Hiver - Where Can You Get Cashback?

Related Stores

Hiver Bank

• 1
• 2
• 3
• 4
• 5
• 6
• 7

• 

  Dimeslots on 06/06/2022 - 17:36

  Opal contactless tap seems to work.

• 

  xphonerz on 07/06/2022 - 18:45

  Miscellaneous Food Stores - Convenience Stores and Specialty Markets
  - VIC Casaccio egg farm in Werribee

  Grocery stores, supermarkets
  - VIC Big Daddy's in Manor Lakes

• 

  skill on 07/06/2022 - 20:23

  Adelaide Metro card online top-up worked as commuter transport and ferries.Should also be worked on the self-service machine for top up Metro card.

• 

  wei13 on 08/06/2022 - 08:56

  Leaptel does not fall within the codes.

• 

  non-core promise on 08/06/2022 - 13:47

  • Add Woolworths Mobile as working for 4814 - Telecommunications Services.

  • Add SpinTel as NOT working. It comes up as 4812 - Telecommunication Equipment and Telephone Sales.

• 

  XJX on 09/06/2022 - 22:10

  My Exetel bill will be paid later this month, so I'll check on this.

  Can anyone confirm if they have already tried?

  • 

    kane1990 on 13/06/2022 - 20:42

    Also interested to know if this is eligible

    • 

      cooni on 20/06/2022 - 11:11

      +1

      This won't work. Exetel bills under MCC 7372

  • 

    cooni on 20/06/2022 - 11:11

    +1

    This won't work. Exetel bills under MCC 7372

• 

  awesomedude on 10/06/2022 - 05:32

  Here are my findings.
  Existing
  - AGL Electricity - Works
  - Superloop - Doesn't work

  New
  - Yarra Valley Water - Doesn't Work (comes up as Government Services (Not Elsewhere Classified))

• 

  yht on 10/06/2022 - 11:12

  Anyone knows if Synergy (direct debit) will receive 5pc rebate ?

• 

  mountpeter on 10/06/2022 - 11:15

  Miscellaneous Food Stores - Convenience Stores and Specialty Markets

  Banksia Bakehouse in Sydney

• 

  Charlie Dont Surf on 11/06/2022 - 14:02

  Synergy (WA) shows as Utilities, as expected.

  • 

    adrianhughes1998 on 12/06/2022 - 15:54

    can confirm too as 4900 Utilities MCC

    • 

      fatice on 29/07/2022 - 10:46

      Did you use bank account Direct Debit or Visa Debit?

• 

  ExPrinceHairy on 11/06/2022 - 21:31

  Future Broadband is a no (Merchant code 3885, 'Electronics Stores')

• 

  skill on 12/06/2022 - 15:25

  SA Adelaide Metro card also worked for the self-service machine top-up and online top-up. Commuter Transport, Ferries.

• 

  mountpeter on 12/06/2022 - 16:28

  Telstra payment via PayPal is Telecommunications equipment and telephone sales

• 

  souths123 on 13/06/2022 - 12:29

  +1

  I am trying to find merchant codes on other payment sites (westpac cc or direct debit payment) but can't find them next to merchant info and also checked HSBC for payments I have done tap and go, but again, I can't see what MCC they are from either the website when clicking on More Info or the statement. Any ideas how I find this info?

  • 

    Yola on 13/06/2022 - 14:57

    It states above that these Visa codes because Hiver card is a Visa.

    Visa's 'Merchant Category Code'

    • 

      souths123 on 13/06/2022 - 15:25

      I mean on my statements etc to see if they might be the MCCs for this offer. People are saying they check their account and they see what it is coming up as…like "utilities" etc but when I look in my accounts I can't see what category they come up as to know if they will be getting the 5% off for this deal.

      • 

        DoctorCalculon on 13/06/2022 - 19:16

        You need to wait until the pending transaction settles before you can view the MCC on Hiver IB.

• 

  skill on 13/06/2022 - 19:11

  Foodland store in SA—Grocery stores, supermarkets.
  Asian supermarket Homes Supermarket(Adelaide Chinatown) Times supermarkets(Adelaide Chinatown) -Grocery stores, supermarkets.

• 

  keiss on 13/06/2022 - 21:57

  Has anyone tried buying 7-Eleven gift cards at the city stores that don’t sell petrol to see if it gets the cash back then using the gift card for petrol?

  • 

    Charlie Dont Surf on 13/06/2022 - 22:58

    It is listed in the OP.

    • 

      keiss on 13/06/2022 - 23:20

      Sorry, accidentally downvoted.

      Also what I meant is that 7-Eleven city stores with no petrol works with Hiver cb, as stated in op, and 7-Eleven stores with petrol does not work with Hiver cb as stated in op.
      So does this mean we can buy gift cards from the 7-Elevens where they work, then spend that said gc at 7-Elevens where they don’t work to get around the no cash back on petrol?

      Edit: figured out how to remove downvote

      • 

        Charlie Dont Surf on 14/06/2022 - 00:02

        If I understand your question correctly, you are buying a 7-11 gift card from Store X to use at a different 7-11 store (Store Y). I'm struggling to see how it would not work? Happy to have someone else clarify.

        • 

          Nousernamehere on 14/06/2022 - 08:05

          +1

          @Charlie Dont Surf: They’re trying to see if the 5% cashback (that works at the non-petrol 7/11’s) will work on gift cards so that the ‘5% off’ gift cards can be used instead at the petrol 7/11’s so they can still effectively get 5% off (just by using discounted gift cards instead of their Hiver card like they can at the non-petrol stores).

• 

  jasonb on 13/06/2022 - 23:20

  +1

  Farmer Jacks (WA small supermarkets) correctly coding as 5411 - Grocery Stores, Supermarkets.

• 

  Yola on 14/06/2022 - 07:38

  ELECTRICITY IN A BOX payment eligible for cashback - Utilities - MCC 4900. Paid direct from card.

• 

  Cluster on 14/06/2022 - 10:30

  NQR supermarkets (Not Quite Right) in SA transactions are registered as 'Grocery Stores, Supermarkets' in the Hiver app, so should be included in the list. Paid by paywave.

• 

  souths123 on 14/06/2022 - 11:37

  anybody know if Optus NBN plans qualify as Telecommunications?

• 

  DawnShadow on 15/06/2022 - 12:56

  Anyone tried Australia Post?

• 

  fritzsticker on 15/06/2022 - 21:20

  Family fresh market in Belmont forum WA is Miscellaneous Food Stores - Convenience Stores and Specialty Markets

  Cheers

• 

  skill on 15/06/2022 - 22:31

  Anyone faces the problem with a large number of purchases over $1000. Trying to spend over $1000 in coles for gift cards but the transaction cannot go through and it said the card not honour. Have contacted the Hiver bank and wait to see their response. There may be some spending limit on the card.

  • 

    hanofee on 15/06/2022 - 22:34

    From that thread (yeah, it's a long thread, lol), the default limit with tap per transaction is $500. If inserting the card, it's $1000 (someone said you could ask CS to increase it but I haven't tried). But it'd be easier/quicker just to pay your Coles gift card in 2-3 transactions. I just did by inserting earlier today, less issue

    • 

      skill on 15/06/2022 - 23:08

      Thanks. I will try to separate the payment to pay for it.

  • 

    klean-out on 17/06/2022 - 17:24

    I also had the same issue, and then was told via the app that I had to call them as my card had been blocked. When I called the fraud team, they said the card wasn’t blocked and I was unable to increase the limit.

    I did have one transaction go through at Coles after swiping the card (chip did not work) but it’s come up as ‘Groceries and Supermarkets - Acquirer 600863’. Does anyone know if this is eligible for Cashback? All my other transactions come up with the acquirer code ‘3885’.

    • 

      DoctorCalculon on 17/06/2022 - 19:29

      When I called the fraud team, they said the card wasn’t blocked and I was unable to increase the limit.

      LOL! I had the exact same experience. I told them I was only calling as I was asked to by the Hiver rep during my chat. They still hung up on me abruptly.

    • 

      Miss B on 18/06/2022 - 12:25

      +1

      but it’s come up as ‘Groceries and Supermarkets - Acquirer 600863’. Does anyone know if this is eligible for Cashback?

      Eftpos transactions come up with the 6 digit acquirer number, it should be fine. My Aldi one that worked, for example, was 560220. It says Commonwealth Bank. 3885 would be Visa I guess.

• 

  Charlie Dont Surf on 16/06/2022 - 21:58

  It's a NO for SimCorner (retailer of travel SIM cards) which comes up as Computer Software Stores.

• 

  bdl on 19/06/2022 - 10:52

  +1

  Yes for Aldimobile online - "Telecommunication Services"

• 

  chintu123 on 19/06/2022 - 14:52

  Anyone knows who cashout together with groceries shopping will be classified as?

  • 

    Miss B on 19/06/2022 - 17:06

    +2

    Didn't even think to check until you mentioned it, it was just the card I was using for Coles. $20 of it is cash out
    Showing as Groceries and Grocery Stores, Supermarkets. I'll have to wait until next month to confirm if it actually results in cashback.

    I assume W/D is withdrawal, but not sure if they've programmed it to not pay cashback.

    • 

      klean-out on 19/06/2022 - 17:24

      I made a transaction at Coles for the $250 giftcards and I got the same codes as your photo. It’s also listed as a W/D, but I didn’t withdraw any cash… I’m hoping my transaction is still counted towards the cashback offer!

      • 

        Miss B on 19/06/2022 - 17:29

        +1

        Interesting, confirmed it's not specific to cash out. My aldi eftpos one that worked for cashback had no cash out, but also has W/D. I tapped my Mastercard gift card purchase at Coles and it doesn't have W/D, just looks like any other transaction.

        I'll just have to see if it works when they do this month's cashback.

        • 

          klean-out on 19/06/2022 - 19:24

          @Miss B: Interesting for sure! By any chance, did you insert (with the chip), tap or swipe your Aldi transaction with the W/D? I think the one I inserted with the chip might be the W/D, and the swipe has come up the same as my tap transactions. Other than that, I don't know why they're different…

          • 

            Miss B on 19/06/2022 - 23:11

            @klean-out: I inserted, yeah. I don't think I've swiped any. Did you use credit when you swiped? Maybe it's all eftpos?

    • 

      DoctorCalculon on 19/06/2022 - 20:47

      I assume W/D is withdrawal

      My recent ALDI transaction of 31.99 also shows POS W/D (and there was no cash out).
      I used the EFTPOS / SAV option.

      Likewise for Coles GC purchases.

      • 

        chintu123 on 19/06/2022 - 23:16

        Did you get cashback for this one?

        • 

          Miss B on 19/06/2022 - 23:20

          +2

          @chintu123: I got cashback for my Aldi one, which I realised also has W/D. There may be something else that happens so they don't pay cashback. I feel like they'd have to have it sorted, but on the other hand, there are often loopholes that they don't realise and later shut it down with these sorts of things. I'd be reluctant to put it in the main post if it works.

          • 

            chintu123 on 19/06/2022 - 23:29

            @Miss B: I am only hoping they pay my fair share and not forgo the whole thing as cashback.

            But yah, I will update here whatever happens.

            • 

              Miss B on 19/06/2022 - 23:34

              +1

              @chintu123: I'm sure someone said one of them classifies it as a different MCC when you do cash out, but maybe it's Woolies. I might play around with a Woolies and Aldi one as well to see how it looks, if I get around to going to either this month and remember.

              • 

                DoctorCalculon on 20/06/2022 - 05:57

                +1

                @Miss B: POS W/D simply means the transaction was routed through to EFTPOS rather than through the Visa network (aka "least cost routing").

                In any case, it does not matter as long as the MCC is eligible. If the MCC changes to an ineligible value due to cash out then you won't get any cashback, obviously.

  • 

    Miss B on 25/06/2022 - 23:14

    I did Woolies and Aldi and in the list of transactions (without clicking in to the transaction), Woolies and Aldi both show cash out, but Coles doesn't. It's possible somebody is watching us and has fixed it 😒 or Coles aren't doing their transactions properly?

    Woolies/Aldi

    Coles

    At the top, Where Coles was showing Groceries, both Aldi and Woolies are showing Not Categorised, where previous transactions have shown as groceries.

    • 

      Miss B on 26/06/2022 - 12:56

      +1

      Actually Aldi/Woolies have updated to Groceries as the category at the top. I forgot to mention, MCC is Grrocery Stores, Supermarkets.

  • 

    Miss B on 04/07/2022 - 09:01

    +2

    It all counted for cash back, including cash out.

    • 

      Craze on 04/07/2022 - 10:08

      +1

      Wow that's good to know, thanks for the update!

    • 

      SydOzber on 12/07/2022 - 23:33

      Just confirming this is applicable for all three transactions - Aldi, Coles and Woolworths ?

      • 

        Miss B on 13/07/2022 - 02:30

        It was, but they've updated the T&Cs to say only Visa transactions work now. Also specifically that cash out doesn't. So unlikely to work anymore.

        • 

          SydOzber on 13/07/2022 - 08:31

          +1

          @Miss B: Ah did this happen recently ? Is there a way to figure out cash out transactions by them ?

          Also, can you pls help me in explaining a bit more when you say Visa transactions ? If i use the Hiver card at supermarkets either by tapping or inserting, will I be eligible for cashback or not ?

          • 

            Miss B on 13/07/2022 - 08:55

            +3

            @SydOzber: Seems to have changed at the start of July. It says the specifically allowed transactions are online payments, digital wallet payments (e.g. Apple/Google Pay) and Paywave. They don't mention inserting and selecting Credit. However, my understanding is supermarkets won't allow cash out if it's a credit transaction anyway.

            If you want to be sure, tapping is probably safest and somewhere like Coles tapping with your digital wallet is probably safest as they have been known to route payments made by tapping the physical card through eftpos.

            Just be careful with the digital wallet as apparently some allow you to choose Visa or Eftpos when you set it up (I think it's an Apple Pay thing) and you want to make sure it's Visa.

            • 

              SydOzber on 13/07/2022 - 09:15

              @Miss B: Thank you for the detailed explanation. I did miss out on this update, need to ensure its not EFTPOS but Visa only.

            • 

              Charlie Dont Surf on 13/07/2022 - 11:05

              +1

              @Miss B: What's the newest advice for Aldi to avoid their surcharge? Insert the card and choose the Savings option?

              • 

                samfisher5986 on 13/07/2022 - 12:28

                -1

                @Charlie Dont Surf: The Aldi signs in store make it sound like all card transactions carry the surcharge.

              • 

                SydOzber on 13/07/2022 - 13:20

                @Charlie Dont Surf: Doing so may not be eligible for cashback as it’s treated as EFTPOS and not Visa
                Stand to be corrected

                • 

                  DoctorCalculon on 16/07/2022 - 22:28

                  @SydOzber: I have tried Apple Pay with EFTPOS at ALDI (small transaction) to see if using your digital wallet still yields cashback. I guess I will find out next month.
                  Otherwise, I am sticking with Apple Pay with VISA.
                  Will report back next month.

• 

  dammit on 19/06/2022 - 22:09

  +1

  Can I please double check Woolworths egift card site, I can buy a WISH gift card and get cashback?

  One of the comments on page 1 threw me where they said "timhn on 12/05/2022 - 22:31 Paid Wish giftcard online, came up with Grocery Stores, Supermarkets ( MCC : 3885)" - I think it's an error though as they were looking at the wrong thing.

  I am planning to login using NSW Seniors to get 5% off WISH gift cards and buy a $500 one to get me by for a while.

  • 

    Miss B on 19/06/2022 - 23:17

    I'm not 100% sure, but I'm pretty confident it would work fine for wish. I only bought Woolies because it was a bigger discount than Wish. The Grocery Stores, Supermarkets should be correct, it's just above that all (most?) Visa transactions have 3885 as the Acquirer. So they would have been looking in the correct place, but incorrectly assuming the number was the MCC.

  • 

    hanofee on 20/06/2022 - 12:36

    Try a little first, if ur not sure. They're taking a couple of days to settle though, so we can see the category. Not sure if we can see any details when it's still pending

    • 

      Yola on 21/06/2022 - 01:49

      Yes cannot see while pending.

  • 

    Miss B on 25/06/2022 - 23:21

    Big W gift card from the site is showing as Grocery Stores, Supermarkets for me, so should be all good.

• 

  jimwh on 20/06/2022 - 08:45

  Anyone tried extel?

  • 

    shuaiking on 22/06/2022 - 14:07

    +1

    I tried extel. it shows Computer Programming. MMC 7372 according to the MCC codes directory.

• 

  cooni on 20/06/2022 - 11:12

  Although I haven't tried to put it through, I know from CDC that Exetel (ISP) bills under MCC 7372 so won't work.

• 

  bdl on 21/06/2022 - 15:35

  +1

  Yes - Boost Mobile - Online recharge via web - "Telecommunication Services"

• 

  Poor Ass on 21/06/2022 - 19:29

  anyone else having issues adding to Google Pay… only verification method is to call the bank

  • 

    Miss B on 21/06/2022 - 19:39

    Have they still not fixed that? I wouldn't even bother trying to call them, there doesn't seem to be a way to speak to them. If you send them an in app message they should verify it for you.

  • 

    dammit on 21/06/2022 - 20:18

    +1

    I had the same issue with apple pay - you need to go into hiver app and send them a message and wait till next business day for them to action it…

  • 

    bloomer on 22/06/2022 - 09:34

    I did on Day 1, but after I had used the card physically a few times the verify-by-calling requirement changed to the usual options. So I'd say the rule of thumb is: don't add to Google Pay immediately.

• 

  shuaiking on 22/06/2022 - 14:04

  +2

  Tried below 2:
  Exetel - Computer Programming
  Rhodes TONG LI Supermarket - Grocery Stores, Supermarkets

• 

  berlindut on 22/06/2022 - 17:01

  Origin Broadband - 4816 - Computer Network Services

• 

  mountpeter on 22/06/2022 - 17:08

  NSW etoll doesnt work - government services not classified

• 

  wangasm on 22/06/2022 - 18:18

  +1

  Woolworths Caltex/EG co-branded - This doesn't work, comes up as Service Stations (Though you could use Hiver to buy Wish gift cards and use it here)

• 

  Craze on 23/06/2022 - 09:40

  +1

  VIC: Henry's Mercato showing up as Grocery, Supermarket.

  Can re-confirm Tango Energy is under Utilities (paid online with CC)

• 

  captbollocks on 23/06/2022 - 21:23

  +1

  I contacted Hiver about why Yarra Valley Water doesn't work and they said BPay doesn't work with Cashback and to try the Visa Debit option.

  I'll be waiting for the next bill to try this out.

  • 

    Yola on 30/06/2022 - 15:08

    Please let us know.

    • 

      captbollocks on 29/07/2022 - 21:03

      Confirmed doesn't work with credit/debit card payment via website :-(

  • 

    Yola on 03/07/2022 - 16:38

    +1

    I have done Visa Debit via Paypal and the code is
    9399 - Government Services (Not Elsewhere Classified)
    I will do one direct from the card to see if any difference.
    I find it not unusual to be told by operators things that are incorrect either because they do not know the correct info or to just get you off the line. I was told incorrect info about how much I could spend per day without the account locking. They said it would not as long as I did not tap. Guess what it did when I tried to go over $1000.

• 

  ErrolR on 24/06/2022 - 08:46

  Urban Utilities - No (small amount paid on line through bpoint) comes up as Government Services (not elsewhere classified)

• 

  lzaonne on 25/06/2022 - 00:58

  Thanks

• 

  hitworm on 26/06/2022 - 08:46

  Doesn’t work for iiNet internet bill, categorised as “Computer network services”

• 

  jasonb on 28/06/2022 - 00:06

  Kleenheat gas (WA) coding properly as utilities (on the monthly smart saver direct debit at least) 👍

• 

  Stingo on 28/06/2022 - 02:00

  +1

  I bought an IGA giftcard through the metcashgiftcards.com.au site and the transaction was shown as a category that does not qualify for cash back. Something like 'Miscellaneous speciality retail.' :-(

• 

  gamerkonks on 01/07/2022 - 14:11

  +1

  No dice with Dinnerly / Marley Spoon = 3885, Caterers.

• 

  Poor Ass on 01/07/2022 - 15:22

  +7

  In June I bought a 7 Eleven Fuel Card from a store that doesn't sell fuel

  If the purchase works, could stack on with the chopper

  Let you guys know if I see any cashback

  • 

    WhyAmICommenting on 02/07/2022 - 22:04

    Yes please, looking forward to hearing.

    • 

      Poor Ass on 07/07/2022 - 09:38

      +3

      CAN CONFIRM IF YOU BUY 7 ELEVEN GIFT CARD AT NON FUEL STORES YOU CAN GET CASH BACK

      TIME TO STACK ON THE CHOPPER

      • 

        WhyAmICommenting on 07/07/2022 - 13:09

        Cheers, can I ask where you get yours? What kind of discount are you getting? The Hiver cashback only? Still good if so.

        • 

          Poor Ass on 07/07/2022 - 13:42

          +4

          @WhyAmICommenting: Any 7 eleven that don't sell fuel

          City, Valley, Kedron, Grange, Sunnybank Market Square

          Just the 5% hiver cash back credited next month

• 1
• 2
• 3
• 4
• 5
• 6
• 7