Credit Cards with Zero International Transaction Fee and Instant Usability?

justtoreply on 02/03/2025 - 17:20
Last edited 02/03/2025 - 18:08 by 2 other users

Hi, my 28 Degrees credit card just got blocked and replaced.

Trouble is that I've backed a Kickstarter and am reliant on this card to pay. I'm not sure if I'll get the replacement card in time. But it's unlikely.

Are there any cards that can be accessed digitally straight away and are free of foreign transaction fees?

Financial Credit Card

Comments

    • justtoreply on 02/03/2025 - 18:09
      -1

      Yeah but are any usable instantly? I can't wait for the physical card to arrive

      • foxmulder on 02/03/2025 - 18:25

        What debit card you have?

      • Dr Phil on 03/03/2025 - 07:55
        -3

        All are now available to use of Apple Pay and Google Pay from the time they are approved

        • MS Paint on 03/03/2025 - 21:51

          Why change your name but continue to reply to the top thread? Makes no sense.

      • boomramada on 03/03/2025 - 10:27

        Well, go through the list, when it says, an e-card is available, usually instant and the approval process is usually faster on the major bank or the bank you already banking with.

      • Tyrx on 03/03/2025 - 22:22

        The Latitude 28 Degrees card normally has instant approval and can be used immediately via Google Wallet or Apple Pay.

        EDIT: Ah - didn't realise you just got blocked from them, lol.

        • justtoreply on 04/03/2025 - 02:12

          I specifically asked them if I could activate and use a digital version before the physical replacement arrives, they said no

    • Dr Phil on 03/03/2025 - 07:54
      -3

      Excellent summary

    • fredblogs on 03/03/2025 - 15:18
      +1

      CBA looks good in this link but I used it recently and the FX rate was significantly worse than Wise debit card.

  • Wiadro on 02/03/2025 - 17:41

    cba world debit card

  • soan papdi on 02/03/2025 - 19:22
    +1

    You have 7 days to fix it from when they start charging. How much longer for your new card to arrive?

    https://help.kickstarter.com/hc/en-us/articles/115005139073-…

    Worst case sign up for a Macquarie or Up account and dump your money in there, close account once it is charged. Both give you instant access via the app.

    • justtoreply on 02/03/2025 - 22:26

      About that long. It's chancy (East coast to West coast transit)

  • nukewell on 02/03/2025 - 19:24
    +2

    Just borrow someone else's and pay them back.

    • justtoreply on 02/03/2025 - 22:31
      -2

      I wish. I doubt anyone I know even understands this stuff

  • marquise on 02/03/2025 - 20:39
    +1

    Maybe it's not such a bad thing you can't pay kickstarter if it ends up being vaporware

  • JimmyF on 02/03/2025 - 20:44
    +1

    Are there any cards that can be accessed digitally straight away and are free of foreign transaction fees?

    For a once off purchase, surely you can suck up some intl fees?

  • ol mate on 02/03/2025 - 22:00

    NAB Signature Rewards is available immediately via the app once approved.

    • Shoocat on 02/03/2025 - 22:10

      Just be aware NAB have put the monthly fee up from $24 to $35 unless you spend $5k per statement period.

      • ol mate on 02/03/2025 - 22:11

        Yep, unfortunately am aware :(

        I've updated the wiki to reflect it too

      • Spending2Much on 03/03/2025 - 07:44

        Ouch
        That's horrendous

  • jeffreytam on 03/03/2025 - 09:25
    +1

    HSBC debit card
    Can withdraw money from local ATM

  • Shadowsfury on 03/03/2025 - 10:34
    +3

    Use a debit card that doesn't charge forex fees

    Revolut
    Up

    come to mind immediately with digital cards available for immediate use

    • justtoreply on 04/03/2025 - 02:13

      Thanks, will try tomorrow

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