No Purchase Fees for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au

250
No Purchase Fees for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au
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financialminimalism on 07/10/2024 - 23:32 giftcards.com.au (231 clicks)
Last edited 07/10/2024 - 23:40 by 1 other user

The deal continues to roll on. No purchase fee for buying the $250 or $100 MasterCard gift cards from giftcards.com.au; save $7 or $5 respectively.
Great for those that have ATO tax bills to pay and are seeking points for ATO spend.
Note these cards are for online purchases online (subject to merchant acceptance).
Best to use sooner rather than later, as reported in other deals.

Other terms:

Terms and Conditions apply. No purchase Fee on $100 and $250 digital Coles Mastercard’s. Excludes $50 Coles Mastercard. Offer available from 7/10/24 9am. Offer ends 19/11/24 5pm. Offer only available from giftcards.com.au. Maximum order value $2,500. One order per customer per day. Can only be used for Online purchases only. Cards may take up to 24 hours to activate. Purchase fee will be deducted from total invoice cost. The Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

Other Gift Card InComm MasterCard Prepaid Card

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Comments

  • jecec on 07/10/2024 - 23:39
    +9

    Awesome bargain! $100 for $100. Free card.

  • CDG on 07/10/2024 - 23:43
    +1

    but why? why not just use your credit card if theres no discount?

    i only buy it when its 10% off?

    • financialminimalism on 07/10/2024 - 23:47
      +12

      Because you can purchase these cards with your AMEX and earn QFF points or AMEX MR points for no transaction fees. Then use these cards to make ATO repayments for very little fees (debit card rates, ~50 cents per transaction). Makes SNIPP and B2BPay and others look expensive.

      • fozzie on 07/10/2024 - 23:48
        +1

        Exactly. Also deft for strata payment, health funds, bills etc.

      • retnup on 08/10/2024 - 00:14

        So if I didn't want to use snipp so I can pay rent, I buy a huge stack of these each month and pay rent in lots of $100?

      • capslock janitor on 08/10/2024 - 00:35
        -1

        So is this better ;or 10% off with purchase fee?

        • nikoris on 08/10/2024 - 00:42
          +1

          Bruh

        • TheFreaK on 08/10/2024 - 00:49

          Chat is this for real?

    • fozzie on 07/10/2024 - 23:47
      +3

      Ato and deft payments. Use your credit card and still make lots of points and pay lower fees. We are ozbargainers, not fools.

      • ggfatty on 08/10/2024 - 00:12

        I just love that the same question and answers on these deals every single time :)

        Of course 10% is better but what would you do when there is no discount and u have to pay ATO or deft ?

  • Koipanda on 07/10/2024 - 23:44

    Any idea why i cant check my balance online?

    • AsukaST on 07/10/2024 - 23:48

      incognito window will do

  • Neil2016 on 07/10/2024 - 23:50
    +3

    We need the 10% off!

  • lilkid28 on 07/10/2024 - 23:52

    Already bought $20k+ worth last week at 7.5% off.

  • leeroys_dad on 07/10/2024 - 23:54
    +3

    I have tax bill to pay every year but I always put it on a payment plan for 0% interest 😀 works out approx 3% annualized return by keeping money in the bank for longer

    • Tomorrow on 08/10/2024 - 00:29

      how do you negotiate with ATO?

      • TheFreaK on 08/10/2024 - 00:50

        Ring them

        • Tomorrow on 08/10/2024 - 01:29

          Thanks for replying mate. Is that hard to negotiate?

          • TheFreaK on 08/10/2024 - 01:51
            +1

            @Tomorrow: Haven’t tried it myself but have heard from multiple people first hand that they’re actually pretty open to it.

            Have also read in a few groups that they’re getting a bit more rigid in recent times due to a lot of people taking advantage of it.

            Can’t hurt to give them a ring and try your luck

  • GnarlyKnuckles on 07/10/2024 - 23:56

    Re:

    'Great for those that have ATO tax bills to pay and are seeking points for ATO spend.'

    So, you get 'FlyBuys' points when you buy these cards, then you can use the cards to pay your ATO debt. Is that right? Or is there some way to get Qantas Frequent Flyer points when buying or spending these cards?

    Does the ATO apply a surcharge for paying with a credit card, like most such mobs do? If so, even if that surcharge was only 1%, wouldn't you still be better of just doing a direct bank transfer to pay an ATO debt?

    • ltwo on 08/10/2024 - 00:03

      I don't think you get Flybuys with this.

    • CommuterPolluter on 08/10/2024 - 00:07
      +1

      Card payment fees
      Card type
      Fee
      American Express
      1.45%
      MasterCard – International
      1.99%
      MasterCard – Domestic Debit
      0.20%
      MasterCard – Domestic Credit
      0.72%
      Visa – International
      1.99%
      Visa – Domestic Debit
      0.40%
      Visa – Domestic Credit
      0.80%

    • financialminimalism on 08/10/2024 - 00:09

      50 cent surcharge charged by the ATO on the $250 prepaid master card.
      No Flybuy points, only what your credit card provider offers you for spend on your card (e.g. Amex or Qantas points).

      • GnarlyKnuckles on 08/10/2024 - 00:48

        '… only what your credit card provider offers you for spend on your card (e.g. Amex or Qantas points).'

        Oh, so you buy these 'gift' MasterCard cards with your usual credit card, and get whatever points your usual credit card gives you for standard purchases. Do credit card companies even give points for the purchase of 'gift' MasterCard cards though? I thought that when they canned the whole 'points for paying off ATO debts' thing about 7 or 8 years ago, they would have circumvented this cunning route. Maybe not? If not, this is great news; but it would be good if you could buy $1000 (or $5000) Coles 'gift' MasterCard cards … it's going to be a bit tedious playing this game with $250 cards.

  • ThePointsGuru on 08/10/2024 - 00:12

    Waiting for the 10% off

    • TheFreaK on 08/10/2024 - 00:51

      Aren’t we all

  • danny199987 on 08/10/2024 - 00:16

    Is there an expiry with these cards?

    • lolmao on 08/10/2024 - 00:30

      10/29

      • GnarlyKnuckles on 08/10/2024 - 00:50
        +1

        By law it has to be at least 3 years.

  • capslock janitor on 08/10/2024 - 00:51

    Is it good for paying HECS? Asking for friend

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