Hi, I would like to get an AE card.
Looking at this deal and feel like this is a good one:
https://www.pointhacks.com.au/credit-cards/qantas-ultimate-a…
It seem like 100,000 point is great with a lot of other benefits.
May I know what are the cons of having this card when $450 travel credit can offset the $450 annual fee?
Travel credit can only be used through the amex booking portal - looked to be the same flights/prices as on Qantas's own website though
Also be aware that's only 75k points after 3k spend; the other 25k is a year later
I did enjoy the 4x lounge passes though