$2000 Cashback on Top of Any Lender Offer (Min. $100,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

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$2000 Cashback on Top of Any Lender Offer (Min. $100,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market
Go to Deal
Cashback
Scrooge McDeal on 18/05/2024 - 15:43 comparethemarket.com.au (4209 clicks)
Last edited 18/05/2024 - 18:40

This popped on my Instagram.
I don't know much about home loans (I don't have one) but it looks like a good deal.

Terms & Conditions

CASH BACK OFFER TERMS AND CONDITIONS Key Information 1. Subject to the following Terms and Conditions we are offering Eligible Customers (you), a cash back offer for every home loan settled during the Offer Period. Offer Cash Back to the value of $2,000 for every Eligible Loan settled. Cashback will be paid to your nominated account (as explained below) within 30 days of settlement. Promoter Compare the Market Pty Ltd (CTM, we, our, us) ABN 83 117 323 378 Level 2, 80 Jephson Street, Toowong QLD 4066 Phone: 1800 456 981 Email: [email protected] Eligible Loans The refinance of your existing loan(s) or a loan obtained by you through CTM to purchase an owner occupied or investment property provided that the minimum loan amount is $100,000. Offer Period Until 11:59pm, 31 December 2024 How will the Offer be made available to you? CTM will make the Offer to customers via direct email communication. How can you apply for an Eligible Loan? You will need to complete and submit an eligible loan application through the CTM website and provide all supporting documentation required to enable your loan to be approved by any lender on our panel. Once approved you will be able to progress the loan application to sign loan documentation provided by the Bank. To be eligible for the Offer, the loan must settle within the offer period. By making this Offer to customers, CTM does not recommend or endorse any home loan product or this Offer to you. You should consider whether a home loan product is suitable for you before accepting the loan. Exclusions You will not be eligible to receive this Offer: • If you apply and settle your loan directly with any financial institution; • If you have submitted your online application before 30 April 2024; • If your loan settles after the end of the Offer Period; • If you have previously successfully participated in this Offer for the same property/address, or redeemed any other CTM home loan offer or promotion for the same property/address, within the 12 month period prior to applying for this Offer.

  1. Information on how to qualify forms part of these Terms and Conditions. If you take up the Offer you are deemed to accept these Terms and Conditions. If there is any conflict between these Terms and Conditions and any other published material, these Terms and Conditions will prevail. Eligible Customers 3. 4. In order to be eligible for the cash back Offer, you must: (a) (b) (c) (d) (e) (f) be an Australian Resident aged 18 years or more; be a loan applicant for an Eligible Loan, either as a single applicant or part of any joint application; submit your home loan application via our website on or after 1 May 2024; settle an Eligible Loan within the Offer Period; provide CTM with your account details to which the Offer can be paid; and comply with any other special conditions communicated by CTM in relation to the Offer and not be subject to any Exclusions. All Eligible Loan applications are subject to the Lender’s terms and conditions, eligibility and credit assessment criteria. How to receive your cash back Offer: 5. 6. Privacy 7. Provide your account details: Prior to your loan settlement, you will need to provide your bank name, BSB and account number details to your dedicated CTM lending specialist. This account is where your funds will be paid into. It must be an Australian-based savings or day-to-day transaction account. Wait for payment after Settlement: Within 30 days of settlement, your funds will be deposited directly to your nominated account. CTM’s privacy policy is available on the website https://www.comparethemarket.com/information/privacypolicy/. Personal information is collected in connection with this Offer for the purpose of facilitating your loan application. If you do not provide the personal information we request, then you will be ineligible to participate in this Offer. By accepting the Offer, you consent to CTM disclosing your personal information to: (a) the Lender of your choice, to enable your loan to be assessed, approved and settled; and (b) General 8. CTM’s Related Bodies Corporate to enable the Offer to be paid to your nominated bank account. Except as required by law CTM makes no representations or warranties with respect to this Offer or any benefits or entitlements under the Offer. 9. 10. 11. 12. CTM reserves the right to disqualify any person from receiving cash back under this Offer: (a) (b) (c) (d) If it suspects you have engaged in fraudulent activity; or If you breach of these Terms and Conditions; or If it decides you have not acted in good faith; or If you engage in false or misleading conduct of any kind; or In the event the Eligible Loan is held by more than one person only one cash back amount will be paid per settled loan. You agree that CTM will have no responsibility for apportioning the Offer amount between applicants. You acknowledge and agree that you are solely responsible for any taxation liability you may incur in relation to your participation in the Offer or your Eligible Loan, and any associated taxation implications. CTM reserves the right in its sole discretion or subject to any written directions from a regulatory authority, to modify, suspend, terminate, or cancel the Offer at any time without notice. If you are not satisfied with an change or variation CTM makes to the Offer, you can terminate your participation at any time by providing notice to CTM.
  2. CTM, (including its respective officers, employees and agents) will not be liable for any loss or damage whatsoever (including but not limited to direct or consequential loss) for any theft, unauthorised access, third party interference, any technical difficulties or equipment malfunction, or personal injury (including loss of opportunity) suffered or sustained, in connection with the Offer, the receipt, acceptance or use of the Cash Back Offer (whether negligent or not), except for any liability that cannot be excluded by law. To the extent permitted by law, CTM is not liable for the availability, quality, or fitness for purpose of any goods or services purchased with the Cash Back Offer. 14. 15. 16. CTM reserves the right to substitute the cash back Offer with another incentive of the same value. Queensland law applies to these terms and conditions. By entering into this agreement, you unconditionally submit to the jurisdiction of the courts of Queensland. These terms and conditions are: (a) separate to the terms and conditions of each applicable Eligible Loan; and (b) do not form part of the credit contract for any of your Eligible Loan. To the extent of any inconsistency between these terms and conditions and the terms and conditions of your Eligible Loan, the terms and conditions of your Eligible Loan prevail. In these Terms and Conditions: (a) (b) Australian Resident means a person who resides in Australia at the time of application and either holds Australian or New Zealand citizenship; or, holds an Australian permanent residency visa; or, has been in Australia continuously for six months or more on a temporary work visa and currently resides in Australia Lender means a lender offering Eligible Loan products through CTM.

Also worth noting:

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. Learn more.

Financial Cashback Home Loan Loan Refinance

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Comments

  • WhyAmICommenting on 18/05/2024 - 16:13

    Seems pretty good. 5.94 with hsbc < 50% lvr no fees too

  • Wiadro on 18/05/2024 - 17:08

    no deal for me
    6.04% with HSBC 60% - 70% LVR

  • blueonion on 18/05/2024 - 17:23
    +3

    looks like mebank still has cashback according to their website $3000 + $2000 (comparethemarket) = $5000

    https://www.mebank.com.au/home-loans/refinance/

    • Scrooge McDeal on 18/05/2024 - 17:25

      It's mebank included at compare the market?

    • Planky on 18/05/2024 - 17:56
      +4

      I was looking at this, their variable rate is 6.17% (vs the 5.98% I have with Unloan). It adds about 1k to the total repayments I have left. Seems worth it for 5000, esp if I refinance in a few years…

      • DoctorArd on 19/05/2024 - 09:43

        NAB wouldn't budge from 6.2% recently when I contacted them, might be time to move on. Do mebank or unloan offer offset account?

      • Matt123456 on 19/05/2024 - 10:09
        +3

        You also need to keep in mind all application / valuation / discharge / legal fees / government fees etc involved with the change over. Typically $1000-2000 in my experience. Some are transparent, others such as legal fees may not be (e.g. I had a recent refinance where lenders charged ~$400 each for legal). The other thing is these fees are added onto your loan at settlement. so whilst you don't have to worry about them as you don't get a bill as such but they are added on in the background.

        Still almost certainly worth it at $5k cashback but may not be as good as you think.

      • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:15

        Regardless it’s definitely worth speaking with one of our lending specialists to discuss your situation. Our $2000 Cashback + any direct lenders offers is valid for loans which are approved and settled this year subject to lending criteria. You can also find more info via this link :)

        https://www.comparethemarket.com.au/home-loans/home-loan-hea…

    • Alvin9 on 18/05/2024 - 18:23
      +4

      Can someone confirms this ? Can the cash back b stacked? $5k total

      • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:17

        Yes! Cashback can be “stacked” so depending on the lenders direct Cashback offer if it’s $3000 and you apply and settled before the end of this year, with Compare the Market; you are also eligible for the additional $2000.

        Take a look below or reach out to us directly via our socials and we’ll be sure to put you in touch with one of our lending specialists.

        https://www.comparethemarket.com.au/home-loans/home-loan-hea…

    • GuyfromMelbourne on 18/05/2024 - 18:42
      +2

      Wouldn’t this work out better for a loan of $700K or more? The broker is offering 0.3%. Which is $2,100. So total is $100 more. And loan has to be $700K for 3k ME Bank cashback.

  • Ash-Say on 18/05/2024 - 18:29

    Is CTM going to handle application and documents?

    • GuyfromMelbourne on 18/05/2024 - 23:05

      Looks like it. Their employees will process application.

      • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:18

        Yes our team of lending specialists will handle the application and documents. Our end to end digital home loan journey makes application a breeze. We are available if you have any further questions or we can put you in touch with our team.

        https://www.comparethemarket.com.au/home-loans/home-loan-hea…

  • Homr on 18/05/2024 - 18:37

    anyone know if there's any lenders out there that can do 85% LVR on a joint mortgage who's an Aus Citizen & 820 Partner visa?

    Already got knocked back by a few online lenders and 1 big 4 bank

    • GuyfromMelbourne on 18/05/2024 - 18:44
      +1

      Why would you run around when brokers do this free of cost? Search for a mortgage broker on Ozbargain and go from there.

      • Homr on 18/05/2024 - 18:47

        Most brokers don't have access to online lenders like unloan or loans.com.au

        • GuyfromMelbourne on 18/05/2024 - 18:50
          +5

          True that but these lenders don’t take on anything out of the blue. Which your case is. And if deal is good with a normal bank. Why would you prefer online only lender?

          • Homr on 18/05/2024 - 18:59
            -1

            @GuyfromMelbourne:

            Why would you prefer online only lender?

            better rates

            • GuyfromMelbourne on 18/05/2024 - 19:03
              +1

              @Homr: Assuming that online lenders offer better rates is not right. Heritage/People Choice are offering same as Unloan for variable. They have physical presence. And some brokers here offer broker cashback, which could work out better.

              And I am assuming the first preference is to get a loan and second is better rate.

        • Lucille Bluth on 18/05/2024 - 20:00
          +5

          Most brokers don't have access to online lenders like unloan or loans.com.au

          These lenders are also much more picky. They won't take on customers with a higher risk profile.

          Already got knocked back by a few online lenders and 1 big 4 bank

          This is going to be quite a hurdle to get over the line with, especially if you received multiple rejections in quick succession

          better rates

          You'll need to go for lenders who have a higher rate. Either way, you need to use a broker to get you over the line, at least they will know which lender you are more likely to get you over the line. You can always refinance in a few years time once your partner has PR.

    • Sammyboy on 18/05/2024 - 19:31

      Full doc? Your partner will need to have a sh$tload of savings…

      • Homr on 18/05/2024 - 19:49

        Full doc?

        Your partner will need to have a sh$tload of savings…

        isn't our combined savings?

    • Jasperlmk on 19/05/2024 - 09:47

      You will need a broker to find you the suitable lender, lenders don't advertise their lending policies to the public but brokers have access to, having multiple credit enquiries within a short period of time impacts your credit score. Online lenders usually have smaller appetites with risks as mentioned by Lucille, they offer low rates for borrowers who are AUS citizen/PR, PAYG full time, <80% LVR, will not be over the retirement age when the lone term ends, property type and post code are taken into consideration too.

      -I'm a mortgage broker

    • PadreOzv on 19/05/2024 - 13:58

      Well, 820 seems to be a temporary visa, no luck for temporary residents. Apply once you get 801 or try doing just under your name completely excluding your partner.

    • chanhoz on 19/05/2024 - 15:16
      +2

      talk to broker, you will not get the best rate possible, but at least you get a loan, refinance once the 801 is approved

    • Mortgage Broker on 20/05/2024 - 19:18

      Westpac and ING Bank should be able to do something like this

  • Ultramup on 18/05/2024 - 19:21

    How do you trigger the email as per:
    CTM will make the Offer to customers via direct email communication.

    • Scrooge McDeal on 18/05/2024 - 19:24
      +1

      I don't know, I have found the deal on an ad on Instagram. So I don't know how that it's possible.

      • Ultramup on 18/05/2024 - 20:00

        Fair enough. Just dont want them to deny it based on this

        • park on 18/05/2024 - 23:32

          I've seen it on social media ads, too. Doesn't appear to be targeted by anything too restrictive

          • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:21
            +2

            @park: All applications from now until the end of the year which are approved and settled are eligible for the $2000 Cashback via CTM + any applicable offers from the lender directly. Our team is available should you have any questions.

            https://www.comparethemarket.com.au/home-loans/home-loan-hea…

            • VQLD on 05/08/2024 - 11:38

              @ctmaus: using your home loan search tool it gives 6.59% ING with offset despite direct from ING it's 6.29?

    • k15866 on 21/05/2024 - 16:43
      +1

      Here is the reply I got from CTM

      To be eligible for the Compare the Market cash back, you need to apply for and settle a loan over $100,000 before the 31st of December 2024. The 'offer by email' is referring to Compare the Market issuing an approval from one of the banks on our panel.

      If you have any further questions, please feel free to contact us on 1800 787 434.

      • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:21

        This is correct. Thank you very much for sharing.

  • arcticmonkey on 18/05/2024 - 20:09

    Is there a way to profit off this if you don't need the cash such as borrow, collect cashback, pay off?

    • Brick50 on 18/05/2024 - 20:24
      +1

      Do you have a property to borrow against? Won't be worth it unless you can stack cashback with a lenders offer

  • Vorsprungdurchtech on 18/05/2024 - 20:14

    If you hate the new lender and want to refinance again, do you have to pay the $2k back?

    • runamuck on 18/05/2024 - 21:23
      +3

      What's there not to like? Not like they perform any service. You just make your regular payments.

      • DrPotato on 19/05/2024 - 08:03
        +1

        Depends if you're getting an offset or not. Then your home loan bank becomes your primary bank with all your savings.

        I refinanced to RAMS and while their customer service is great, their technology is decades behind most other lenders - no visa or mastercard debit card for the offset account (eftpos only which can't be used online), no Osko/payid, frequent maintenance on app/website. I'll refinance again a few months.

    • WhyAmICommenting on 18/05/2024 - 22:58

      no need, just the chance you struggle to refinance again so soon.

  • Newozbargainuser on 19/05/2024 - 00:20

    Hi all, does anyone know if having money in an offset account impacts this? Do you need to have a certain amount of debt that isn’t offset? I know in some past cash back offers it hasn’t been an issue, but I’ve also heard for some offers you may need a set amount of debt that isn’t offset.

    • OldBugger on 19/05/2024 - 01:19
      +2

      Doesn't impact. I've moved from lender to lender grabbing cashbacks and they are fully aware that I have more money in the offset than the loan balance.

  • noskich on 19/05/2024 - 00:59
    +2

    None of the banks offered are giving substantial cashback for a loan under 400K. Actually almost all of these banks right now do not offer any cashback at all.

    • DollarConscious on 23/05/2024 - 10:35

      ANZ's website has this - "$2,000 cashback when you switch an eligible loan of $250k+ and 80% or less LVR"

      Trying to see if valid through compare the market though

      • Ulysses31 on 01/06/2024 - 19:09

        Sorry if it's a stupid question… but can we borrow $250k to get the deal, if we wanted the cashback… then just pay it down again.

        ie: I have ~$200k mortgage, and can redraw $50k extra if I needed to achieve that.

    • Ulysses31 on 25/05/2024 - 12:22

      Thanks. That's my situation

  • whaddadeal on 19/05/2024 - 02:23

    When refinancing, does the new bank require you to resubmit all financials once again?

    • mrklaus on 19/05/2024 - 05:27
      +3

      Yes, 100%

    • Lucille Bluth on 19/05/2024 - 06:08
      +4

      Well yes, of course. They won't be handing out massive loans to the unemployed, incarcerated and full of arrears. They need to see you have the capacity to service a loan. It's all part of responsible lending.

      Even if you are wanting to refinance with your existing home lender, they will ask you to resubmit these docs.

    • whaddadeal on 19/05/2024 - 23:55

      thanks for the response ~

  • ranma241 on 19/05/2024 - 07:10
    -2

    So the $2000 is on top of the lender cash back?

    • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:41

      Yes! That’s right.

  • bin555 on 19/05/2024 - 09:18

    Anyone used them?
    Are they like mortgage brokers where you give them info and they find the best option?

    • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:25
      -1

      Our customer first end-to-end digital journey provides you with the ability to compare offers based on your situation (we won’t show offers you may not be eligible for). We’d recommend comparing first then speaking to one of our experts if you need assistance during the application process.

      https://www.comparethemarket.com.au/home-loans/home-loan-hea…

    • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:28
      -2

      Speak to us! We can certainly confirm what offers are available now via the lenders and banks directly. But we’d recommend to be quick as the $2000 Cashback is only valid until the end of 2024.

      https://www.comparethemarket.com.au/home-loans/home-loan-hea…

  • strikerzebra on 22/05/2024 - 11:48

    Has anyone done this and got the double cash back, makes sense if they are offering lenders with great rates

  • rhabdoviridae on 24/05/2024 - 12:10

    Has anyone applied since this post has been up? Can they let us all know how you have travelled with it thus far. Thanks.

    • Associatedctmaus @ Compare The Market on 04/06/2024 - 17:38
      -2

      Would you like to speak to one of our specialists? We’re available Mon - Fri 830 - 5pm Brisbane time
      Otherwise feel free to take a look below.

      https://www.comparethemarket.com.au/home-loans/home-loan-hea…

    • k15866 on 17/06/2024 - 14:24
      +3

      i feel like i've been strung along for several weeks without progress…

      • hero1211 on 24/06/2024 - 10:30
        +1

        Yeah, same. They are super slow, and you have to follow up and call them to get response. I think it's a waste of time

  • s41614419 on 28/05/2024 - 09:49

    do you need to stay for 2 years?

  • Gary King on 01/06/2024 - 07:32

    Reckon the HSBC is the best option with CTM - going through the process now and refinancing from St George @6.19

    Saving .20% and cashback on 550k

    • andyfc on 30/06/2024 - 10:11

      How's the process going? Others have reported basically no movement from CTM

      • Gary King on 20/08/2024 - 21:36

        Stayed where I am for the moment, going to submit a DA and say that I am going to leave them, hopefully leverage them to offer a cash incentive to stay m, wait until funds are paid and then go with CTM ( offer valid for a while )

  • Moo Deng on 13/06/2024 - 08:57
    +1

    @ctmaus how soon after settlement will the CTM cashback be paid, and are you tied in to any contracts or clawback clauses (ie need to remain with lender for any period of time)?

    • Associatedctmaus @ Compare The Market on 26/06/2024 - 11:34

      Within 30 days of settlement, your funds will be deposited directly to your nominated account.

  • HeroNoone on 24/06/2024 - 10:58
    +4

    Submitted application on 26/05/24, as of today no progress at all. I have been contacted by their rep asking a couple of questions about the home loan application, that was almost 3 weeks ago. Sorry but thats a waste of time.

    • andyfc on 25/06/2024 - 09:48

      Good to know thanks - was going to stack the cashback, but maybe not after these recent comments.

      Loans.com.au have 4k cashback, I might investigate that.

      • Moo Deng on 25/06/2024 - 12:02

        Do you have a link to this offer?

        • andyfc on 26/06/2024 - 17:41
          +1

          Sorry, was IMB. But loans $1M plus.

  • hero1211 on 24/06/2024 - 15:09
    +3

    Such a waste of time. The rep has been unreachable for 2 weeks. I tried email, call, never got the response

    • Pufff on 24/06/2024 - 19:16
      +1

      I'm getting the same treatment, thought it was just me. Request they delete all your details and go with someone else.

      • hero1211 on 25/06/2024 - 09:12
        +1

        We all should give them a "nice" review on productreview

        • Pufff on 25/06/2024 - 19:26
          +2

          If they reach out asking for details to investigate your issue tell them to stick it. Typical sales strategy.

          • Associatedctmaus @ Compare The Market on 26/06/2024 - 11:20
            -1

            @Pufff: Thank you for bringing this to our attention. Unfortunately, I am limited to comment without confirming your info or what has occurred. If you'd like to email me at [email protected] I can investigate for you as we wouldn't want you to miss out.
            - Sally.

            • Pufff on 27/06/2024 - 08:35
              +1

              @ctmaus: You guys have wasted enough of my time. I'll actively tell anyway who asks not to use any of ctm's services.

        • n3ck3ntry8bort0rgasm on 30/08/2024 - 23:26

          your answer to DDPAI post (sorry I just saw the comment as “new”).

          no it doesn’t take microSD card. Built in memory only.

    • Associatedctmaus @ Compare The Market on 26/06/2024 - 11:26
      -2

      Thank you for raising. Our customer satisfaction is the most important and I would very much like the opportunity to understand what has happened. If you could please provide your info via email at [email protected]. Thank you.
      - Sally.

      • andyfc on 27/06/2024 - 11:50

        Hi Sally, can you provide some sort of confirmation CTM will be able to action this loan process quickly? I don't know why anyone would bother considering the delays spoken about in this thread.

        • Associatedctmaus @ Compare The Market on 02/07/2024 - 15:10

          Hi
          We certainly can. If you're yet to speak to one of our lending specialists you're welcome to call us directly or I can organise a call back.

  • chrischeese on 08/07/2024 - 11:14
    +4

    Haven't heard anything back from them for a month as well, useless mob.

    • SgtGrumbles on 12/07/2024 - 08:36
      +1

      Thanks chrischeese and all for the reports. I have a fairly high appetite for this sort of admin but this is feeling like a pass.

    • Daydream2024 on 12/07/2024 - 11:02
      +1

      Man ,same here
      They are useless

  • Daydream2024 on 12/07/2024 - 11:01
    +1

    100percent agree with all negative comments,it is pain in the ass,the so called homeloan specialist guy never returned any call or EMAILS AND MESSAGES, submitted application 3 weeks ago ,no any progress.Contact their on line support,they keep saying SOMEONE gonna contact u soon ,but never happens.Be careful with these people,they either do not have capacity to deal with all home loan application or they are picking and choosing the customers from all applications.

    • Associatedctmaus @ Compare The Market on 15/07/2024 - 08:51
      -2

      Hi
      If you could kindly send your contact details and name to [email protected] I can personally seek to understand what has happened here.

  • beankurdt on 29/07/2024 - 09:19

    Has anyone managed to get a homeloan processed via CTM in the end? What's the estimated turnaround?

    • Moo Deng on 29/07/2024 - 13:35
      +1

      I must be the only one who had a good experience with them. I had a very efficient broker over there who provided must be regular updates throughout the process. Also received the $2000 cashback.

      Perhaps they pick and choose the applications they want to deal with.

      I only had to call them once and that was right at the beginning of the process.

  • Jay C on 30/07/2024 - 11:25
    +2

    Is there any other success stories out there? I have been watching from the sidelines hoping for a little more confidence before getting involved.

    • gsxr600rr on 08/08/2024 - 11:40

      Same, tossing up between extensive admin for 2k or just leaving it

  • Daydream2024 on 30/07/2024 - 12:36
    +2

    Mate trust me, there people are extremely arrogant as these homeloan brokers have zero incentives to work harder to get the loan applications approved ASAP BECAUSE they get fixed salary which clearly states on the COMPARE market website,so why bothering to get more loan processed?MORE JOBS AND SAME PAY,OR LESS JOBS AND SAME PAY?u know the drills. I submitted my application on June still nothing,and I have good incomes and low debts , VERY easy to get banks approved.THE 2000 dollar CASHBACK is just carrot 🥕 to attract donkeys.

  • Jay C on 30/07/2024 - 22:10

    Thanks mate, point taken.

  • iamnowhere24 on 01/08/2024 - 16:06

    I had a great experience too … the broker kept me up to date, havent received the $2k yet as the process is in the last phase and refinance is not yet completed.

    • Daydream2024 on 02/08/2024 - 11:12

      Ok champ
      Would u kindly share relevant infos?
      what is your loan to value ratio And is your income good?
      When did u apply?And what stage u are at the moment?
      is your loan broker named Alex?
      u have to keep contacting your broker or he/she automatically give u updates on regular base ,let say weekly?And if u do need to keep contacting ,is he /she always reachable?
      THESE are critical infos for deciding the right brokers ,not the so called 2000 cashback.
      h
      Hope u are not associated with them and providing untrue infos as majority of us here VOTE NO .

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