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25% off World2Cover Travel Insurance

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I'm heading to New Zealand in a few days (assuming I can retain the blessings of the pandemic gods) and need some travel protection. A search of Canstar Blue returned World2Cover as one of only four companies with a five star rating. Luckily, I also found a 25% off coupon code.

I got the mid-tier essentials cover for $87, down from $115, for five weeks. It covers rental vehicle excess of up to $4000, which is the main thing I was interested in - no way in hell I'm paying $30 a day for the campervan company's 'Stress free' insurance.

Any travel issues related to COVID aren't covered (this is standard now, I believe) so I wouldn't buy the insurance until a few days before you leave, same with any accommodation or rental bookings that don't have flexible cancellation policies.

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  • Does that mean if the borders are shut e.g. due to an outbreak, you would not be covered for cancellations?

    • +3

      I'm fairly sure the insurance companies have closed this possibility and you're left to deal with the airlines and other providers yourself.

  • There are some insurance companies, such as Covermore or medibank, who will cover COVID related claims in new zealand.

    • I just checked them out, unfortunately they don't cover you if the borders are closed due to COVID, which is probably the main concern of people looking to travel to NZ. This is Covermore's exclusion wording:

      We will not pay for any claims arising from or caused by COVID-19 if:
      you incur costs or expenses as a result of a government or public health authority mandatory quarantine or isolation order being imposed on you in relation to cross area, border, region or territory travel.

      the government bans travel before or during travel such as: “Do Not Travel” travel warnings; government directed border closures; or mandatory quarantine or self-isolation requirements related to cross area, border, region or territory travel.

      your claim is caused by the threat – or perceived threat – of COVID-19

  • +2

    Any travel issues related to COVID aren't covered

    I mean - that's THE single most important issue about travelling right now.

  • +1

    What's travel?

  • I have used World2Cover a few times in the past for overseas travel. Never had to claim anything, so I can't on their claims process. They will insure your kids for free up to the age of 25 which is why I used them.

  • I have used World2Cover a few times in the past for overseas travel. Never had to claim anything, so I can't comment on their claims process. They will insure your kids up to the age of 25 which is why I used them.

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