Westpac Altitude Velocity Black Credit Card: 90,000 Velocity Pt with $6000 Spend in 120 Days, $225 1st Yr Fees Existing Customer

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Westpac

• 

  adrianhughes1998 on 14/12/2024 - 08:17

  +5

  Exclusion period two years :(((

  • 

    krazek on 14/12/2024 - 08:22

    +4

    Wtf, this is new. I thought 18 months exclusion for Amex and NAB was harsh… But 2 years?

    • 

      cuy on 14/12/2024 - 08:29

      St george and co have also increased to 24 months. Anything related to westpac is 24 months.

  • 

    bk1973 on 14/12/2024 - 08:40

    +2

    I’m sidelined too, but will consider it for a churn in 6 months. This card isn’t that great, but very churnable. 0.75 velocity per $ spent is meh. Amex Velocity Platinum is 1.25/$ and not much more of an annual fee (after the first year I mean).

  • 

    BuyLowLetsGo on 14/12/2024 - 08:44

    +2

    Yup. New norm unfortunately. Picking really wisely now, and churning between my partner and I to maximise this.

    Still one of the better ones for velocity, despite the exclusion criteria.

    • 

      adrianhughes1998 on 14/12/2024 - 11:46

      I need a partner now :(

      • 

        Ozsaver88 on 14/12/2024 - 12:24

        Churn mate before they change the rules

  • 

    caustic birch on 14/12/2024 - 10:23

    +3

    Is the game finally coming to an end?

    • 

      vetopower on 14/12/2024 - 11:45

      +1

      End of an era. RIP, churning.

• 

  eaglezz11 on 14/12/2024 - 08:25

  Applied for this a few weeks ago and still waiting.

  They send occasional emails saying my application is waiting for me, but on the phone they verify that I've done all I can.

  • 

    boomramada on 14/12/2024 - 12:17

    I applied it online and got it approved instantly with a digital cc card?! Fastest ever!

    • 

      rban945 on 14/12/2024 - 12:27

      Same here, probably only for people who already have westpac accounts

• 

  Banana on 14/12/2024 - 09:02

  +1

  They have started rejecting churners as well :'(

• 

  Wiadro on 14/12/2024 - 09:03

  +5

  There’s literally no good deal anymore

• 

  Jwhitey2035 on 14/12/2024 - 09:21

  You can get a refund of the annual fee (not including the velocity fee) if you hit the spending in the first month. Easy way to get 90k points for $75

  • 

    orbital on 14/12/2024 - 10:03

    By cancelling or just because you hit it in first month?

    • 

      Jwhitey2035 on 14/12/2024 - 10:11

      +1

      Call em up and say you have only had the card for a month, want a refund of the annual fee. They might say no at first, but eventually they’ll cave.

      • 

        nightelves on 14/12/2024 - 10:51

        I got the full $225 back.

  • 

    Sprayoz on 14/12/2024 - 10:37

    You can find a casual job at Westpac then get a no auunual fee card for lifetime

    • 

      nightelves on 14/12/2024 - 10:54

      +2

      So you mean you can get the Velocity Black with no annual fee for life? Sounds too good to be true.

      • 

        Sprayoz on 14/12/2024 - 12:18

        Yes, I used to work at St George bank for 4 month as a causal customer service. I applied a Qantas black card, and no annual fee for 3 years so far.

• 

  cheekymonkey97 on 14/12/2024 - 10:51

  +3

  What’s with these new program fees, absolute crap. These credit card deals have gone to shit over the past few years.

  • 

    nightelves on 14/12/2024 - 10:56

    +1

    Unless you’ve been living under a rock all this time. This program fee has always been there.

• 

  mathemagician on 14/12/2024 - 11:49

  @OP: Might wanna add to the description that it's a $295 annual fee for non-customers. $75 program fee on top is the same.

• 

  Drakesy on 14/12/2024 - 12:31

  Mannn these are getting so shit