[deleted]
Unique Situation, How to Make The Most of It?
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In all honesty, have you checked they're not being scammed?
You are allowing someone to spend $2k a week on some stupid game?
More likely NDIS is being scammed
frequently transfers me 1k+ twice a week to buy them apple gift cards
Surely your trolling.
Wish I was! It’s a lot of money
Fark me.
Vulnerable individual
Apple Gift cards
South East Asia
Is this the power of Ozbargains new AI to generate troll threads?
I’ve got to holiday somehow :/
churn credit cards with short spend date targets for big bonuses
This seems to be the best option, now just gotta figure out where to start
Thanks for replying! I checked here https://www1.citibank.com.au/rewards?intcid=Meganav-CC but it only shows krisflyer, velocity and flybuys. Does it also have AirAsia?
Just to reiterate what has already been said, you should make sure they're not getting scammed.
Without a credit card, I would check for supermarket points offers. You could watch the Apple Gift Cards page. For example, there were recent 20x FlyBuys.
This is good advice! Following that page now
Why would a physically disabled person want to buy $2k of Apple Gift cards every week & rather than do so themselves, they transfer cash to someone else?
This sounds very fictional this story
One possibility… it could be that OP is either being scammed or participating. Disabled person is likely an NDIS participant, making bogus payment requests to get cash which OP is laundering into Apple Gift Cards which are then being used for gambling or some other fraud. The disabled person can't purchase gift cards themselves because this raises alam bells at point of sale as they're well known to retail staff - being unable to travel widely to spread their purchases across numerous retail outlets. $2K per week is 27 hours of weekday metro high-intensity assistance with self care, not irregular in any way.
I really wouldn’t mind providing evidence, be it in the mountains of gift cards or my bank transactions. It’s for a gambling app, he’s literally blown tens of thousands on it already.
I’m just trying to make the most of a situation without impacting him
Do you think the source of his funds is legit?
@sumyungguy: Yeah, from the little that I know it’s savings accumulated from when there was still a source of income
The cards are frequently discounted at the supermarkets, mostly in the form of bonus points. This would be worth far more than any credit card points.
This definitely seems the way to go, but since I’m doing these transactions multiple times a week I also want to have the points as it’s consistent. Thanks for your comment!
Hey everyone, just wanted to clear a few things up. Yes I’ve verified they’re not being scammed, I help them redeem the gift cards. It’s for a gambling app (dunno if I can say the name on here) but also I’m not trolling. They’ve been like this for years, I’ve only been taking care of them for months
Appreciate the concern but nothing bad going on (besides the amount of money going to this app!!!)
Sorry if this is a dumb question but what does a gambling app have to do with apple gift cards? Don't you just transfer money directly to the gambling account.
In-app purchases can be made from Apple account balance
It’s one of those weird apps where you put real money in through gift cards to buy gems or something and then you gamble with those gems and either win or lose gems ( you always lose) then you gotta top up the account with more gems. Vicious cycle but not my place to physically stop it from happening, I’ve checked with employers
So you can't even win any real money?!
I’ve checked with employers.
So your getting paid to take care of this person? Even if you don't have a responsibility to stop them from throwing away their money (you don't), its likely you do have a professional responsibility to not facilitate it or profit of it. Have you told your employer the full scenario?
who has 4k a month to just waste, he either has millions or the win/loss ratio is enough that he can sustain it - "been like it for years" my god.
I mean I don’t think it was 4K a month from the start, but I’ve only been here a couple months
I worked with a few gambling addicts a few years back and one had one of these games on their phone, it blew my mind. Goes to show how addictive gambling is, there's absolutely zero chance on these games of winning any real money (pretty sure you can't cash it out) but it's the same addictiveness.
They made so much money they really didn't care, but it was an eye opening experience working on a project where every night wound up at a the pokies.
OP, depending on their disability, thought about trying to wean them onto some other incredibly addictive but less expensive game? Like Factorio.
I’ve tried! But the main attraction (I think) is it gives them the ability to talk about how they made millions on one day, lost a few hundred thousand but made it back… etc etc. I also can’t stop them because that’s not my role, I’m just there to keep them comfortable
I also can’t stop them because that’s not my role,
You could not contribute to it by not enabling/assisting them in their purchase.
Set up a Twitch stream and profit from it.
FFS you’re enabling a gambling addiction!
I note your comments earlier. Was the issue for a guardianship order or a financial management order?
If this blows up and you have been benefitting from It (i.e obtaining frequent flyer points for someone with a disability and gambling addiction) chances that you and/or the company you work for would be a target for should there be an investigation
I have noooo idea what either of those are, I’m just a casual disability carer
I would look at some of this up because it can pose problems for you down the line. Those are some safeguard options you can use to assist the person managing their finances.
It’s very different ‘enabling’ a person’s addiction in the way you are currently doing vs benefitting from it by trying to get points from regular $2k purchases.
The fact that you are obtaining money from the person to directly do this is a giant red flag. The line ‘I’m just a casual worker’ isn’t a response that will hold up. The first question you’ll be asked is “what did you do to seek advice on the situation so the person isn’t spending money like this”.
From your previous posts on other topics it implies you are NSW-based and I would contact the NSW Ageing and Disability commission for advice on what you can do in a situation like this to actually help the person with their gambling addiction (don’t bother with NDIS Q&S)
The NDIS was a mistake.
^ this, very good point - I would not be looking to benifit off this at all and be rasing it with management.
Why is the client transferring you money for a start, if managment of funds was required I would have though the care proivder you work should have mechanisism in place for this in line with compliance requirements.
This sounds very very off to me.
Wouldn't they rather spend that money on a hooker?
100% sure they would if they could… dunno how much more in detail I can get without getting in trouble
You absolutely have a moral obligation to report this. This person is especially vulnerable since from what you imply they are unlikely to return to the workforce. They are blowing money that they will need to survive as long as they live.
You can't just sit by and say "oh well, not my problem" and as others have said profiting from it could be seen as very problematic and potentially a breach of your duty of care.
You might be in a situation where a fiduciary obligation arises…
For example I don't see why that person who is physically disabled cannot just input their card details by themselves because I am assuming they have hands to use their iPhone/iPad.
If you are the one pushing the buttons on the phone and gambling for them, then my opinion would be that you are culpable.
Effectively, what I am seeing is a type of trustee-beneficiary relationship.
You should seek legal advice.
Who actually employs you?
Did you tell your employers?
This could back fire on you.
You may think your just a casual disability support worker but their are codes of conduct.
and frequently transfers me 1k+ twice a week to buy them apple gift cards. I’ve been using my debit card to buy it for them
Dude, get them their own debt card and add it to Apple so they don't have to do this.
Unless you're scamming the NDIS, which sounds like it could be the case.
employers did give me the go ahead
I doubt this. Why did you delete the whole story?
You should not be gaining, financially or otherwise, from your client.
Even then, the employers giving the go ahead doesn’t make it valid. I can almost guarantee you the employer did zero consultation on the matter as the situation would be a breach a code of conduct
Just tell them you work for the scammers and they now need 2k+ twice a week.