Came across this offer from ANZ bank startup which I think is probably market-leading cashback, rates and some bells and whistles. I just did the enquiry (3 questions), so not sure about the full experience yet.
T&C's
If you apply to refinance your existing home loan from another financial institution to OneTwo between 11 March 2022 and 31 March 2022 and settle on or before 30 June 2022, you will receive $5,000 AUD cashback. OneTwo will pay the cashback to the bank account you nominated to make your home loan repayments, within 60 days. Only one cashback amount will be paid per eligible application. Minimum loan amount is $500,000.
This offer is subject to change without notice. This offer may be varied, extended or withdrawn at any time (including prior to 31 March 2022), by OneTwo in its sole and absolute discretion. If OneTwo withdraws this offer prior to 31 March 2022, this offer will remain available to those customers who have applied but have not yet settled as at the date that the offer is withdrawn, on the condition that the loan is settled on or before 30 June 2022. This offer is not available in conjunction with any other promotion and excludes the refinance of existing OneTwo home loans. This offer is subject to OneTwo’s eligibility and lending criteria and is made by OneTwo Finance Pty Ltd ABN 20 637 329 321 Australian Credit Licence 527230.
Seems like a good deal but I wonder what their internet banking and customer service is like?