Price Beat Offer for Seniors Car Insurance (over 50's Only, for Eligible Customers Only) @ TrueCover

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Price Beat Offer for Seniors Car Insurance (over 50's Only, for Eligible Customers Only) @ TrueCover
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mrhugo on 05/06/2024 - 10:31 truecover.com.au (215 clicks)
Last edited 05/06/2024 - 13:39 by 1 other user
TRUEVALUESENIORS

TrueCover car insurance have got a price beat offer for anyone over 50, where they beat your renewal premium. Not everyone is eligible, for example, you need a comparable policy. The T&Cs are on their website.

This insurance is issued by TrueCover Pty Ltd (TrueCover), ABN 59 653 908 635, AFSL no. 549629 on behalf of the insurer, Pacific International Insurance Pty Ltd (Pacific), ABN 83 169 311 193, AFSL no. 523921. TrueCover acts as an agent of Pacific and not on your behalf. Any advice provided is general only and has been prepared without taking into account any person’s particular needs, objectives or financial situation. You should carefully read the relevant Product Disclosure Statement and Financial Services Guide, and consider the relevant Target Market Determination to help you decide if the product is right for you. Terms, conditions, limits, exclusions and excesses may apply. Eligibility criteria apply.

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Comments

  • MS Paint on 05/06/2024 - 10:42
    +10

    get a quick quote in 30 seconds

    What a croc of shit. Took at least 3 minutes and then they wanted a phone number before issuing the quote.

    As far as I'm concerned they can get stuffed.

    • Igaf on 05/06/2024 - 11:29

      That's the Youi model. Youi then send a text claiming to have rung you and asking you to phone them. I did manage to get a ballpark quote from Youi by texting them back both last year (was cheaper but came too late) and this year (not in the ballpark and no Agreed Value iirc).

    • Rusty McMusty on 05/06/2024 - 17:08
      +1

      "What a croc of shit. Took at least 3 minutes and then they wanted a phone number before issuing the quote."

      Yep. I was ringing around for insurance and after jumping through hoops on the youi website and entering all my information, I got a call shortly after where the rep wanted me to prove who I was by giving him my passport details. GTFO youi! I just wanted a quote.

  • Sainter Dad on 05/06/2024 - 10:53
    +2

    And could not beat my quote - in fact came in $200.00 more and no pay by the month

  • Igaf on 05/06/2024 - 11:41

    TrueCover car insurance have got a price beat offer for anyone over 50, where they beat your renewal premium. Not everyone is eligible, for example, you need a comparable policy. The T&Cs are on their website.

    Where? According to SD above there is no guarantee. Clicking on their search does nothing in Chrome except make the search glass and other info disappear.

    I found this which might help: https://www.actseniorscard.org.au/index.php/act-seniors-card…
    TrueCover
    Price Beat offer for Seniors Card holders on your car insurance renewal.
    Call TrueCover on 1300 800 900 to save today!
    For eligible customers only. T&Cs apply. Use promo code 'SENIORS'.
    Read the PDS, FSG and TMD to decide if this product is right for you.

    Pity the deal wasn't written up properly.

    Very quick check of Truecover suggests they have no offices and the business is underwritten by Pacific International Insurance which appears legitimate but operates out of a PO Box? They also appear to operate under a number of different names:
    https://www.abr.business.gov.au/AbnHistory/View?id=831693111…
    PO Box 550
    Kotara NSW 2289
    1300 009 332

    Caveat emptor

    • Sainter Dad on 05/06/2024 - 12:03

      They said that only one person had to be over 50 and then after saying that they could not beat the price, they invited me to call back in 12 months.

      They also offered an agreed value of 10% less than the price I paid 4 days ago, and that was only $388 more than the National Fleet price (and included a $1,500 travel voucher to a destination we were going to anyway)

  • cheapo999 on 05/06/2024 - 13:28
    +3

    Stop misleading ads that target seniors!

    • Igaf on 05/06/2024 - 17:27

      Indeed.

  • dynaflow on 05/06/2024 - 14:29
    +3

    The most important part of any insurance is not the premium,it's the Underwriter,as the ability and willingness to pay is the #1 criteria.

    • Igaf on 05/06/2024 - 17:27

      Essentially. This mob appears to be a broker.

      Still no terms and conditions provided or available. Unless there is specific mention of it on the website, the comment that Truecover has a price beat offer has no legs whatsoever.

      Deal should be removed.

        • Igaf on 05/06/2024 - 20:18
          +1

          Thank you.

          Some key points:
          8. Eligible customers can apply for TrueCover car insurance over the phone on 1300
          800 900 or online at truecover.com.au. If the comparable TrueCover quote is more
          than the current insurer’s renewal offer, customers can advise us they would like to
          take up the Offer.

          Presumably that means they'll honour the $5 price beat?

          17Your current car insurance policy must be claim-free for at least five years.
          18All insured drivers listed on the TrueCover policy have been claim-free for at least
          five years.
          19TrueCover does not offer market value sum insured policies. Market value policies
          are outside of TrueCover’s underwriting criteria and these policies are not eligible
          for the Offer.
          20The vehicle’s agreed value on the renewal notice must be within TrueCover’s agreed
          value range for the vehicle.
          21If the standard excess on the renewal notice is not available at TrueCover, the
          nearest available standard excess will be used in the TrueCover car insurance quote.

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