Had my second serious accident last week.
I was traveling downhill in a residential street, a ute reversed out of his driveway suddenly and I had no vision of him till he was on the road. I locked my brakes up twice as I lost control on my first attempt to slow down. The second slide I couldn't stop in time. A car was to the left and a rubbish bin on the right. So no option but to hit him in the rear bumper/tray. (I was hoping he would take off in time for me to avoid impact.) I made contact and flew over the handlebars into his tray. No joke… he had loud music playing and didn't realise the incident and continued to drive a few metres till I knocked on the window and he saw me.
I got his name and number. He helped me bend my bike back into shape. I pointed out the bent forks. He had a passenger with him they were kind and helpful. No one admitted fault at the scene. I haven't filed a police report. Bicycle report cost is new forks: $770.
My question is what are my options, do I ask him to file an insurance claim?
@based: I've had close calls backing out of driveway. I consider it a bit harsh that I shouldn't be allowed drive due to a few incidents over many years. I reckon it would solve traffic problems though, because there would be few that meet your stringent criteria to drive.
IMO all road users and pedestrians need to exercise caution in residential areas - me included, but don't just those backing out of driveways.