Combined Hospital & Extras Cover: 6 Weeks Free after First Month + 2- & 6-Months Extras Waiting Waived @ Frank Health Insurance

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easternculture on 28/06/2024 - 21:53 frankhealthinsurance.com.au (534 clicks)
Last edited 28/06/2024 - 22:11 by 1 other user

This is the type of health insurance deal I like.
One month paid and 6 weeks free and claim optical /dental immediately and churn. For my cover I usually choose (Bronze Plus and highest extras), it's about $300 saving for me with the free 6 weeks.

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For new members joining on combined hospital and extras cover, paying by direct debit. Must not have been a Frank member in the last 12 months. Must pay first month’s premium to receive initial 6 weeks free. Must maintain combined hospital and extras cover continuously and be financial for 12 months from the cover start date to be eligible to receive further 6 weeks free. No other discount will be applied in second year of membership. Other waits (including hospital waits), annual limits and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank health insurance website or phone. Not available with any other offer. Ends 15 July 2024.

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Frank Health Insurance

• 

  dirtyhen on 28/06/2024 - 22:04

  can you put down the start day in 3 months?

  • 

    ozbargainerlife1 on 28/06/2024 - 23:08

    also want to know

• 

  Wizard on 28/06/2024 - 22:19

  +8

  Health insurance is a rip off. The ER will fix you free if you get injured.

  • 

    michaelTito on 28/06/2024 - 22:22

    +1

    😂 wtf

  • 

    plmko on 28/06/2024 - 23:30

    +1

    That's some galaxy brain you got there

  • 

    J4ckal on 28/06/2024 - 23:35

    +2

    Somehow I doubt going to the American Emergency Room will be either free or practical. The Australian Emergency Department on the other hand…

    This comment was brought to you by JV.

    • 

      arcticmonkey on 29/06/2024 - 07:00

      -1

      Which part of America? Brazil or Argentina are different than the USA.

• 

  michaelTito on 28/06/2024 - 22:22

  +4

  Is this the same frank from National tiles?

  • 

    Xxmilker69xX on 30/06/2024 - 22:54

    Old mate Frank Walker?

• 

  nightelves on 28/06/2024 - 22:41

  What gym membership can you claim with Frank Health Insurance?

• 

  welcomeUniverseWorld on 28/06/2024 - 22:56

  I am with medibank. My toddler is also in my cover. if I move, do I start new or continue the claims?

• 

  ozbargainerlife1 on 28/06/2024 - 23:08

  +1

  when do limits reset for this one

  • 

    zozuc on 28/06/2024 - 23:35

    Your limits will reset on 1 January each year.

• 

  Assburg on 28/06/2024 - 23:35

  I churn cc's.. But never private health.

  I have some questions I hope someone can help me with..

  1. So by paying a month up front, I'll effectively be with these guys for 10 weeks?

  2. I can use the optical, go for weekly remedial massages/acupuncture, get a new retainer, etc. to the maximum in that period?

  3. I can then cancel without consequences?

  Thank you in advance

  • 

    Wiadro on 28/06/2024 - 23:55

    Yes in theory

    • 

      MR92 on 30/06/2024 - 20:31

      Also asking as a potential first time private health churner - When your new insurer requests a certificate of continuity from your previous insurer won't they see what allowances have been used up and the new insurer will then adjust your allowances accordingly?

      • 

        caperite on 30/06/2024 - 21:37

        +1

        That is exactly what happens. As part of the transfer certificate, old fund reports to the new fund what usage amount has been. This amount may reduce the amount available as part of your extras.

• 

  tunzafun001 on 29/06/2024 - 01:22

  Already done the Medibank offer? While it requires 12 more paid days, there is the $100 cashback from June 30, plus points and 2/6 month waiver.

• 

  freedomj on 29/06/2024 - 17:36

  No gold cover? Not in the exclusions but when you click through here it downgrades to Silver+