HSBC Star Alliance - Choice of 40k Star Alliance Points Instead of Gold Status

I just received interesting confirmation from Star Alliance that I think could help people: You can choose 40k points instead of Gold status.

"Once you are qualified for the renewal, you will receive the Star Alliance Rewards eligibility anniversary (renewal) email and you'll have 14 days from then to choose from either a Gold Status or 40,000 Star Alliance points"

Also, regarding Aeroplan gold status:

"In terms of your Gold status renewal, you will need to spend $60,000 by your credit card anniversary date, which is [April]. Once you have achieved the eligible threshold spending, your Gold status renewal should be valid until 31st December 2026. With the new [Aeroplan] implementation, it will extend until 31st January 2027.

So:

A) If you're planning on cancelling, and you can reach $60k spending a couple months before cancelling, it seems like you could get the 40k Star Alliance points before cancelling.

B) If you don't need Gold status, especially because you're current Aeroplan Gold Status will last until 31 January 2026 on your current reward, you could take 40k points this year, still have gold status until 31 Jan 2026, and then get gold status again whenever you meet the spending threshold after 31 Jan 2026.

C) 40k points might make the $450 annual fee worth it to some people, especially considering the complimentary travel insurance on this card which I thought had quite good terms when I compared it to other cards.

D) If you don't need the points, it looks like the extended Aeroplan gold status is still available (some people in another post were suggesting it had reverted to 12mths).

Happy to be corrected if I've missed anything. If you email [email protected] they're very responsive. Point A might be a 'deal' (for some people they could get 40k points for free) but I'm not sure how or whether to post it.

Some other things:

  • Star Alliance points usually convert at 80% to airline points but occasionally there are special conversion rate deals (eg bonus krisflyer conversion rate in september, but be warned about krisflyer's hard 3yr expiry and inferior family pooling plan)

  • Aeroplan family pooling isn't meant to be available to new customers, but I tried the other day and the link to set it up seems to be active. I didn't go through with it because I'll probably focus on Krisflyer points because of the Velocity points interaction.

  • If you're trying to use 50k Aeroplan points, I think a good value for economy flights might be a one-way ticket to Vancouver/Seattle (convert some star alliance ponts to cover the extra one or two thousand) which I thought was about $1k value after taxes, whereas return flights to NZ (recommended in a pointshack article) is only about $200 value after taxes.

Cheers,

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Comments

  • That makes sense. Cheers.

  • This is useful info, especially if you are thinking of cancelling the card, it may make spending the 60k worth it.

  • Sorry dumb question but where do you find out when your Gold Status expires and how much you've spent to date?

    • +1

      You can see your spending on your HSBC statement. Gold status depends on the airline. Aeroplan should've emailed you? You can email the address in my post to check, I reckon.

      • Thank you for your reply!
        I can now see my spending. :)
        My card renews in 3 weeks but I haven’t received any updates from either Aeroplan or HSBC yet.

        • Did you meet the spending criteria? If not, there are probably better cards around..

  • A bit off topic but Star Alliance HSBC Annual Fee is increasing to $499 from March 2025. HSBC is also pondering of exiting Australia.

  • +1

    I would be careful cancelling the credit card. I cancelled mine in Nov and found out my gold status has been removed even though the expiry is Jan 2026.

    • Did they not reinstate for you?

      • No they refused to. Stating that the T&C on HSBC card. Did they reinstate for others?

  • I just got off the chat with HSBC

    Got told the following which suprised me, or maybe its not an issuse cause I am on Air Canada program?

    My anniversary date is 22 March so I get hit with $50 increased fee…bummer

    Also told to maintain GOLD status in 2025 you must make $60k spend BEFORE the anniversary date otherwise the new year WILL NOT reflect any status.

    That is if you make $60k spend in the new year (for me after 22 March 2025) the GOLD status will only become effective in 2026 (for me after 22 March 2026) NOT in 2025.

    See below for qoute from HSBC chat for further clarification.

    However does Air Canada program override this?

    ** My question to all here:**
    I suppose those of us, like myself, that are on Air Canada Aeroplane program, because we got GOLD status in 2024 (me March of 2024) then Air Canada will maintain our GOLD status until 31 Jan 2026 regardless that HSBC will tell them we didnt reach $60k spend by anniversary date 2025…..I am hoping this correct and not lose my status come 22 March 2025?? otherwise I need to make a crazy big spend before 22 March 2025!!!

    HSBC chat:

    I'm afraid once it passed the anniversary date, it won't be counted towards the calculation of 2024 but will be counted towards 2025 which will only be reflected in 2026.

    So if you did not spend AUD 60,000 by anniversary date in 2025, your card will be downgrade to normal status.

    You must spend at least $60,000 on eligible purchases in each 12 month period starting from account opening to earn Star Alliance Gold Status, and $30,000 on eligible purchases in each 12 month period starting from account opening to earn Star Alliance Silver Status.

    • Hi bargrin - Yes that was the point of my post - if you make the $60k threshold this qualification year (whatever date that is for you) you don't really need the gold status because Aeroplan will continue it to Jan 2026 anyway, so you can choose the 40k points instead. My clear understanding from their reply was that just because you don't get gold status from the card this year, the aeroplan gold status will keep going.

      What's not clear to me is this: If I choose 40k points (if I decide to keep the card) and then I hit next year's $60k threshold by Jan 2026 will I get my gold status back immediately, or do I have to wait until April 2026 for gold status to kick back in? Not a big deal if not travelling in that gap anyway.

      • Ok that interesting but to get the 40k points offer you still need to make the $60k spend. That is a big spend which prefer to do on my AMEX and get 60k QF points.

        I get more value from QF points than Star Alliance/AC. However, that might change once the QF devaluation/increase in points for award flights kicks in later this year.

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