I've been dipping my toe in churning this year. Two of the banks have taken over two weeks to deliver the physical card, which has been setting back my spending plans. I have a PO box but most banks don't give an option to add a different postal address when registering online, so I have to reassure for approval, call, change the address, get the card reissued, etc. It's all hassle.
Does anyone know which banks give you a virtual card as soon as you are approved, without having to wait for all that bumf in the post with cards, activation codes etc?
From the HSBC app you add a credit card to google wallet. With a debit card you can do it before the card arrives, I'd assume credit cards are the same.