Last night I got a notification from my bank saying there was an unusual transaction on my account from Repco.
I checked my account and there was 3 transactions, ebay, paypal and repco.
I was wondering if this happened to anyone and what did they do, besides the obvious of cancelling the card and reissuing a new one.
Buying something from ebay has the order Id on my bank statement. I don’t suppose it would be hard to find the people that did it. I just wondered if there was anything I should be doing that I am not already.
I didn’t make any transactions yesterday so the details must have been taken a few days ago.
Have You Ever Been Card Skimmed?
chakel on 12/11/2021 - 05:10
Poll Options
- 21Yes, I have been card skimmed
- 59Nope
Comments
Oh right, yes not skimmed.
This happened to a business account that I don’t use for anything except business. So I’m not really sure what happened.
My wife has had fraud on her card 3 or 4 times in the last year…
I would have got a new wife once it happened a third time…
Yep, Few years ago, there was an ATM in the ground floor of our work, and half the building got skimmed. I lost about $1k, but got it back from the bank but Now, I only keep a very little amount in my main account linked to my card and transfer when needed
I cam back from an overseas trip through Asia in 2011 and within a few days i had a call from my bank asking if I had just made a purchase in Las Vegas. two small transactions (fuel and food) then an attempt to purchase some $300 trainers which was auto declined by the bank.
this is why you go the bank to pull out money or use their atms at the bank and not outside or some other shopping centre….
Credit card, yes. Use a BankWest Platinum for international travel, all over the world. Once got skimmed in SE Asia, SMS from bank that card has been cancelled due to a suspicious txn. Thankfully it was at the end of my holiday. Upon calling them later was told despite most of my txn being in Asia, an online purchase in Brazil had tipped off the system to fraudulent activity.
I only pay cash…
And I only pay with hard cold untraceable Crypto
even better…
Yep, although it's been a lonnnng time since I was last skimmed.
I presume this is because most of my card transactions are now either tokenised, online or contactless AND I rarely use ATMs any more AND ATMs have better anti-skimming features than, say, 5-10 years ago,
I think I may have once and if so I know the exact store that was the issue but couldn't prove it. If we're talking more widely fradulent transactions rather than physical skimming then also yes, three times IIRC. Most memorable was a little over $5k on Japanese taiko drums. Thankfully Amex customer service is excellent and it's never been an issue those times it's happened.
Your card details could have been collected months prior to being used for fraudulent transactions. I had a work issued credit card skimmed a few years ago. Literally had not used the card for six months and only ever used for booking and paying for work travel through the approved booking portal, or at hotels and in taxis. Then up pop transactions for trainers in the UK (why always trainers?) And luxury accommodation in Dubai totalling over $7k.
Because it was over company approved limits for spend and used for non-travel purposes, I had to go through an extensive internal fraud investigation as the suspect even though the card company flagged the transactions and had sorted it out.Out of the three transactions, ebay, paypal, repco.
Paypal told me the persons name not sure if it’s the real name or not. ebay told me what they purchased and who from and repco refunded the payment and cancelled the order. The Ebay seller canceled the order. Bank takes too long.
2/3 payments returned within a day. Paypal one will take longer.
Could have been months ago…did you buy from ESR?
https://www.ozbargain.com.au/node/661909
FYI Skimming usually refers to physical card skimmers on ATM's etc Your card details were likely compromised online.
My wife has had fraud on her card 3 or 4 times in the last year…she buys all sorts of random crap online via obscure websites that advertise on instagram…😡
Try using PayPal where possible.