Hundreds of thousands of Australians will be coming off their fixed home loan rates in the next few months. For those who have already moved on to a new variable or fixed rate loan package, it would be great if you could share the details to help your fellow OzBargainers!
So, who are you banking with and what home loan rate (fixed or variable) are you on now?
I think unloan offers really good options. I’m with UBank it’s pretty similar but unloan has lower rates at the moment. The reason I’m still with UBank is the “interest only” loan for investment property which unloan doesn’t have the option.
I checked Unloan last year and it was pretty strict on its conditions as in it had to be for owner-occupied and less than 70% LVR.
Just checked again and they now include investment properties at 4.74% and up to 80% LVR.
I'm currently on 5.59% for my investment and 5.29% for my residential loan as a "Staff Rate" with NAB. Certainly motivated me to start shopping around.
Just to add to OP's question, does anyone know if UNLOAN (unloan.com.au) a CommBank company is a good choice as they don't charge any fees based on their website? Thanks