANZ Home Loan Refinance Rebates: $1,200 ($150,000-$250,000), $2,500 ($250,000-$700,000) & $3,500 ($700,000+)

expired ANZ Home Loan Refinance Rebates: $1,200 ($150,000-$250,000), $2,500 ($250,000-$700,000) & $3,500 ($700,000+)

Store RepNick-AzuraFinancial @ Azura Financial on 23/01/2020 - 16:17 anz.com.au

Hi OzBargainers, I hope you are all well! ANZ Bank has returned once again with a new refinance rebate that they will be offering from the 01/02/2020 through to 30/06/2020. Refinance Rebate is as …

190
$4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

expired $4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

financialminimalism on 20/01/2020 - 21:37 bankofmelbourne.com.au

Saw on TV Bank of Melbourne have doubled cashback offer until 31 Jan for homeloan refinancing. They do negotiate on rates as well if you have a better offer. Their Basic Homeloan has $0 annual fee …

00
Refer Family or Friends to Complo for and Receive up to $500

expired Refer Family or Friends to Complo for and Receive up to $500

AssociatedLComplo on 16/01/2020 - 10:26 complo.com.au

Complo is Australia's newest Finance Broker, providing complete transparency and customer choice when it comes to finding a loan that is right for your needs and circumstances. With access to …

90
Newcastle Perm Home Loan $2500 First Home Buyer / Westpac $3,000 Per Property Rebate + 0.3% Bundle Loan Rebate. Rates from 2.79%

expired Newcastle Perm Home Loan $2500 First Home Buyer / Westpac $3,000 Per Property Rebate + 0.3% Bundle Loan Rebate. Rates from 2.79%

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 13/01/2020 - 13:47 newcastlepermanent.com.au

Happy New Year All! To celebrate, 2 new great cash back offers for 2020 (to help to donate to the bushfires) Offer 1 Newcastle Permanent (Canstar’s 2019 NSW customer-owned lender of the year for …

341
NAB Refinance/Purchase Rebates of up to $6,000 (Per Customer)

expired NAB Refinance/Purchase Rebates of up to $6,000 (Per Customer)

Store RepNick-AzuraFinancial @ Azura Financial on 28/11/2019 - 13:42 nab.com.au

Hi OzBargainers, I hope you are all well! NAB has just advised us of a new refinance rebate that they will be offering for loans settling between the 01/01/2020 and the 30/06/2020 Refinance Rebate …

30
Black Friday - Early Access (Home Loans from 2.91% Variable p.a. (2.94% Comp.) + $500 Cash Back @ Yard

expired Black Friday - Early Access (Home Loans from 2.91% Variable p.a. (2.94% Comp.) + $500 Cash Back @ Yard

AssociatedPtonimlad on 26/11/2019 - 10:13 yard.com.au
#YARDBLK19

Yard is a specialist home loan provider. We offer fully featured products with competitive interest rates that will help you save on interest repayments and own your home sooner. Today, Yard has …

20
[NSW] Free Home Value Estimations @ Homeon.com.au (Greater Sydney Region)

expired [NSW] Free Home Value Estimations @ Homeon.com.au (Greater Sydney Region)

AssociatedLHomeOn on 21/11/2019 - 11:58 homeon.com.au

Get a free home value estimation from HomeOn calculator (homeon.com.au), no registration or phone number required! Homeon.com.au is an independent web site and app that help home buyers and …

1931
$4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

expired $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

Viper8 on 14/11/2019 - 18:28 stgeorge.com.au

Refinance cashback doubled from $2000 to $4000 for online applications. Summary of deal: "Get one $4,000 Refinance Cashback plus $2,000 cashback per additional property refinanced when you …

1870
Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

expired Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

AssociatedLLen -Bundle Loans @ Bundle Property Home Loans on 02/11/2019 - 19:32 citibank.com.au

Hi All We know rates are tipped to drop, but given banks are only passing on around half of the cuts, a low fixed rate can still save you more money as you can get an immediate benefit from today as …

70
Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

expired Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

AssociatedLtonimlad on 24/10/2019 - 16:45 yard.com.au

Hello everyone! Yard is a specialist mortgage provider offering one of the best interest rates in the market plus a fully-featured product that will help you save on interest repayments and own your …

70
G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

expired G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

dasher86 on 10/10/2019 - 14:46 gcmutual.bank

Owner Occupier Principle and interest Variable rate 2.79%; comparison rate 2.79%* And another home loan provider has dropped their rates, and is one to consider if you're after an offset. This …

20
Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

expired Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

whyisave on 09/10/2019 - 16:21 virginmoney.com.au

Please read the fine print for this promotion, at the official "Virgin Money Home" web-site. Receive 100,000 bonus Velocity Points after settlement when you borrow between $300,000 and …

1820
Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

expired Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

dasher86 on 02/10/2019 - 21:40 freedomlend.com.au

Another lender passing on the full rate cut. Freedom Lend - not as popular as some of the others but seems to be offering a great variable rate with an offset. Yes, you read it correctly - with an …

1241
UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

expired UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

pyramid on 02/10/2019 - 09:06 ubank.com.au

Post rate cut, Ubank is passing full rate cut 0.25% to existing as well as new customers. so new rates are starting from 2.84%. Do not that there is no offset account but redraw only. no application …

400
Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

expired Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

whyisave on 01/10/2019 - 16:10 homestarfinance.com.au

The RBA has cut the cash rate by 0.25% to a record low of 0.75% (Tuesday, 01 OCT 2019). So, the home loan market is heating up, with various companies fighting for your debt. Some are passing a …

274
Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

expired Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

Employeeicedtea229 on 01/10/2019 - 15:49 athena.com.au

Hey everyone! RBA announced a 0.25% drop in the cash rate today. For the third time in a row, we’ve passed on the full RBA drop for both new AND existing customers. Effective immediately. Our …

102
Owner Occupied Home Loan 2.77% @ Reduce Home Loans

expired Owner Occupied Home Loan 2.77% @ Reduce Home Loans

Axytrix on 01/10/2019 - 15:29 reduceloans.com.au

Since the RBA cut interest rates to a record low 0.75% this afternoon, Reduce Loans have slashed their variable home loan rate by 0.2% making it a very attractive 2.79% Comparison Rate. Loan: RATE …

170
Reduce Home Loans: 3 Years Fixed Owner Occupied P&I 2.79% (CR 3.04%)

expired Reduce Home Loans: 3 Years Fixed Owner Occupied P&I 2.79% (CR 3.04%)

LUnderdog on 27/09/2019 - 11:10 reduceloans.com.au

The RBA may reduce the cash rate at the meeting on Tuesday (1/10/19), so you may see a further interest rate reduction on this home loan product. Features include: Up to 80% LVR for purchase of …

RSS Feed