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$50 Credit after 4x $100 Domestic Purchases + $25 Credit after $200 Overseas Purchase @ NAB Now Pay Later (NAB App Required)

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Get up to $75 credit when you spend on domestic and international purchases from 12 June to 30 September 2023.

  • Spend $400 on four domestic purchases of at least $100 each using your NAB Now Pay Later card to earn $50 credit.
  • Spend an additional $200 on international purchases on your NAB Now Pay Later card to earn an additional $25 credit.

Your credit will be paid to your linked account within 60 days of the end of the offer period.

*These purchases must be transacted before the end of the offer period and settled by 14 October 2023 (by the merchant) to be included in the credit.


The way this works is you need to link with NAB transaction account and once you made transaction system will hold 25% of transaction value and deduct once transaction settled.

  • You will see available amount to spend is 4x the available balance in your linked account up to $1000. Once you got approved, click on Buy Now Pay Later account > Online option to get your card number to spend online
  • You can also add to Google Pay / Apple Pay to spend in store
  • No international transaction fee as per NNPL main link, thanks ARUN365 for the update
    https://www.nab.com.au/personal/buy-now-pay-later
    No interest or fees
    NAB Now Pay Later has no interest, international transaction fees, late fees or account fees. There are no hidden fees to worry about with a NAB Now Pay Later account.

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)

closed Comments

  • +3

    🥱

  • +3

    Sounds all very complicated. Why not giving an instant bonus to try it out, when they want to compete with Afterpay or Pay Later from PayPal etc. instant $10 off 50$ spent. Why not that easy? I am a NAB customer but will not bother about this offer.

    • basically just spend 4x $100 then you can get $50, if you need to buy something on Aliexpress or oversea for $200+ then you can get another $25

  • Did anybody get the $10 from their recent promo using the Nab card to purchase $70 of fuel at an “eligible” fuel station? I got fuel using my Nab credit card and eftpos card on 4 different fuel station in that time frame. I never saw $10 from them.

    • +1

      yes I did, it was like a month ago.

    • Hi, how do you get these offers? I have both debit and credit cards with NAB

      • I saw the offer in my NAB bank app

  • +1

    This might have been useful if posted on 12 June or you know, in June in general… only 12 days left now

  • +2

    Once you got approved

    Anyone know if there's credit check on this product?

    • +1

      There sure is!

      • Ok so if there's credit check - anyone knows how long it took for the turnaround to have their account ready?
        Given there's 12 days I am just assessing the feasibility of this deal.

        • +1

          I got approved within 1h

  • +2

    $75 is not worth a credit check unless you have literally churned every other credit card deal available and are excluded from every other lender.

    • Really but I'm 805

      • yeah, it will make you under 800, I got minus 11points for commonwealth step pay I am at excellent level as well, I am a commonwealth customer and salary direct credit into it as well, just couldn't understand why they still need to do credit check?

  • 60 days wait! Why?

    • Returns

  • Can we pay utility bills such as Water, electricity or council bill and eligible for the offer ?

  • +1

    Just got my card today. Purchased 4 x $100 Amazon Australia gift cards, and 1 x $200 Amazon.com.

  • +1

    Offer extended to 30th Sep.

  • +1

    New settlement date as well!

    "These purchases must be completed before the end of the Offer Period and settled by 14 October 2023 to be included in the credit offer."

  • So just confirming there will be one credit check for the NAB credit card, and another if sign up to NAB Pay Later?

  • +1

    I would like to share a very painful experience with NAB recently, which ends up costing me a fortune compared to whatever benefit they can provide.

    NAB simply miscalculated a transfer on my account, and litterally stole 2000$ from my credit account.

    I hereby make public my bank statements to warn all the community about such mistakes, which I still couldn't claim back. Please check your statements very carefully.

    https://ibb.co/ZWWLLHJ

    • hope you got your money back

  • Got the $25 bonus for the international purchase within 3 days. Still waiting for $50 bonus for domestic purchases made on the 14/8.

    • I still have not received my $25 bonus for international purchase yet. I made 2 purchases with total of $200+ and according to their T&C I should get $25 bonus. Those who made $200 in 1 transaction have received it very quickly.

      • My international purchase was a single transaction over $200.

    • Received the $50 bonus today.

    • any worth of international purchase?

  • -1

    Cheers OP! 🍻

    These purchases must be transacted before the end of the offer period (Sep 30th) and settled by 14 October 2023 to be included in the credit.

    I presume that means the payment plans should be paid for in full by Oct 14th as well.

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