Hi Guys, I just closed my CBA card because of home loan application and planning to apply for another card.
Came across Citi Rewards card and ANZ Platinum Rewards. The main benefit of Citibank is Citi Pay All feature where I can set recurring payments for my mortgage and car installments and gain points.
Is there any other card offering good deals these days?
Thanks,
NR
Just read that. But do you think it will be a quick exit? Meanwhile i can grab the points, take benefit from pay-all feature and then jump to Anz ?
It will be a takeover. Not so much a quick exit.
And this.
https://au.finance.yahoo.com/news/citigroup-to-leave-austral…
ANZ seems to be the better option.
Citibank points aren't worth that much. Go ANZ
With black card, it’s difficult to get approval and same mentioned in the link post. Will look into anz platinum
A lot of ppl here have the citi rewards card including 2 airport lounge visits etc with ZERO annual fee for life.
I am not sure if that offer will ever be repeated.
I thought Citipay all charges fees
Its 0% from April to October. And some say any recurring payments setup during this period will continue to remain with 0%
After doing some maths, decided to apply online for Citi rewards and application got rejected. Checked my credit score with all three agencies and its 700+. Wonder why it is declined? Any suggestions here?
did you recently get a mortgage? income too low?
Yes, it just got approved and the same day I applied for a credit card. Before the mortgage, I had two credit cards worth $16k and had to shut it down for loan approval. In my opinion, a mortgage or paying rent is the same thing. So what impact does it make?
it's the mortgage. you now owe a lot more money to the bank and citibank don't know if you can service both a mortgage and a credit card on your income.
Kids and mortgage takes a dent if you have any.
https://www.abc.net.au/news/2021-04-16/banking-citigroup-con…
Does this change your mind about Citibank?