Sign up & Earn $15 for Adding Your First Bill (First 100 Users) @ Cents2Bills

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Cents2Bills Special Offer – Get $15 Towards Your Bill

We’re making bill payments even more rewarding! The first 100 users who join Cents2Bills and complete the steps below will receive $15 towards their bill.

How to Qualify:
✅ Be one of the first 100 users to complete all steps
✅ Sign up for Cents2Bills between March 19, 2025 – March 26, 2025
✅ Connect your financial institutions to Cents2Bills and do round up
✅ Add a bill to your Cents2Bills account via My Bills section

💸 All qualifying members will receive $15 towards their bill

Key Dates:
📅 Promotion Period: March 19, 2025 – March 26, 2025
🎉 Limited to the first 100 eligible users!
💵 Funds Deposited: First week of April 2025

🔔 All members will be notified via email once the funds have been deposited.

Terms & Conditions:
This offer is valid for the first 100 users who sign up, connect their bank account, do round-ups minimum $5, and add at least one bill during the promotion period.

The $15 bill credit will be paid directly towards a linked biller within Cents2Bills. It cannot be withdrawn or transferred to a bank account.

Funds will be deposited into the selected bill payment within the first week of April 2025.

Members will be notified via email regarding their $15 credit and the winner announcement.

The $3.50 monthly fee applies only if you enable round-ups. Access to cashback and rewards remains free for all members.

The promotion is subject to Cents2Bills’ standard terms and conditions. Any fraudulent or suspicious activity may result in disqualification.

Cents2Bills reserves the right to modify or cancel the promotion at any time without prior notice.

Why Connect Your bank account ?

Connecting your bank account is safe, secure, and essential for:

Round-Up Savings:Every purchase you make is rounded up to the nearest dollar, and the spare change is directed toward your bills.

Round-ups help you save effortlessly while reducing your bills over time.

Don’t miss out! Be one of the first 100 users to claim your $15.

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Comments

  • +2

    I literally struggle to figure out why I would want to use this company. Can someone eli5?

  • @renza
    With Cents2Bills, think of it like chipping away at your bills with spare change. Every time you make a purchase, your rounded-up spare change goes towards your bills, helping you reduce or pay off your balance over time without even noticing. It’s an effortless way to save, and over time, those small amounts really add up. Imagine having your daily coffee or grocery run contribute to lowering your monthly energy or phone bill—it's that simple and automatic!

    • +5

      But there are already banks that have a free roundup feature such as ING Everyday? You charge a $3.50 monthly charge for this privilege.

      • @Lucille Bluth

        You're right that banks like ING Everyday offer a round-up feature, but there’s a key difference with Cents2Bills! While ING Everyday rounds up your purchases, those funds aren't directed towards paying bills, superannuation, or mortgages. At Cents2Bills, once you connect your bank account and enter your biller details, we automatically apply your round-up savings directly to your bills, superannuation, or mortgage payments. It's a set-and-forget system that works in the background, so you don’t have to worry about it.

        Even contributing a small amount towards your superannuation can make a significant difference over time when you retire, and the same goes for your mortgage—those little extra contributions can help reduce your balance faster!

        While ING Everyday might charge fees for other services, Cents2Bills offers automatic bill payments and cashback offers as part of the service, with a $3.50 monthly fee only applying if you enable round-ups. It’s a small fee for the convenience and automation of helping you pay down bills or grow your savings effortlessly!

        • Except by using Raiz etc you can make compound your returns by investing them into ETFs they offer. This is just a forced saving app for people too lazy or stupid to budget properly, that charges you 2-5% for the privilege.

          • -2

            @Ham Dragon: @Ham Dragon

            I appreciate your perspective, and it's true that there are different ways to invest and save—platforms like Raiz offer great opportunities to compound your returns through ETFs. However, Cents2Bills takes a different approach by making everyday saving automatic and effortless for people who want a simple, stress-free way to reduce their bills. It's designed for those who want to save without thinking about it, whether it's for bills, superannuation, or mortgages.

            The reality is that many Australians are struggling with the rising cost of living, especially when it comes to electricity and gas bills. In fact, energy companies spend millions annually on hardship programs to support customers facing financial difficulty.

            Hardship spending figures for the energy companies
            AGL Energy: $63 million
            EnergyAustralia: $50 million
            Origin Energy: $30 million

            By using Cents2Bills, you can take advantage of automatic savings to help reduce that burden, making it easier to stay on top of your bills. And with over 1,000 cashback offers, you can also earn rewards that go directly towards paying down your bills—whether it's your energy provider, phone plan, or even your mortgage!

            It's not about being lazy or stupid—it's about giving people the tools to manage their finances automatically and make small, impactful changes over time. With Cents2Bills, even a small contribution to your bills, super, or mortgage can add up and make a big difference in the long run, without the need for complex budgeting.

            • +2

              @cb2024: Spare us all the ad nauseam marketing spiel, we get it, you charge a lazy tax to round up transactions and then get to invest all of your customer's money and harvest the profits until such time as the bill falls due. Nice double dip, but apparently all of this is unadulterated altruism because poor people need to be slugged yet another fee for something they can do themselves.

              • -1

                @Ham Dragon: @Ham Dragon

                I understand your concerns, and I genuinely appreciate your perspective. To clarify, Cents2Bills is not about profiting off users' funds — all round-ups stay in the user’s digital wallet and are automatically applied toward their bills, superannuation, or mortgage payments. We don’t invest customer funds or charge any hidden fees. The $3.50 monthly fee only applies if users enable round-ups to automate their savings, and it's a small charge for the convenience and peace of mind of automating what would otherwise be manual savings.

                As a business, we do have operational costs, including technology maintenance, customer support, partnerships with financial institutions, and ensuring the security of transactions. The $3.50 monthly fee helps cover these costs while allowing us to provide a seamless, automated service to our users. Our goal is to make bill payments, saving, and managing finances simpler for everyone, especially for those who might find it difficult to stay on top of their bills or build up savings for the future. By automating this process, users can chip away at their financial obligations without having to think about it constantly.

                We know that we can’t please everyone, but we do hope that those who choose to use our service find real value in it. Thanks again for engaging with us, and I wish you all the best! 😊

  • +1

    @cb2024 'Connect your financial institutions to Cents2Bills'

    Please elaborate what this means - what do you mean by "connect"?

    • Call me old school, this is a no way jose to me

  • -1

    @King Tightarse
    When we say "connect your financial institutions to Cents2Bills," we mean that you need to link your bank account to our platform through open banking. This process allows Cents2Bills to securely round up your purchases to the nearest dollar. For example, if you make a $3.50 purchase, we’ll round it up to $4, and the extra $0.50 will go towards your bill payments.

    This connection is read-only, no funds are taken from your account without your consent. By linking your account, you'll start saving automatically without needing to manually transfer money. It’s a simple, secure way to make paying bills easier and more efficient.

    Once you connect your bank account and add your bill details, rest assured that the Cents2Bills team will automatically transfer the rounded-up amounts you’ve accumulated towards your bill. You’ll receive a notification when the payment is made, so you always stay in the loop!

    And that’s not all—imagine purchasing a Rebel Sports gift card (or any other offer available) and getting cashback. With over 1,000 cashback offers available, the best part is that your cashback will go directly towards reducing your bill! It's a simple and effective way to save while making everyday purchases.

    • +1

      Most banks have a strict clause that states doing this is against ToS and invalidates any possible claims of compensation arising from theft, fraud etc. Seems a huge risk for a very small reward.

      • @Tacooo $15 is $15.

        But in all seriousness, open banking is the right way to do it, it allows you to give consent (and ability to withdraw said consent) for third parties to read your data without you having to hand over your banks login credentials.

        What you should be concerned about is what they do with your data once they pull it into their system

  • -1

    @Tacooo
    I completely understand your concern regarding security and the risks involved with sharing financial details. At Cents2Bills, we take security and privacy extremely seriously. We use Basiq https://www.basiq.io/home.html a trusted and secure open banking platform, to securely link your financial account.

    Your account is read-only, meaning Cents2Bills cannot make any transactions from your bank account—we only have access to transaction data to help round-up your purchases automatically. Additionally, we don't ask for your bank login credentials, and we ensure compliance with all privacy and data protection regulations to keep your information safe.

    By linking your account through Basiq’s secure open banking process, you're protected by the same consumer protections as any other banking service in Australia, helping you avoid potential risks like fraud or theft.

  • +2

    "you need to link your bank account to our platform through open banking"

    Too much risk vs reward

    • No, but they "take security and privacy extremely seriously"…surely that's enough of a guarantee?!

  • +6

    Seriously, wouldn't it be more advantageous to offer the first 100 customers free access for 4 months, so they can try the service and get used to it and see if its worth the monthly fee, rather than $15 off, which after a month they take the savings and close their account.

    You have been here for a year, if you look carefully, the Ozbargain way is to grab the money and run.

    If you need more advice, on this I can set up a monthly fee for that service, as well…

    • Very valid and accurate comment

    • -1

      @RockyRaccoon

      You bring up a great suggestion, and we truly appreciate the insight! In an ideal world, offering something like four months of free access would be an excellent way to let users experience the full benefits of the service. However, our approach right now with the $15 off is designed to give users an immediate, tangible benefit that’s more likely to draw attention. We’re fully aware that on platforms like OzBargain, many users are driven by instant rewards, and our goal is to meet them where they are.

      As a startup, brand awareness is crucial. We know that users won’t join an app unless there’s a clear incentive, and in the competitive landscape of today’s apps, we have to be bold in catching people’s attention. Offering something upfront, like the $15 off, allows us to get people to try the service without any risk, and gives them a glimpse into how Cents2Bills can truly help with bill payments, saving effortlessly through round-ups, and benefiting from cashback offers. Once they see how simple and effective the platform is, we're confident many will continue to use it long term.

      Plus, we’ve seen that the "try before you buy" mentality resonates well with people. Many users simply won’t engage without a hook — and that’s the reality we’re working within. That first interaction sets the stage for a long-term relationship, and once users realise how much they’re saving and how much easier it is to manage their bills through automation, they’ll understand the ongoing value of the service.

  • Anyone who would use this would do much better learning to manage their finances instead!

  • -1

    @andrew1879

    I totally understand where you're coming from — learning to manage your finances is a crucial skill! However, for many people, the challenge isn't knowing how to manage money, but staying on top of it consistently. That's where Cents2Bills comes in. Once you connect your bank account and set up your bills, Cents2Bills automates the process, doing all the work for you. You don’t have to worry about remembering to make payments or manually saving — it’s all done for you with minimal effort.

    We aim to make managing finances easier, especially for those who might find it tough to stay organized or for those looking for a simple, hands-off way to save. It’s not about replacing financial knowledge, but about providing a helpful tool to take the burden off everyday tasks.

    Thanks for your thoughts, and we appreciate your perspective!

  • If there has to be this much discussion for members to understand then it doesn't appear to be a bargain.

    More like just using OzB for free advertising.

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