Westpac Altitude Black Rewards Credit
140,000 bonus Altitude Points with $6k+ spend on eligible purchases† within 120 days of card approval^.
0% p.a. for 24 months on balance transfer>> when requested at card application. 1% balance transfer fee applies. After 24 months, rate reverts to the variable cash advance rate.
Plus, because you’re already with us, we’ll reduce your first year card fee to $49 ($250 thereafter**)
Additional Findings for $0 Annual Fee first and subsequent years:
- If you have a home loan with Westpac and are on their Premier Advantage Package, you need to call the "Home Loans Team" after activating your Altitude Rewards credit card and ask them to link your card to the Premier Advantage Package.
- This essentially makes the credit card free for life as long as you maintain the Home Loan and Premier Advantage Package with Westpac.
- I was told over the phone that this doesn't impact your eligibility to the 140K reward points.
- Normally the Premier Advantage Package has an annual fee of $395 however if you have a family or close friend working at Westpac, they can enroll you into the Friends and Family Premier Advantage Package which nullifies the $395 Annual Fee. Basically no fee at all for the home loan or the credit card.
It doesn't seem like this has a restriction of being a recent Westpac CC holder within the past X months?
I recently cycled off the $3k spend Altitude card, it'd be great to be take advantage of this card as well.