Hi guys anyone knows if there is a credit card that allows you to get points but without an annual fee?
No Fee Points Credit Card
KangaBanga on 12/04/2025 - 22:37
Last edited 13/04/2025 - 08:18 by 1 other user
Last edited 13/04/2025 - 08:18 by 1 other user
Comments
Nah yeah
Get Free cake and eat it? No way pick one
Don't be so dismissive.
It is possible with CBA.
But you have to spend $2K or more per month depending on the type of reward card.
coles
CBA reward cards do if you meet the minimum spends each month
Qantas Pay debit card has no fee and pays 1 Qantas points per $4 spent.
Qantas American Express Discovery Card.
https://www.americanexpress.com/en-au/credit-cards/qantas-di…When I looked before, the only worthwhile ones (non-Amex) were;
Coles No Annual Fee;
https://www.coles.com.au/credit-cardsKogan Money;
https://koganmoney.com.au/credit-cards/
There are some that offset the fee with a travel credit equal to the fee (Amex QF or the Virgin Money Flyer which may have now increased its fee)
They're all crap in terms of points earn so get one that has a fee but benefits (usually a travel credit) that offsets the fee.
Dependong on your monthly spend, CBA Ultimate Rewards or Smart Rewards
Might be worth reading the wiki page