Looking for a New Credit Card (Not Amex)

gozyla86 on 22/11/2021 - 01:29
Last edited 03/12/2021 - 16:38 by 1 other user

Hello,

I am looking for a new CC that is not Amex. Currently I have a Amex Explorer (just upgraded from Essential, credit limit 6k5).

Income contract 77k package (super inc) but my actual income are higher than that ~20-25%. Just signed contract 3 weeks ago and have 2 payslips.

No debts and always pay in full monthly.

I am looking for Visa/Master with

• Not too high annual fee
• Good reward points for sign up as well as point reward when spending(prefer QFF)
• Some new cards 1st year fee discounts

I still use my Amex as my primary.

Thank you

• 

  No on 22/11/2021 - 12:16

  +1

  You will have a hard time if you only just started a new job. Might need to wait 6 months.

  • 

    blueyez on 03/12/2021 - 16:28

    For a credit card? They normally ask for 2 or 3 payslips, should be OK.

    • 

      No on 03/12/2021 - 16:36

      +1

      They also ask how long you have been employed.

    • 

      kerfuffle on 03/12/2021 - 16:39

      +1

      It takes me three months to get three payslips.

• 

  jv on 03/12/2021 - 16:30

  Get a Mastercard.

• 

  blueyez on 03/12/2021 - 16:33

  This should help… I'm sure many people have asked this before

  https://www.ozbargain.com.au/node/622155