Do Gift Card Purchases Count Towards Eligible Credit Card Spend?

txb on 09/07/2024 - 18:12
Last edited 10/07/2024 - 10:23 by 1 other user

"Eligible transactions" are generally defined the same way between the banks, i.e. its a retail purchase, not a cash advance, non-govt payments.

I can't recall if discounted gift cards are fine or are they treated like cash and become a cash advance?

(These are Virgin and NAB cards)

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  WoodYouLikeSomeCash on 09/07/2024 - 18:27

  +1

  Looking for Google?

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  Richfield on 09/07/2024 - 18:28

  Yes

  • 

    txb on 09/07/2024 - 19:19

    Cool

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  JIMB0 on 09/07/2024 - 18:40

  +1

  Generally yes. Instore almost certainly. Online from a giftcard portal usually works as well.

  • 

    txb on 09/07/2024 - 19:19

    Thanks

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  sumyungguy on 09/07/2024 - 22:46

  +1

  It's wholly subject to the PDS for each card.