Recently, a council tree fell on the back of my property, causing significant damage to the fence, clothesline, and a swing set. To my dismay, the council has refused to cover the repair costs, citing statutory immunity under Section 245 of the Local Government Act 1999.
Upon further investigation, it appears that Section 245 grants the council immunity in cases of damage caused by street trees, stating that the council is not liable for any losses resulting from such incidents. This legal protection seems to leave affected property owners like me in a challenging and unjust situation, despite the tree being the responsibility of the council.
This has left me wondering about the fairness of such provisions and how they impact individuals who bear the brunt of the damage. While I understand the need for certain legal protections for local authorities, it feels unjust that homeowners are left with no recourse when faced with damages caused by council trees.
I'm reaching out to this forum in the hopes of finding others who may have faced similar situations or have insights into potential solutions. Has anyone successfully navigated a similar issue, or are there legal avenues that could be explored?
Any guidance or shared experiences would be greatly appreciated.
Email from the Claims Consultant:
"We advise that the <REDACTED NAME> (the Council) is a member of the Local Government Association Mutual Liability Scheme (the LGAMLS). The LGAMLS provides the Council with civil liability protection in accord with its obligations pursuant to s142 of the Local Government Act 1999 (Duty to Insure for Civil Liability).
Further to our letter of <REDACTED DATE>, we advise that our investigations are now complete.
You advise that on or about <REDACTED DATE>, a tree failure resulted in damage to the fence, clothesline and swing set at <REDACTED ADDRESS>. You seek compensation from Council for this damage.
We advise that prior to the subject incident, Council had received no reports or complaints in relation to the subject tree. Council advise that it was notified of the subject tree failure on <REDACTED DATE>. In response to notification of this incident, Council attended site to clear the failure.
Whilst Council acts as caretaker of street trees, it is not responsible for the naturally occurring behaviour of trees.
Unfortunately trees will often fail, with little or no warning, this is a naturally occurring behaviour of trees which Council is unable to prevent. Trees can also fail at times of distress, such as during strong winds or high temperatures.
Council is afforded a statutory immunity in relation to damage caused by street trees, pursuant to Section 245 of the Local Government Act 1999, which provides that Council is not liable for any loss caused by street trees.
On this occasion we do not consider that Council has been negligent and liability for this claim cannot therefore be accepted."
Isn't the mitigant for such risks things like…..you know……home……and contents……ummmm….insurance?
How can the council be responsible for every tree falling?