Best Credit + Debit Card for Low/Unstable Income 2023?

furyou on 15/08/2023 - 14:16

My current card is the citi premier fee free for life, and the plus debit card. This gives me some points for credit, no int fees for debit. Got this when I had a job and before GFC so my limit is crazy.
Now I'm WFH self employed, low taxable income after expenses, can't expect to get the level of credit I had. Or maybe even to get credit at all.

With nab closing off the citi brand completely, wondered where to go next.
I don't believe they had a product similar in feature to the citi ones, and I'm preparing for the possibility "fee free for life" doesn't transfer over.

What is the best option when this eventuates in a couple months?

Financial Credit Card Debit Card

Comments

  • dazweeja on 15/08/2023 - 14:34
    +1

    Maybe Latitude 28° Global Platinum Mastercard for no international fees, or Coles No Annual Fee Mastercard for Flybuys points?

  • loropy9 on 15/08/2023 - 14:45

    You can get the Auspost debit credit card and load your own funds.

  • Protractor on 15/08/2023 - 15:00

    Contact one of the govt support agencies in your state, that deals with helping welfare recips manage finances.
    Govt Services NSW?

    Rewarding ( this iteration of ) Apost, would not be on my RADAR.
    Maybe one day when they get the main game fixed they should expand services.
    Coles would be handier.

    Or you may find a lead here>
    https://finty.com/au/credit-cards/low-income/

    https://www.finder.com.au/credit-cards-for-single-parents

  • Mechz on 15/08/2023 - 16:41

    Closing the brand but still running TV ads. Good one NAB.

    • furyou on 21/08/2023 - 09:14

      Just saw the new deal on a citi card. What are they doing?

      • Mechz on 21/08/2023 - 11:07

        Scamming customers into NAB.

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