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Suncorp $3000 Refinance Cashback (Min $500,000 Loan), Rates from 4.34% OOC (CR 4.35%)

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Suncorp $3000 Refinance Cashback (Min $500,000 Loan), Rates from 4.34% OOC (CR 4.35%)
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AssociatedMortgage Broker @ Lending Clinic on 25/10/2022 - 16:08 suncorp.com.au (186 clicks)
Last edited 25/10/2022 - 16:24 by 1 other user

Suncorp has revised their home loan cashback offer, and you can now get a $3000 cashback for a loan amount of $500k-$999k, and a $4000 cashback for a loan amount of $1m or more.

  • For applications lodged by 30 November 2022 and settled by 28 February 2023.
  • Available for refinance or property purchase, borrowing up to 90% LVR, either for owner-occupied or investment.
  • They have super sharp rates, with or without offset, and they're waiving the annual fee for their Home Package Plus loan product which comes with offset account.
  • More details on the Suncorp website.

Plus if you get the Suncorp loan through us as your mortgage broker, we can give you another $1500+ cashback after 18 months, if your net loan balance is at least $500k.
If your loan is under $500k, Suncorp doesn't provide cashback, but we can give you $500 cashback after 18 months, if your net loan balance is at least $250k.

Apart from Suncorp, we have access to a few other offers such as below:

  • ANZ: $4k refinance cashback ($250k+ loan)
  • St.George/Bank of Melbourne: $4k refinance cashback ($250k+ loan)
  • BankSA: $4k refinance cashback ($200k+ loan)
  • Westpac: special refinance cashback ($250k+ loan)
  • ING: $3k refinance cashback ($500k+ loan)
  • Citibank: $3k-$5k refinance/purchase cashback ($350k+ loan)
  • ubank: $3k-$4k refinance/purchase cashback ($250k+ loan)
  • Auswide: no cashback but low rates from 4.21% (CR 4.23%), can be for investment if also bringing your owner-occupied loan

Contact me for a no-obligation chat 😀

Arman Soetanto
M: 0431 825 128
E: [email protected]
W: www.lendingclinic.com.au
Lending Clinic Pty Ltd (Credit Representative Number 511270) is authorised under Australian Credit Licence Number 384704

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closed Comments

  • onlinepred on 25/10/2022 - 16:14
    -1

    This is a great deal. I’m currently transferring from cba to Suncorp.

    • dcep on 25/10/2022 - 17:13

      from what % to what % ?

  • djbst on 25/10/2022 - 16:29
    +3

    How is 4.34 a deal?

    Have a chat with any lending specialist, pretty sure you'd get a better rate.

    Going through a loan transfer myself.

    Cashback of 3000 is very normal these days. Nothing special as well.

    • timothy2 on 25/10/2022 - 16:47
      +2

      What rate are you getting?

      • djbst on 25/10/2022 - 20:46

        I told my current bank that I'd move if I don't get a better rate. They went from 4.79 and 4.69 to 4.29.

        Talking to a few lenders and getting offers less than 4.19.

        Everything depends on a few factors as your LVR. So go to many lenders as possible and make them outbid each other.

        • onlinepred on 26/10/2022 - 07:56
          +1

          4.19 sounds like a bank that hasn’t applied the last hike. Also very suss as you haven’t mentioned a bank

        • KK on 27/10/2022 - 11:48

          Hi @djbst, which bank is offering 4.19? I am paying lot more and in the market to refinance my loan.

    • onlinepred on 25/10/2022 - 19:18

      Really? With offset and no annual fees for life of loan?

      • djbst on 25/10/2022 - 20:33

        Yes with 100 percent offset.

        You seems to be have a lot of interest in this post. Is this OPs 2nd account?

        • onlinepred on 25/10/2022 - 20:40

          No, I’m in the process of moving to Suncorp. Would be happy to get a lower rate with offset and Jo annual fees for the life of the loan. I will look into the banks other person mentioned. Have talked with 2 brokers and the Suncorp deal seems great.

          Who did you go with and what deal?

          • djbst on 25/10/2022 - 20:42

            @onlinepred: Haven't mentioned any banks though.

            • onlinepred on 25/10/2022 - 20:43

              @djbst: Sorry bigSam user below said this wasn’t a great deal and mentioned banks.

            • onlinepred on 25/10/2022 - 22:28

              @djbst: Yea I can’t find a better deal. Can you please post one as you negged so you know of one.

  • perfectlydark on 25/10/2022 - 16:36
    +5

    500K minimum seems a bit high, these used to be 250K

    • BigSam on 25/10/2022 - 16:52
      +1

      still is for a $4,000 cash back with ST George, Bank of Melbourne, Bank SA and Westpac (Says $2,000 but will match $4,000 when you mention one of the other banks).

      • onlinepred on 25/10/2022 - 19:18
        +1

        Do they have offset and no annual fees?

      • onlinepred on 25/10/2022 - 20:49

        Bank SA is $395 a year, $4000 rebate, 4.44%

        Westpac is $0 a year, 4.24% for 2 years only, has offset.

        St George is $0 a year, 4.34%, no offset or any other features.

        Westpac seems the only good one out of the list you mentioned.

        • AssociatedMortgage Broker @ Lending Clinic on 25/10/2022 - 20:56

          That 4.24% Westpac 2-year intro variable rate is without offset… for offset can usually get 4.44%, a bit more or a bit less depending on the loan amount & LVR, first year annual fee can often be refunded.

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