Recommend Me a Credit Card

Planning on purchasing new furniture's and appliances for our new house, wondering what's the best Credit card to use, for points or cashbacks?

Plus, any tips on where to buy furniture and appliances, aside from the usual one's (JB, Bing Lee, Harvey Norman).

Thanks

Comments

  • Appliances online.

    • +2

      That's for the appliances.

      Furtnitures Online for the furnitures.

    • are they legit and reliable? heard some stories about warranty issues?

  • +1

    bank of china

  • Go to pointhacks, see what options appeal to you (frequent flyer or award points?).

    Figure out how much you plan to spend per month, does this negate any monthly or annual fees, or do the benefits you get outweigh those fees?

  • +1

    Depends if you plan on just loading up on purchases then paying it back, or actually carry any kind of debt.

    Just find the one with the lowest cost and highest points regardless of dollar spend and go with that one if you're not going to carry a balance.

    • that would be right, just purchasing then paying back straight, to get points.

  • Based on your research capabilities, lucky if you could earn $10 worth of points with your furniture purchases 😉

  • I use this to find the best credit cards for points hacking or cash backs https://www.rwrds.com.au/

    • i'll have a look at it, thanks

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