I have a CitiBank credit card that includes complimentary travel insurance which does not cover COVID. When I got the credit card a month ago, I didn't realise that some CC companies were now covering COVID.
Is there any way I can 'topup' my insurance with COVID insurance, or do I need a separate, additional, comprehensive travel insurance product that includes COVID cover?
Context - I am traveling Melbourne to Chiang Mai, Thailand for a 5 week cycling trip.
I find that standing at a crowded train station is good when needing a covid topup..