Hi Guys,
I have just sold a guitar via fb marketplace but this guys is in another state. So have to ship to Adelaide from Qld. Now I felt it was a scam so the person already transferred money to my bank account. Should I still be worried that the person can take the money back somehow after the item gets delivered?
Safe to Ship Guitar after Money Transferred to Bank?
kisshell9 on 01/08/2021 - 20:20
Last edited 01/08/2021 - 20:36 by 1 other user
Last edited 01/08/2021 - 20:36 by 1 other user
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have you seen the balance in your account? when you log in? Can you get insured delivery somewhere?
It in my account and have transferred to.my saving account. But I have read that people can take money back. I will also call bank tommorow but was looking for advice.
Ask how it was deposited and if it was a cheque via an ATM it's definitely a scam.
The person did send screenshot of bank transfer.
Could be photoshopped.
@Mechz: Is there any thing I can do to make sure its not a scam like sending few dollars to the person in the same account and then ask him to send back again ?
@popsiee: I did transfer to my saving accounts but it still shows circle icon side to the statement while a transfer to my own account show like a loop icon which I think means confirmed? May be I am just overthinking but I did read somewhere even if you don't have money in the account the bank can take it for some reason.
screenshot of bank transfer.
That’s a known scam in past post…
Report back when you got an update from your bank, don’t ship the item until all cleared.
If it was a cheque surely the money wouldn't appear in your bank account until it was cleared?
Naar newer type bank cheques can appear instantly but the funds won't be available immediately, so if people aren't careful they can see their bank as increased but in the usual spot you will usually see a difference between actual and available balance.
People send the item based on actual and then the cheque bounces later on. I've heard of this happening to a few guys selling expensive watches in some forums previously.
@Pelicannn: I will call the bank and update. So a bank can tell if they are sending from cheque or just bank transfer? If its any thing other then bank transfer than it must be a scam.
@kisshell9: If you have already taken the money out, that is to say, you had $0 in your account, and you then got $2,000 or similar, and took out $2,000, it wouldn't be a cheque to occur in that timeframe.
If you had $10,000 in the account already, and you got $2000 put in via check and took $2,000 out you'd likely have a balance of $12,000 but available being $10,000.
@Pelicannn: I had 300 and the person send me 1700. I took the money out to my savings. It says osko in the transaction.
@kisshell9: Osko is a near instant bank transfer service so not a cheque. Your money is pretty safe as far as I am concerned.
It's good that you are being vigilant as scamming is pretty common, but generally the safest method next to cash would be a bank transfer as there is way more risk on the buyer.
Nope
Bank transfers cannot be reversed once in your account
Before you ship - ring your bank tomorrow and confirm that the funds have cleared. And that it is not a cheque deposit.
Will do. thanks
No need for that
Just check online for AVAILABLE FUNDS
It could be legit… Who'da thunk it
There is nothing to fret about op. You sound highly strung. Wait for the funds to clear to avoid any treble. Please keep us in the loop until the case is closed.
But be worried about the bass. That’s the big problem.
Not a problem if you slap the bass. More slappers = approved!
Might be legit, but the sender may be able to lodge a payment recall, ie, make a fraud case against you. Keep a record of everything.
Just make sure to send with insurance and registered post and signature on delivery and take photos of everything so the buyer can't say it wasn't delivered.
At what point do you decide to send? Buyer has paid. Now you have to do your part. Don't be a bad seller
Ask at your bank for details regarding the deposit. Ask about whether it is "pending" or whether the money is actually in your account and able to be drawn upon.
Thanks all..
Called the bank today and its cleared.
Already send the user package with tracking now. But didn't insure the package. Do you guys insure your package if you sell item online?Too late now to worry
Its a poor bet insuring .
Cliffhanger!
Rule #1 - always insure high value items
Rule #2 - don't send eBay sale items to Russia
Rule #3 - see rule #1в россию с любовью
Отправить невесту почтой России сейчас
Check with your bank in the morning.