Buying 2x New Cars, What's The Best Card for Rewards?

So I've waited an eternity for a new car, and ended up ordering another new release in the meantime. 75k between them.

Both arrive in a month, wondering what card I should look for that will maximise a return, frequent flyer points or other.

Intending to load up a card with whatever the dealership maximum is (does anyone know?), then pay off and hit up the 2nd car.

Also I churn cards here a fair bit but aim for no fee, although willing to pay here if the return warrants it. Eligible for most cards I'd assume as salary is above average, credit rating excellent.

Anyway suggestions would be awesome. Thanks.

Comments

  • +6

    You'll likely be charged a cc fee by the dealer above a pretty small $k amount
    (Thus making the rewards worth less than the fee you'll be charged)

    • Yup, likely anything above $2k

  • CC fee for more than the deposit.

  • +12

    Weird flex but ok

  • +3

    If the dealer says you can credit card it then they have factored in plenty of fat in your price

  • lit ozbargainer, more power 2 ya
    double points if you take out woolies insurance for some bonus points vs your next shop

  • +1

    Citibank credit card and use PayAll

  • 2% of 75k…. damn…. thats alot in fees for the dealer to pay.

    • End of month, and maybe their sales have been down, and they have over-ordered for the next quarter.

      • +2

        On new car sales currently?
        <insert 'The Castle' tell em he's dreaming meme>

      • Cars have already been ordered, contracts signed

        Dealer has no reason to cover the CC charge now, unless already in the contracts terms agreed to

  • +1

    Be lucky to find a dealer that’ll take more than $5k in c/c payments. Fees are too high.

  • +1

    Bought plenty of cars on my Amex and visa over the last few years by paying the surcharge

  • What are the cars. How long was the wait on both of them. I'm being told close to 2 years for some cars I've been looking at.

    • Corolla sedan SX and Corolla Cross hybrids. Sedan ordered Nov 21, Cross ordered recently (know a dealer employee who got me quick access).

  • Thanks for all the replies, stupidly thought I'd be notified of any updates.

    Looks like I'll give cc a miss. Cheers

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