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Savings Maximiser 2.60% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

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Savings Maximiser 2.60% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING
Go to Deal
kia07 on 07/07/2022 - 00:09 ing.com.au (2709 clicks)
Last edited 04/08/2022 - 18:45 by 2 other users

We will be increasing the additional variable rate on our Savings Maximiser by 0.50% p.a. The additional variable rate is available to eligible customers that meet the monthly criteria.
We will also be increasing the Savings Accelerator variable rates for all new and existing customers. The rates for balances of $50,000 or more will increase by 0.50% p.a. The rates for balances less than $50,000 will increase by 0.15% p.a.
These changes are effective from 12 July 2022.

Highest variable rate for Savings Maximiser is available for customers who also have an Orange Everyday bank account and do these things each month:

  1. Deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super, Personal Loans and Orange One)
  2. Make 5+ card purchases (settled, not pending) and
  3. Grow their nominated Savings Maximiser balance (excluding interest).
    When the criteria is met in a calendar month, the benefits the additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000.

Referral Links

Referral: random (660)

Until 30/11/2024, referrer and referee will each receive $100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 from an external source into the new Orange Everyday account, deposit any amount into the a Savings Maximiser Account, and make at least 5 (settled) card transactions within any calendar month with the new Orange Everyday card.

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closed Comments

  • jjj123 on 07/07/2022 - 11:16

    be careful about this term for elders:

    Grow their nominated Savings Maximiser balance

    • fatice on 08/07/2022 - 15:28
      +1

      Just reserve $120 in the everyday account and set up an auto-transfer of $1 to the Maximiser account on the 1st day of every month. That will last you for 10 years.

  • dorikin on 07/07/2022 - 11:20

    PITA with all the hoops you have to jump through but this is tempting

  • xdigger on 07/07/2022 - 11:27
    +2

    Kudos to ING for applying this increase in 5 days instead of 1 August like laggards ubank and AMP!

    • jjj123 on 07/07/2022 - 11:29

      Does ING increase loan rate in 5 days too instead of 1 August?

  • USER DC on 07/07/2022 - 11:58
    +1

    Good that I've always used ING for my main bank.

    Literally ING is the only bank which is honoring savers with Full money from the interest rate hike.

    • Gavman on 07/07/2022 - 12:23
      +1

      not without pre-conditions and if you don't pay attention you end up with 0.05% which is where they make their profits (lazy savers)

      • USER DC on 07/07/2022 - 16:29

        Simply make 5 Zip / Bundll payments of $1 and easy done the 5 transaction condition
        Deposit $1000 - easy just PAYID to any of your other bank and pay $1000 to yourself, But easier to just get salary into the account.
        Grow balance at the end of month- This one is tough at times for some people at least

  • JBWA on 07/07/2022 - 12:24

    So, to get the 2.6%, ensuring balance grows each month and 5 transactions completed, is it possible to withdraw the interest each month and not be penalised?

    • md333 on 07/07/2022 - 12:39
      +1

      No, if you withdraw the interesting the balance won't grow, they require it to grow by more than the interest.
      Work around is to withdraw entire balance to something like AMP or Ubank on the last day of the month any time you need to withdraw, then the following month you are only missing out on the margin ie 0.15% difference between ING and Ubank, not the whole 2.4%.
      Lots of mucking around but the saving is of the order of $100 if you have the full $100,000 in there.

      • justtricking on 07/07/2022 - 13:51

        No need to withdraw balance to an external account - can just bump internally to your Everyday Orange.

        • md333 on 07/07/2022 - 14:24
          +1

          The everyday orange has almost no interest. The shift to an external account is to get decent interest for the month that you are missing out on ING bonus interest due to the balance reducing.

          • CyberMurning on 07/07/2022 - 15:07

            @md333: yup i forgot once so it is a bit risky to trying increase from now, yes i have salary but just in case one day i have big expenses
            so now watching for other bank promo hopefully similar like 2.50-2.60 to park my money for a month, then later will just swap to everyday orange and increase a little, like starting from $1 next month $2 etc

          • justtricking on 07/07/2022 - 15:45

            @md333: Ah, sorry missed the part about the scenario if you're unable to make the balance increase for that month. The bumping to Orange Everyday account is useful if you have a large balance that you want to just bounce on the very last day and back when it rolls over the the first of the next month to keep the amount you have to "grow" small.

            For example, if you've set up last month's balance as $10,000 and you actually have $40,000 in savings you could leave it to accrue interest on the entire $40,000 balance for 30/31 days. On the last day of the month, you bump $29,999.99 from savings to everyday so that your balance is $10,000.01. Next day on the first of the month, you can move everything back and continue accruing interest for the rest of the month.

            • CyberMurning on 07/07/2022 - 16:27

              @justtricking: i did exactly that, grow small with a base of say $10,000 then go from there to $10,001 then 10,002 next month…… but one month i forgot to move to EO on last day of the month, and now the base is too high…

            • md333 on 07/07/2022 - 20:26

              @justtricking: Yeah, I did that for a few months, but now there are other accounts around with similar rates that allow withdrawals it doesn't seem worth bothering-moved it all out to AMP.

  • fredblogs on 07/07/2022 - 13:09

    Kinda off topic but has anyone figured out where to put their kids' money? It seems really bad to have kids bank accounts from a tax point of view…

    • TimApple on 07/07/2022 - 13:43

      From tax point of view, it is good to have accounts on kids's name.

      Financial wise, money for them could be invested in a longer term investment like ETFs, Raiz, Spaceship, etc.

      • md333 on 07/07/2022 - 20:24
        +1

        Don't kids get taxed really heavily to stop parents putting money in kid's names? I think kicks in at above $400 a year.

    • [Deactivated] on 07/07/2022 - 15:55

      It's not your kids money.

      • fredblogs on 07/07/2022 - 15:56

        What does that mean

  • squeeb on 07/07/2022 - 15:33

    Anyone else being hassled by ING to download and print an Identity Verification form and line up at a Post Office to present ID?

    They say it is part of the KYC legislation but I did all of that when I opened the account 10 years ago and again only a year and half ago when I opened another account.

    Wondering if the real reason is that they have lost my details. Seems very dodgy!

    • Yola on 07/07/2022 - 16:53
      +1

      You are lucky you have the option. Many people have reported their accounts being closed with no explanation. The suspected reason from one is that

      … ING failed to gather the correct identification paperwork from her when she originally opened her accounts, and was now scrambling to avoid a possible fine.

      https://www.news.com.au/finance/business/banking/aussie-ing-…

      • squeeb on 11/07/2022 - 00:12
        +1

        Thank you heaps for sharing this information. The article has examples of sex workers and overseas residents that have had their accounts suddenly closed. I fall into either of those categories (luckily) but I have spoken to five people at ING and they are "encouraging" me to close my account. So putting two and two together, it appears that they haven't done their due diligence and/or have lost personal information.

        I have put in a complaint in writing but have been told I have to wait 25 days for a reply.

        I will put a complaint into AFCA to resolve as I can't use my accounts in the meantime and will likely miss out on interest for the month.

  • Terencey on 07/07/2022 - 15:53
    +3

    Looks like Virgin Money is offering 2.8%:

    https://virginmoney.com.au/blog/news/interest-rate-changes-f…

    • CyberMurning on 07/07/2022 - 17:35

      just for the Virgin Money Boost Saver
      which you cant easily take your $ out

      • cateyneow on 08/07/2022 - 10:27

        yeah its really confusing- you got to lock it and tell them 30 days in advance or sthing

        • FujiFruit on 08/07/2022 - 11:45

          It seems good 2.8% but to give 30 days notice while other banks could be increasing their rates

          • Yola on 08/07/2022 - 12:32

            @FujiFruit: Also during the 32 days your rate drops to non lock rate and you still cannot access your money. That is unreasonable IMO.

  • [Deactivated] on 07/07/2022 - 15:55
    +1

    My pet peeves with ING that has me looking for another bank.

    They force you to click numbers to enter your p/w on desktop, you can't type. Anyone standing nearby can see what you're doing, anyone with a camera, screen recorder, etc. It's also just slow.

    Their osko instant transfer daily limits are incredibly low, good luck transferring more than a grand or two to someone, buying a car, etc.

    Their overall transaction and ATM limits are equally, ludicrously low. They really don't like the concept of you having access to your own money.

    • CyberMurning on 07/07/2022 - 17:33

      correct
      5x a month ATM is just too little

    • Yola on 08/07/2022 - 12:33

      Just one grand not two.

  • JBWA on 07/07/2022 - 15:55

    Can anyone please tell me in ING pay their interest on the last day of the month or on the last business day of the month? It can make a difference if I intended to pull the interest out…….thanks

    • CyberMurning on 07/07/2022 - 16:28

      then dont pull~~~~

    • DJSmelly on 07/07/2022 - 20:09

      Last day of the month.

  • zooter on 07/07/2022 - 18:06

    so interest is for the amount of money you have next month?

  • Lurker101 on 07/07/2022 - 19:23
    +1

    FYI - you can get the increased interest on up to 200k by having 2 x Maximiser and 1 Everyday. To do this all accounts need to be joint accounts, and each party must nominate a different maximiser as their preferred interest account. This way you only have to put 1k into any of the accounts and do 5 transactions and this will apply to both on the joint accounts. You will need to still increase balances on both maximiser though.
    This is all in their doco, as its per "customer" nomination and a joint account has 2 customers, even rang them to validate this is correct and not "gaming the system", and they were fine with it.
    They did mention that 1 party needs to do at least one of the 5 transactions on the everyday (aka not 5 transactions by one party)

    • Lurker101 on 07/07/2022 - 19:41
      +1

      Also another way to avoid missing a month of interest is to have another idle maximiser account. If you need to draw out in a month then increase the idle account and have that nominated as your preferred account. And last day of the month move the funds to the idle account. Repeat every month you need to withdraw funds. Are they ok with this. No idea and haven’t tried.
      Just some stuff I worked out last month for a unique situation requiring 2 accounts which led me down a rabbit hole.

    • Tro2733 on 11/07/2022 - 11:44

      Isn't this same as 2 persons creating 2 different ING accounts?

      • Lurker101 on 11/07/2022 - 17:03

        Not sure how you will go with that, their definition of a customer is an individual. Plus they want your TFN linked, interesting idea though.

  • Zawoooo on 07/07/2022 - 19:49

    I just transfer most of the money out of the savings account to the linked account and only grow it by 100 every month

  • yes8s on 07/07/2022 - 20:01
    +4

    Was looking to start a new savings account. While this new rate is competitive, I just couldn't be bothered with all the hoops you have to jump through to get the bonus rate. To much to keep track of. I'd rather take a 0.25% hit to rate than have to worry about whether I made 5 transactions or keeping the balance growing every single month. People don't bank like that and it's just plain annoying. My 2c

  • squish y on 07/07/2022 - 20:19

    Sorry if this is a dumb question, but is the interest paid per day or at the end of the month? I noticed people talking about increasing savings maximiser balance by $0.01 at the end of the month so the balance has “grown”, but this would mean you only get interest on whatever balance you had in the previous month + $0.01?

    • non-core promise on 08/07/2022 - 07:34
      +2

      Interest is calculated daily, but paid monthly.

      So at the end of every day, they take your balance, multiply it by the interest rate, then divide it by 365, 366 or how ever many days in a year, that's your daily interest.

      The total accumulated over a month is given to you at the beginning or end of the month, depending on the bank.

      No bank calculates your monthly interest based on just the final balance at the end of the month, otherwise everyone will have nothing in their accounts for most of the month and then suddenly dump it all back in at the end.

      The +$0.01 thing for ING OzBargainers is just so they qualify for the "balance has grown overall this month" hoop they have to jump through for bonus interest.

      • squish y on 08/07/2022 - 08:56

        Oh okay that makes much more sense, thank you!!

  • Mibo on 07/07/2022 - 20:35

    Does beem it work for the 5 transactions here? I've been using it for my Westpac spend and save bonus.

    • JoJoker on 07/07/2022 - 20:53

      Yep, have had it set up with my partner for a long time. Don't even notice it anymore

      • dorikin on 07/07/2022 - 20:57

        So I could just use Beemit to pay myself?

        • CyberMurning on 07/07/2022 - 22:13

          he/she said his/her partner

    • Ozbargainasaurus on 07/07/2022 - 22:46
      +1

      Pretty sure they stopped that. Unless it's been changed back.

    • Yola on 08/07/2022 - 12:35
      +1

      Yes Beem It does not work due to changes how its processed but PayPal does.

      • dorikin on 08/07/2022 - 21:13

        So essentially I could PayPal f&f to a family member 5 times and that should work?

        • Yola on 09/07/2022 - 08:35
          +1

          I have been doing that for 1c for Virgin, ING and MyState Bank for months ever since Beem It stopped working. This month I will start doing it for Bank of Qld Smart Saver. I think it will work.

      • Meovel on 13/07/2022 - 12:01

        Aren't paypal f&f payment incur fees for cards?

  • zuruhara on 07/07/2022 - 22:55

    Noob question.. If i have 50k but i a have a mortgage (principal place) is it still better to put it as extra repayment (not an offset account) rather than putting it on high interest saving account?

    • yes8s on 07/07/2022 - 23:08

      Yes

    • muwu on 08/07/2022 - 01:33
      +3

      That's not straight-forward to answer.

      You will get a higher net interest rate by having your cash against your PPoR or investment property (lower interest on mortgage) than in a cash deposit product like savings (paid interest as income).

      First thing to consider is what is the function of your cash holdings. If it's best being accessible so that you can use it for a savings goal, or as your emergency fund or self-insurance, or just as a cash holding as a defensive asset in an overall larger portfolio, you need either a savings account or an offset account.

      You could potentially have a redraw function on your mortgage, but you still need to apply to release the funds from the bank and people have been denied (supposably much more prevalent at the onset of the pandemic). In 2022, every financial adviser and commentator I've heard from believes that there is no scenario where an offset account is not a better option than a redraw (and that's where my opinion sits). One of my mandates for all my property loans is that it must have an offset account.

      If you have neither an offset or a redraw, a voluntary repayment on your mortgage turns it into equity. You may want that, personally, as some people like the idea or feel more comfortable carrying less debt, or the feel of having more ownership of their home, or that their mortgage will be paid off sooner. If you don't have any of those strong feelings, you're better off not locking your cash up into equity, because then access comes in either taking out an equity loan or selling the property.

      When I move from one PPoR to another (the average is 8 years for home owners) I strip all the cash out of the offset account and move it to the next, and convert it into an investment property where all the principal is now tax deductable. In fact I even go so far as to churn my mortgage provider every couple of years to both lower the interest rate and reset the term (at the longer 30 years) so as to keep lowering the minimum mortgage repayments and preserve as high a principal amount as possible.

      I will probably retire with numerous 30-year property loans (making up a smaller 25-40% of my portfolio), but my simple structuring, and asset choice, will mean that they'll be positively geared and I'll have a lot of cashflow to easily drawf the mortgage repayments (and still have a heap of equity accumulated).

      Anyway, general advice for cash - always keep easily accessible cash holdings to run your life and safeguard against contingencies, otherwise make decisions that maximise your cashflow.

      • xdigger on 08/07/2022 - 13:19

        Upvoted for write up. "When I move from one PPoR to another (the average is 8 years for home owners) I strip all the cash out of the offset account and move it to the next, and convert it into an investment property where all the principal is now tax deductable" - is this correct, can you actually deduct principal? I thought only interest was tax deductable?

        • Yola on 08/07/2022 - 14:54
          +2

          Me too. I think what Muwu means that interest on all of the loan amount can get a deduction. If the extra funds were added to the loan rather than offset then only interest on the remaining loan amount could be claimed.

          • muwu on 08/07/2022 - 17:08
            +1

            @Yola: Yeah, that's what I mean.

            As in: the loan (i.e. principal) is tax deductible, in that the interest payments (as well as other costs for the investment property like management fees and maintenance) are deductible against your rental income (and secondarily against your other income if it is negatively geared).

            Like you mentioned, principal repayments are never tax deductible, whether you pay them (P&I loan) or not (interest-only loan).

            I personally always have P&I because I want some gradual debt reduction, increased cashflow, and (more likely) increasing equity position over time. Obviously plenty of property investors use interest only because they are using an investment strategy that is more likely to be utilising negative gearing (allowing them to afford more expensive properties), and/or because that reduces their mortgage repayments in order to free up their cashflow for further investing (but they usually reach a limit of lending because of their negative gearing).

            My approach is long-term positively geared property investments so that my cashflow is always increasing, I don't reach a lending limit so that I can keep accumulating property assets in a slower more sustainable fashion, and so P&I ensures that my equity position has a much higher likelihood of improving regardless of the market performance such as during stagnant or contracting property prices (because capital growth is a variable you can't control but your financial structure is in your control).

            This goes more into investment strategy, which varies a lot depending on the person. I believe deeply in my approach because I believe it's a more considered, safe, sustainable way to invest in property, but I have no doubt it's more conservative compared to a lot of (what I consider) hardlined Sydney/Melbourne investors who accumulate as fast as possible and "go for growth."

  • Ozsaver88 on 08/07/2022 - 10:16
    -3

    Personally I don't recommend ING with 2.6% vs 2.5% of Westpac - full disclosure I have got both Westpac and ING accounts. My maximiser account came with my home loan account and I chose ING over Westpac only because of lower fixed interest rate (1.99%) for 4 years. I still don't recommend ING because the customer service is shite and no perks or loyalty even if you bank with ING for years!!

    +
    " ING has no ATM network or branches of its own, with the exception of the customer service lounge at the ING headquarters in Sydney" - that means ING doesn't employee anyone in any of your states except a few in NSW. Sorry I do care about local employment.

    So I am using my neg vote to warn other Ozbargainers about the customer support! not a deal.

  • phyco1991 on 08/07/2022 - 17:02
    +2

    If only ING would raise their daily Osko limit from $1000 it could actually be viable to go back to using them day to day so the requirements to get the interest rate aren't such a pain.

  • FujiFruit on 10/07/2022 - 09:20

    2.6% is pretty good but I’m going to wait for other banks to bump up above ing. I think I will stuff up doing the hoops if I join.

    So for this month i don’t need to do the hoops. But for August I do? So to confirm if I join i put in 99900 then I do $1 x 5 coles transactions on the 1st of every month ? That will last me like 2 years unless I move banks?

    • Yola on 10/07/2022 - 11:10

      And deposit $1000 in Orange and increase the balance in Maximiser by a least 1c.

  • MaccDogg on 10/07/2022 - 11:13

    Are these steps correct?

    Create a Orange Everyday bank account and Savings Maximiser.

    Auto deposit rule in my existing bank to deposit $1001 into a the Orange Everyday bank account.

    Auto deposit rule in my existing bank to deposit $1 into the Savings Maximiser (to 'grow' because interest doesnt count)

    Make 5+ card purchases (settled, not pending) from the Orange Everyday bank account?

    Then I should be about to withdraw interest from Saving Maximiser without penalty? Or does the interest need to stay + $1?

    • MaccDogg on 10/07/2022 - 12:28

      I need to leave the interest in + $1?

    • MaccDogg on 10/07/2022 - 13:25

      I can withdraw the $1,000 once it's deposited every month? Any minimum time it needs to stay in the account?

      • skid on 10/07/2022 - 13:34
        +2

        No minimum. You can move $1001 from the Orange Everyday into your Maximiser. The grow rule really means your deposits for that month have to be higher than your withdrawals. So if you are depositing $1 a month into the Maximiser, you cannot withdraw $1 or more that month without it affecting the bonus interest.

        • MaccDogg on 10/07/2022 - 13:45
          +2

          Yeh I think Ill bring the 1k back into my usual bank. I think anything over 100k has a interest accrual of only .05%

          • Yola on 10/07/2022 - 18:02

            @MaccDogg: Yes, this is best especially if your deposit is close to 100k. You only have to grow the account be 1c per month and leave the interest payment there.

  • fatice on 10/07/2022 - 13:49
    +1

    The best thing about ING is that its app on the phone can list down if the bonus interest condition has been met. e.g. 3/5 transaction. Balance last month is $500, at the end of the month, you only need to have $501. $1000 tx has been done…..

    For the other banks, they will not tell you in detail or not telling you at all.

    • chrisharry53 on 10/07/2022 - 14:42

      Thanks, never used the benefits button before. Question - does 0/5 transactions mean I have zero to go or zero to do? I made 5 yesterday that are not pending now.

      • fatice on 10/07/2022 - 14:58

        It has a green tick next to it indicating the condition is met. "Make 5+ settled (not pending) card purchases."

        • chrisharry53 on 10/07/2022 - 17:25

          Ok, purchases made yesterday aren’t pending and showing 0/5. Perhaps tomorrow green tick will appear

    • Yola on 10/07/2022 - 18:03

      You can see that on the web too.

  • MaccDogg on 10/07/2022 - 14:25
    +1

    Hows everyone found ubank saving scheme? As simple as creating a 'spend' and 'save' account and depositing $200 into either account every month for the bonus interest? Any catches?

    • axlfan on 12/07/2022 - 09:38

      None so far that I found. Just ensure you transfer the $200 into either of the accounts every month.

  • axlfan on 11/07/2022 - 10:22

    The grow your savings requirement is BS. If you need to access your savings for any reason, you will get a paltry interest that month.

    But this is good for those who will not need to access their savings anytime soon.

    • CyberMurning on 11/07/2022 - 11:48
      +2

      if you know you cant make the grow then maybe move all money on that month to other bank that give slightly better than ing base rate, maybe this is the best solution ?
      or…..
      if you have $10,000 then start very low like for example $1 then each month increase $0.50 only. end of the month move it to EO, first day of the month move back with $0.50 grow

      • axlfan on 11/07/2022 - 19:54

        Yeah but this is hard to do mate! Especially if you are super busy and just forget it and then you get a shit interest rate at the end of the month.

        Anyways this is exactly what i did and found 86400 / ubank.

  • FujiFruit on 12/07/2022 - 09:58

    I have just opened up this account, so if i transfer my money to another account from next month, what is the maximum transfer i can do?

    • Yola on 12/07/2022 - 10:08

      $1,000 by OSKO and $20,000 total per pay. Can ring to transfer over $20,000.

  • FujiFruit on 12/07/2022 - 10:23

    Thanks yola! This month I don’t need to do the hoops correct?

    • Yola on 12/07/2022 - 10:40

      Hula hoops? :)
      You have to do them in the month prior. So if you are sure you are going to withdraw and do not need to redeposit next month then no. Unless you are going overseas.

  • rolias on 13/07/2022 - 09:23

    I just made an application and was told that I have to wait up to seven days for approval…
    I had assumed that it was instant!

  • zozuc on 13/07/2022 - 10:19

    I have some money to pay for house deposit next month. Is it worth to put in this account and then transfer later? Thanks

    • Yola on 13/07/2022 - 10:58
      +1

      No. You have to meet 3 conditions and if you do you will get the bonus interest in August. For July you will only get 0.05%.
      I would try Citibank currently 2.10%p.a. for the first 4 months when your balance remains under $500,000.
      Or Rabodirect High Interest Savings Account 2.60% p.a. on current 4 month introductory on deposits up to $250,000.

      • zozuc on 13/07/2022 - 11:19

        Thanks. I will make one and keep money there for 1 month to see how much I can get. It is a shame that I do not know it before. I could put there more than 4 months!

        • Yola on 13/07/2022 - 11:20
          +1

          You will know next time.

      • madreece on 14/07/2022 - 16:28
        +2

        That's actually not correct. As a new customer they give you the first month at the highest rate.

        • Yola on 14/07/2022 - 17:54

          Apologies. While there is no mention of that on their website where they invite you to open the account I have found references to this practice on Whirlpool.

          • madreece on 15/07/2022 - 12:49
            +1

            @Yola: I only found out after opening the account!

        • CyberMurning on 14/07/2022 - 18:03

          Which bank is higher than ing? (Intro rate is fine)

          • Yola on 15/07/2022 - 02:54

            @CyberMurning: I believe that ING is highest for at call accounts.
            ubank will be next at 2.35% but not until 1 August,

            • CyberMurning on 15/07/2022 - 10:23

              @Yola: so sad the whole australia no one able to compete with ing, even maybe slightly less like 2.55 …
              ing 2.6 vs 2.35 is too far

            • CyberMurning on 15/07/2022 - 16:20
              +1

              @Yola: second best is citi, 2.6 for the first 4 months.
              perfect for me as i forgot to play around with my balance last month at ing.
              will move just a month to start $1 balance at ing again

              • Yola on 15/07/2022 - 19:51

                @CyberMurning: Yes just from yesterday. ING will increase their rate just to spite you. I was also trying to move my money our for 1 month and then they went up and were the highest and I put it back.

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