This was posted 1 year 2 months ago, and might be an out-dated deal.

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10x Everyday Rewards Points on Selected Activ Visa Gift Cards + $7.95 Fee ($50/$100 Card $5.95 Fee) in-Store @ Woolworths

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10x Everyday Rewards Points on Selected Activ Visa Gift Cards + $7.95 Fee ($50/$100 Card $5.95 Fee) in-Store @ Woolworths
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tangible on 31/10/2023 - 16:08 woolworths.com.au (2209 clicks)
Last edited 14/08/2024 - 10:35 by 3 other users

Earn 10x EDR points on Visa Activ Green, Birthday, Congrats, online shopping, Luxury, Travel&explore, Pets& Vets, Petrol&auto or Gaming Gift cards. Card exclusions apply. Refer to T&C

T&C:
Offer available from 1/11/2023 to 7/11/2023 on all denominations of gift cards listed, excluding the listed Visa Activ Variable Gift Cards ( Green, Balloons, Fashion, Flowers, Night Out and Tradie & DIY), in Woolworths Supermarkets and Woolworths Metro, Scan your Everyday Rewards Card to collect 10x points . Excludes Woolworths online, Ampol Woolworths MetroGo and Milkrun. Standard points will not be earned on amount spent on gift cards. Bonus points can take up to 14 business days to be loaded onto your everyday rewards card from date of purchase. Refer to individual cards for their terms and conditions. Visa Activ Cards are subject to purchase fee $50 = $5.95, $100= $5.95, Visa Activ Variable Card = $7.95. For cards with a fixed value, limit of 5 cards per day per Rewards ( can be done across multiple transactions). For variable cards where you choose the amount to load, limit of 2 cards per day per rewards member in a single transaction. Card images shown may vary.

On the $500 card, your profit is $17.05, that's 3.35% of profit.

Other Blackhawk Network (Australia) Gift Card Reward Points VISA

Related Stores

Woolworths
Woolworths
Everyday Rewards
Everyday Rewards

closed Comments

  • nsingh21 on 31/10/2023 - 16:26

    Thanks OP, from experience does anyone know if the 2 card cap for variable load is for the day only right and I can return next day and buy another 2 on the same Everyday rewards card? [assuming stock is still there lol]

    • Nelumbo on 31/10/2023 - 17:06
      +1

      Yes, that should be the case.

      For variable cards where you choose the amount to load, limit of 2 cards per day per rewards member in a single transaction.

      I cannot say from personal experience because I have never done it before, but I think you should be fine.

      • nsingh21 on 02/11/2023 - 15:15
        +1

        Can confirm it works - can buy up to 7 cards per ER card daily (5 fixed, 2 variable). Bought some yesterday and today.

        • maverick1 on 02/11/2023 - 15:42

          aren't the fixed one only $100 max? if so, are you not net negative then?

          • nsingh21 on 02/11/2023 - 15:47
            +1

            @maverick1: Yes, I haven't seen any fixed load cards >$100. No, I'm not net negative because the targeted offers on my bank card outweigh the activation fees.

  • abs898 on 31/10/2023 - 16:27

    What's the online shopping card?

    Green Activ variable is excluded whish is what would have saved some monies. Otherwise activation mainly kills the deal.

    • New Chump on 31/10/2023 - 17:35

      Where does it say the Green Activ variable card is excluded from this deal?

      • abs898 on 31/10/2023 - 17:55
        +2

        excluding the listed Visa Activ Variable Gift Cards ( Green, Balloons, Fashion, Flowers, Night Out and Tradie & DIY),

        It's also not on the banner photo which usually means not includedn

        • New Chump on 31/10/2023 - 18:25

          Missed that, thanks!

        • cski on 01/11/2023 - 09:32

          I wonder if a karen will do the lawyer comma trick, when you hear lawsuits and billions lost on a comma is usually before an and

          There is no card named "Night Out and Tradie & DIY"

          therefore two become eligible
          Night Out ,
          and Tradie & DIY

          Disclaimer not substitute for legal advice just amusing reminder to cross every t , but most importantly every comma

          But the Green one confuses me in store it doesn't explicitly state phrase Green beyond its packaging shading.
          It is the Green packet?

          Or is It a totally different category card for environmentally trades and services that they don't stock.

          • abs898 on 01/11/2023 - 09:33

            @cski: It's recycled green waste turned into a card

            • cski on 01/11/2023 - 10:19

              @abs898: If i plant it will it biodegrade into a flourishing money tree

  • amaneight on 31/10/2023 - 16:27

    Can these be cards be used just as normal vanilla gift card?

  • Fappy Bunny on 31/10/2023 - 16:48

    thought the best deal was 20x ?

  • impoze on 31/10/2023 - 16:57

    hopefully this doesn't trigger cash advance for CBA - https://www.ozbargain.com.au/node/808329

    • Trance N Dance on 31/10/2023 - 17:03

      Shouldn't.

      Should come up as a regular Woolworths transaction under whatever merchant category supermarkets are under.

    • a1234my on 31/10/2023 - 21:16

      do in store able to use paypal?

  • coxymla on 31/10/2023 - 17:01

    Dammit, I just paid my PAYG installment!

    (oh, it's blackhawk, I don't think you can use these for ATO anyway)

  • puffinfresh on 31/10/2023 - 17:03

    Time to pay my Optus Pixel 8 Pro plan cancellation charge

  • shane23 on 31/10/2023 - 17:46

    Thanks op I wonder why it took so long to post? Giving the experts a running head start I guess l@l

    • tangible on 31/10/2023 - 17:49

      This deal may not be attractive enough for the experts to post

      • nsingh21 on 31/10/2023 - 18:17

        pull the trigger now or hold for Coles' 10% off VISA/MC?

        • maverick1 on 31/10/2023 - 20:21

          hopefully that coles offer comes soon…
          looking at the T&C of the existing offer for Coles digital MC sold online it seems the online version of the deal will be sometime next year….

          "No purchase Fee on $100 and $250 digital Coles Mastercard’s. Excludes $50 Coles Mastercard. Offer available from 28/08/23 9am. Offer ends 31/1/24 5pm"

        • ibuy on 01/11/2023 - 01:15

          The coles 10% is a better deal. I purchased a Woolworths gift card once where they offered 10x the value in points when buying from the Woolworths gift card site and never received it and the support people claimed no transaction and did not help any further. I think though this may be better because it’s instore only. In any case not a fan of these bonus points as you can’t use it to pay electric bills or rates etc.

      • shane23 on 31/10/2023 - 19:20

        Actually it’s the other way around lol

  • MaxHashrate on 31/10/2023 - 17:54
    +5

    10x Everyday Rewards points on Activ Visa gift cards
    This offer is quite complicated so reads the terms carefully!
    Runs from Wed 1 Nov to Tue 7 Nov 2023 and is only available in-store at Woolworths and Woolworths Metro.
    The purchase limits for this promotion vary depending on which gift cards you buy:
    For cards with a fixed value (e.g. “$50”, “$100” etc), the limit is five cards per day which can be purchased across multiple transactions.
    For variable load cards where you choose the amount on the gift card (e.g. “$50-500”, the limit is two cards per day and they must be purchased in a single transaction each day.
    The only cards worth buying in this promotion are the variable load Activ Visa Online Shopping, Luxury, Travel & Explore, Petrol & Auto and Gaming as you can load up to $500 on each of these cards and use them essentially wherever Visa cards are accepted (there are a small number of exclusions such as gambling, ATMs, payments to the ATO etc).
    Whilst these particular cards have $7.95 purchase fees, the points you earn more than offset this cost. If you bought two $500 cards (the maximum you can buy each day), you would essentially be paying $15.90 in fees to earn 5,000 Qantas points (a cost per point of just 0.32 cents).

    Saw this on facebook. i guess these can be used anywhere visa is accepted even for outside the categories it mentions? Except ATO. Anyone tried it before?

    • WookieMonster on 31/10/2023 - 20:50
      +6

      All the Activ Visa gift cards in this deal (except the Pets & Vets gift card) are functionally just regular Activ Visa gift cards with slightly different branding, and the Activ Visa gift card website says this too. For example, I have used a Gaming gift card to pay for parking at a parking meter that uses MCC 7523 (Parking Lots, Parking Meters and Garages), which does not seem to be related to gaming at all if you ask me… I talk about the restrictions of regular Activ Visa gift cards here if you are interested.

      The Pets & Vets gift card for sale at your local Woolworths is most likely still the version that is limited to specific MCCs. If so, my guess is that type of gift card is still restricted to vet- and pet-related MCCs. If you are wondering what the last list of permitted MCCs were, it was:

      • Veterinary Services (0742)
      • Farm Management Services (0763)
      • Pet Shop, Pet Foods, Supplies Stores (5995)
      • Pet Insurance (single purchase, not available for installment/recurring payments) (6300)
  • nsingh21 on 31/10/2023 - 18:16

    lol more questions - could someone please clarify which cards are specifically excluded from this promotion such that we don’t mistakenly pick up the wrong one.

    The list says: Green, Balloons, Fashion, Flowers, Night Out and Tradie & DIY

    • Green - Isn’t the Green one also pictured in the flyer above?
    • Fashion (PINK)
    • Night Out (Black
    • Tradie (Dark Green with drill pictured)
    • Flowers (light brown – but this is eGift only I suppose so not a reason to worry?)
    • Balloons (Sky Blue – with the balloon lol)
      • nsingh21 on 31/10/2023 - 18:22

        Thanks, I guess the big one to watch out for is the green one! Last time I had gone to Woolies, I'm sure I saw the green ones [variable + fixed] in abundance. Buying them will not give the bonus points hence a loss!

    • tangible on 31/10/2023 - 18:35

      Variable gift cards listed are excluded, not the fixed ones

    • WookieMonster on 31/10/2023 - 20:13
      +6

      FreePoints has a handy graphic that explains which gift cards are included in this deal (and also specifies which variable load denominations are included too).

      Btw, the Flowers gift card is sold in a physical version.

      • I first spotted the light brown version for sale at BIG W late last year.

      • I spotted both the light brown version and pastel blue version for sale at Kmart earlier this month.

      • I spotted the pastel blue version for sale at Woolworths on the weekend.

      Now I think about it, I am not entirely sure whether the pastel blue version is actually called a "Flowers" gift card…

      • nsingh21 on 31/10/2023 - 20:28
        +1

        Thanks WookieMonster, essentially just gonna steer clear of those cards not in the variable load list of the graphic. Swear to god, would have otherwise bought them Green variable load cards which are lying in abundance at my local Woolies.

      • tangible on 31/10/2023 - 21:16

        The Birthday and Congrats variable Cards are not in the exclusion list from Woolworths T&C, but are excluded in the freepoints graphic…
        I think I will stick to the T&C

        • WookieMonster on 31/10/2023 - 21:53
          +3

          That is likely because Woolworths does not actually sell the variable denominations for Birthday and Congrats gift cards.

          I have never seen Woolworths sell them (and I checked four Woolworths stores on the weekend and another earlier today). @VantageXL also could not find any variable denominations for Birthday and Congrats gift cards at Woolworths recently.

          I am happy for you to prove us wrong though!

  • Liz1 on 31/10/2023 - 20:11
    +1

    Can the ' Travel & explore or the Luxury' card be used to pay utilities and council rates?
    Has anyone tried it and it worked?

    • JustinW on 04/11/2023 - 23:07
      -1

      won't work, they've all got the different Merchant Category Codes (MCC), that's why they set the exclusion.

      • Neoika on 04/11/2023 - 23:29

        First comment of low quality unfortunately.

        • JustinW on 05/11/2023 - 00:17
          +1

          Sorry, I apologized, after keep attempting, it worked.

  • fozzie on 31/10/2023 - 20:59

    Hey guys can you buy activ visa and then buy the coles online mastercard ? That way you can use for ATO

  • oranbuy on 31/10/2023 - 21:25
    -2
    On the $500 card, your profit is $17.05, that's 3.35% of profit.

    Have to say, the calculation is incorrect :)

    Profit is 25/507.95 = 4.92%

    Or 24/507.95 = 4.72%. (as 25 woolies money worth 24 AUD)

    • Neoika on 31/10/2023 - 21:48
      -2

      Sorry, negged.

      • oranbuy on 01/11/2023 - 10:10

        As a bargainer, got to be precise on the profit, why don't you admit mistake being pointed out?

        • Neoika on 01/11/2023 - 10:18
          +2

          You didn't realize that $7.95 is the money spent for nothing, of no value.

          Hence the difference of 1.57% in your calculation.

            • Neoika on 01/11/2023 - 12:26

              @videlity: Use oranbuy’s formula, there's saving on the $50 denomination. You can buy some.

            • nsingh21 on 01/11/2023 - 12:40

              @oranbuy: @oranbuy - I'm sorry to interrupt but you're leading this discussion wrongly! (hence I've also negged).

              OP is right. Profit rate is 3.36%, discount (or as I like to see this is Woolies cashback) rate is 4.92%.

              Profit % = ( Revenue - Expense ) / Expense
              = (($500 + $25) - 507.95) / 507.95
              = 3.36%

              The value of this deal to me is substantially higher as I'm making other side gains with the purchases but at base, its just 3.36.

          • oranbuy on 01/11/2023 - 13:42
            +1

            @Neoika: Yes, now I realize

            I usually calculate how much discount, 1-507.95/525

  • aaron3 on 31/10/2023 - 23:23

    @WookieMonster as part of the last 10x EDR deal on Activ cards I bought five $100 Visa PrePaid Gift Cards and fully used a $200 and $100 ShopBack Supermarket Card as partial payment (remainder on HSBC Everyday Global). The Gift Cards - FAQ wiki page suggests that this shouldn't have been possible. What do you think happened? Do you think there has been a policy change, or do you think this was a bug, or just unpredictable in general?

    • WookieMonster on 31/10/2023 - 23:31

      Someone reported in late September 2023 that they were automatically blocked from using a Shopback Supermarket Visa gift card from purchasing a Perfect eftpos gift card at Woolworths.

      If Woolworths blocked Shopback Supermarket Visa gift cards from paying for Perfect eftpos gift cards, past experience tells me it is almost certain that they have also blocked it from paying for Activ Visa gift cards.

      • truetypezk on 01/11/2023 - 01:21
        +1

        I am pretty sure they have blocked all cards that reports their type as "Visa Prepaid" from buying non restrictive giftcards.

    • test8888 on 01/11/2023 - 05:22

      any benefit to buy $100 card with $5.95 fee?

      • maverick1 on 01/11/2023 - 09:55

        don't do it…No!

  • Poor Ass on 01/11/2023 - 11:25

    On the $500 card, your profit is $17.05, that's 3.35% of profit.

    why not bring the discount up to 5.35% by using HSBC and tapping under $100 each time like a mad person

    • ozmbs on 01/11/2023 - 11:40

      bcos you cant do split payment for gift cards

      • VantageXL on 01/11/2023 - 12:18
        +1

        You can. I just did 30 seconds ago.

        • nsingh21 on 01/11/2023 - 12:43

          any limits to the number of split tenders? Can I split a $500 purchase into 5x $99 + 1x $5? [count = 6]

          • Poor Ass on 01/11/2023 - 13:37

            @nsingh21: I'm aiming for 11

          • Poor Ass on 01/11/2023 - 22:21
            +1

            @nsingh21: I just did 10 before reaching $1000 limit which is the max taps a day

            • aaron3 on 02/11/2023 - 09:11

              @Poor Ass: What did you do after that?

              • Poor Ass on 02/11/2023 - 10:08

                @aaron3: On the 11th tap they blocked my card for suspicious activity lol and I paid with another card

                • nsingh21 on 02/11/2023 - 15:51

                  @Poor Ass: Once upon a time a cashier at JB Hifi asked me to show the card I was using on my mobile wallet during a split transaction. She only saw 1 card linked and said that's "fraud". You cannot tap the same card twice for 1 transaction. I laughed and walked out, she didn't realize on Google Wallet it takes 1 swipe to change accounts and cards.

                  • Poor Ass on 02/11/2023 - 16:31
                    +3

                    @nsingh21: Some people say the most stupidest shit and have no clue

                    During the Officeworks Ultimate GC swap to other GCs pandemic (RIP WE ARE ALL SINNERS). I had this chick asked to see the card I was paying with (it was an Ultimate card on Google Pay) and she caught me. She then said did you know it's illegal and you could be fined $30000 for buying with a gift card with a gift card…. It was pure gold the shit that came out of her mouth

                    The $30000 fine is actually for stores that weren't complying with gift card rules

                    • nsingh21 on 02/11/2023 - 17:00
                      +1

                      @Poor Ass: Haha, there's so many such examples. Pro tip - setup 2 Google accounts on GPAY. Link your credit/bank debit card to 1, and gift cards to another. Whenever anyone asks you to show, do a quick swipe on top right to instantly swap accounts and the linked cards, show them the card, then quick swipe back again onto the GC before tapping on the terminal.

                      Edit: yes, could link both cards onto the same Google account but if they look too closely onto your phone, they might notice the GC sitting right beside it.

                      Also as a caution - I never link GCs onto my primary Gmail as other people have commented here that they risked account ban. I've personally never had any PayPal or Google accounts banned from using (or abusing GCs) but then some people maybe more wild than I.

                      • Poor Ass on 02/11/2023 - 17:17

                        @nsingh21: i'm sure all the GC that could be obtained at a high discount has already been banned from purchasing other gift cards

                        nah no funny business they want to see the whole process…. if you don't want to proceed you just have to walk out

                        what GCs do you like to swap to?

                • aaron3 on 03/11/2023 - 12:22

                  @Poor Ass: Same I think - 11th tap of the physical card was declined (can't remember if there was a specific message on the POS machine). Tapping the Google Wallet version of the same card worked as the 11th total tap.

                  • Poor Ass on 03/11/2023 - 12:30

                    @aaron3: something like see bank issuer

                    oh yeh I got to try that tapping with phone

      • Poor Ass on 01/11/2023 - 13:37

        ha you must be thinking of Coles

        • FujiFruit on 07/11/2023 - 13:05

          Some coles don’t let u tap more than once for gift cards when I was using the hsbc card, I had to go to another coles to be able to do that, but it also could be the staff that doesn’t let u.

          • Poor Ass on 07/11/2023 - 14:25

            @FujiFruit: that's why you never split card at coles they always send you up to front desk

            pretty sure most of them red flag ya more than not

  • maverick1 on 01/11/2023 - 11:42

    I tried paying strata at Aus Post with these cards, the tran kept declining,
    Apple pay didn't work so had to insert/swipe the card. Tried few times with different cards but it kept saying declined - Code 40. Does anyone know what that means? Have they put some sort of block/patch?

    • abs898 on 01/11/2023 - 11:53

      I just came back from AUspost and they said, they don't take prepaid cards, only Debit or Credit based on what you are paying for.

      My strata is via DEFT, so next time when I see the EFTPOS deal, I might give that a crack. But I still reckon they will be declined due to being a prepaid card.

      • maverick1 on 01/11/2023 - 11:55
        +1

        Mine is via DEFT too…I know the staff doesn't let you use these cards, you just have to right person who let's you pay using these cards, I used the Activ EFTPOS GC last month and it went through w/o any issues but these one's are specifically getting declined…

        • abs898 on 01/11/2023 - 11:56

          Alright I might try again. Her system said EFTPOS only at auspost but she kept saying you can still use a debit card.

          Might try a different location.

          • maverick1 on 01/11/2023 - 12:01
            +1

            @abs898: Yep, give it a go…I had to select savings when paying via these cards - only 2 options appeared on the screen - chq and savings…maybe that's why these cards cant be used…as they probably need to processed as credit?…I don't know…just guessing here…
            Also. these cards can be added to mobile wallet so staff really can't see the card used, but when I tried via apple pay it asked to insert the card…

            • abs898 on 01/11/2023 - 12:26

              @maverick1: Have you tried paying on the DEFT portal, fees is down to 0.4% there? I tried with Vanilla card and that was straight up rejected.

              • tangible on 01/11/2023 - 12:30

                @abs898: I have tried it today with these card, it worked for me. But I just paid with one card!

                • abs898 on 01/11/2023 - 12:33

                  @tangible: Thanks for confirming. Did you just select savings at Auspost?

                  • tangible on 01/11/2023 - 12:37
                    +1

                    @abs898: I paid my strata using the DEFT portal.. there is 0.4% surcharge!

                    • abs898 on 01/11/2023 - 12:45

                      @tangible: Cheers! Good one, because Vanilla definitely keeps getting knocked back. I will grab some Activ today and see how I go.

                      Since these aren't on 10%, I reckon should be easy to find in store.

              • maverick1 on 01/11/2023 - 12:30
                +1

                @abs898: not yet but these cards will get declined where 3DS verification is needed.
                I tried on ATO - declined, tried buying some digital coles MC - declined.
                for online they usually work for merchants which allow Paypal payments…

                Update - thanks mate worked on the DEFT website…

                • abs898 on 01/11/2023 - 13:25

                  @maverick1: easy, good to know Activ works on DEFT portal

                  • abs898 on 02/11/2023 - 13:56

                    @abs898: @maverick1 @tangible, thanks both. Picked up $500 to test, didn't work at Auspost, the lady said show me your card as I tried to pay on tap and she didn't let me swipe it by saying you can't pay bills with GC.

                    Worked on DEFT website with a 0.4% surcharge.

                    Confirming Vanilla doesn't work on DEFT but Activ does

                • abs898 on 03/11/2023 - 20:50

                  @maverick1: DEFT blocked my online account today for using 3 different cards

                  • maverick1 on 03/11/2023 - 21:42

                    @abs898: oh no…I used 2 cards on Wed and used 1 just now…all seems to be ok…
                    is there a number you could call to get the a/c unblocked?it must be due to payment fraud detection..

                    • abs898 on 03/11/2023 - 22:18

                      @maverick1: Yeah I will call on Monday. I reckon because instead of my name in card holder spot I just entered Gift card recepient as per the GC. Should have put my name lol

                      That's a what I am assuming it's fraud detection, but no email.

  • Grazz989 on 01/11/2023 - 12:28

    I don't understand - why would anyone be interested in this whatsoever, if even buying a $500 card nets you a 3.35% profit margin?

    • abs898 on 01/11/2023 - 12:32
      +1

      It saves on processing fees at quite a few places that don't accept Amex. You can offload your expenditure here, even if you are only profiting 3%, you also saving 1-1.5% surcharge in Amex. So the net savings increase

      • decryption on 01/11/2023 - 13:34

        Yes exactly this.

      • Poor Ass on 01/11/2023 - 22:23
        -1

        Most people don't use amex

        Prob good for rewards and cashback tho

    • tangible on 01/11/2023 - 12:35
      +2

      I used them paying for my strata and other bills.. it saved some money here…

    • maverick1 on 01/11/2023 - 12:40
      +2

      if you have a bill to pay which is due in next couple of days and you don't have access to other discounted cards like the ones sold by Coles…then instead of paying via your CC you are slightly better of paying using these GC's.
      The profit margin can vary depending on your best use case - for me I convert these to QFF for not flying biz (faux pas as some will say) but for flying international economy which for past couple of years has had ridiculous cash price or sell them on for 1.15/1.2c/pt.

  • shoppe on 01/11/2023 - 13:24

    Can you pay your Rates online with these cards? Anyone tried for Brisbane - Qld?

    • abs898 on 02/11/2023 - 14:09

      See my comment below

  • madpig83 on 01/11/2023 - 13:41

    Does this: "for variable cards where you choose the amount to load, limit of 2 cards per day per rewards member in a single transaction."

    …mean that if we want to buy 2 cards, we must buy it in one transaction to get the bonus?

    Anyone tried more than that?

    • VantageXL on 01/11/2023 - 13:53
      +1

      You have to buy both variable load cards in the one transaction, yes. If the checkout won't let you add 2x $500 cards, try loading one with $499 or $499.99 as there is often a $1,000 limit (curiously, it doesn't seem to matter that the purchase fees will still bring the transaction total over $1,000).

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