Hello OzBargainers,
Are you paying too much on your home loan?
Our panel of lenders could help save you money with highly competitive rates, and potential LENDER cashback incentives of $1,000 to $5,000.
Plus until 30 Sept 2023, you can ALSO get up to $10,000 in BROKER-PAID CASHBACK.
LOAN BALANCE and BROKER PAID CASHBACK
<$500K loan balance = $200
Over $500K to <$1M loan balance = $1,000
Over $1M to <$2M loan balance = $2,000
Over $2M to <$5M loan balance = $4,000
Over $5M loan balance = $10,000 cashback
Our BROKER-PAID CASHBACK is in addition to any cash-backs you may get from lenders. Where possible, our team will always preference lenders that give you lender cash-backs as well **
Get started NOW >> https://www.fairlane.au/homeloan-cashback
For example, if we re-finance your eligible home loan to ANZ Bank with a loan balance of $550,000 and an LVR of less than 80%, then you would receive $4,000 CASHBACK from ANZ bank (accurate as of 7 July 2023)**, and also receive another $1,000 BROKER-PAID CASHBACK. That is a total of $5,000 cash back, if you choose to work with us.
Have questions around cash-backs for different LVR and different loan amounts? Please email your scenario and cash-back questions immediately to: [email protected]
Some sensible T&Cs for the BROKER-PAID CASHBACK apply, such as…
- The loan balance applicable will be based on the lender's commission calculation method, which is what the broker commission is based on. This is generally the amount minus the amount in your redraw facility & offset account.
- Broker-paid cashback is paid in the month after the period where the broker commission is no longer refundable to, or “clawback” by the lender. This period is typically around 18 or 24 months from loan settlement, or typically much sooner for lite-doc mortgages.
- Not applicable to home loans packaged with commercial lending, or for construction or bridging loans.
- Applicable for either a refinance or a property purchase, where we don't need to extend the pre-approval or submit another application.
Our BROKER-PAID CASHBACK can be used in conjunction with any lender on our panel including NAB, ANZ, Westpac, St George, BankWest, UBank, CBA, ME Bank, AMP, Bank of Queensland, BoQ, BoC and more!
Cash back can only happen if your loan gets approved. Our team can get your loan approved, with a faster turnaround time.
Our home loan broker service to you is 100% free-of-charge. We will not charge you broker fees for this service.
To get this deal, email us at [email protected] with any questions, or request a call-back at www.fairlane.au/homeloan-cashback
We look forward to helping you refinance or buy a property, get your cash-back and save money.
Josh F.
Mortgage Specialist
Fairlane Finance
E: [email protected]
M: 0426 992 808
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Request call-back: www.fairlane.au/homeloan-cashback
Fairlane Finance Pty Ltd ABN 76 660 851 141 is a credit representative (542026) of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237. The information provided is general advice, and on the understanding that it is for illustrative and discussion purposes only.
** Lender cash back: Lenders' terms & conditions apply. Lender cash back criteria may vary between different lenders such as the minimum loan size, loan-to-valuation ratios, comparison rates and lender fees. Lenders may vary or withdraw cashback offers at any time without notice. Lender fees, charges, eligibility criteria apply.
This reads more like an advertisement than a bargain.