Hello fellow OzBargainers, I'm looking to book overseas travel tickets and am deciding which credit card to use in order to be covered for complimentary travel insurance.
We have Citibank Rewards Platinum, Coles Rewards Platinum and St. George Amplify Platinum. Which of the three offers best travel insurance? Or is there any other credit card out there that offers superior travel insurance?
Thanks in advance!
Which insurance provider is with these cards..like my Nab has ANZ insurance and they were good.
Have a look at BankWest World Platinum
Best? I don't know, I'm not a card comprising site but CBA I didn't had to make a purchase to get travel insurance and time that I need to make a claim, I had no issues.
Read the PDS to see what covers.
I used ANZ recently for our overseas trip. My bags didn't arrive for 7 days so ANZ allowed a $1500 allowance for essentials. I bought a variety of things from clothes, toiletries and even an apple watch charger. The settled the claim without any issues. I am booking another trip soon so I checked other policies (as I have since cancelled the ANZ card and now have a NAB credit card). Others do not seem to have as generous an allowance for missing bags and it is a common issue when travelling at the moment. My advice as posted above is check the limits of cover in the PDS but I would recommend the ANZ card.
For my next trip I am bringing carry on only!
NAB card insurance is via Anz too.
Do your homework, read and compare the PDS. Most of them use the same underwriter, the people who you'll call for a claim, so only difference is what you'll be covered for.
Amex Centurion, $6k back if luggage more than 48hrs late
Amex platinum, $1500 back if luggage more than 48hrs late
Impressive flexing
No. Just read the pds
Read the PDS for the cards you own…
"Best" is relative and subjective. For example, what's more important to you, medical coverage or higher rental car hire excess cover? Are you going on cruise or skiing and need that specifically covered? Specific countries aren't covered by some and are by others. Some offer delay/cancellation/possessions/cash/passport cover, some don't. Some started offering COVID cover, some don't. So on… You decide what's important, we can't tell you.