10% Cashback (Paid at Policy Anniversary) or Ongoing 5% off on New Life Insurance or Income Protection Policy @ Insurance Watch

Insurance Watch is an online life insurance broker comparing 10 different insurance brands: AIA, BT, ClearView, Integrity Life, MetLife, MLC, NEOS, OnePath, TAL, Zurich Insurance

To qualify for the offer apply before 30th June 2021 on the Insurance Watch website for a:

• Life insurance (with or without TPD insurance) policy
• Trauma Insurance policy, or
• Income Protection Insurance policy

The default offer is a 10% cashback of premiums paid in the first 12 months of the policy.

Alternatively, you can choose at the start of the policy to instead receive a 5% discount for the life of the policy.

This offer is available to all paper, online and tele-underwriting applications and regardless of whether premiums are paid monthly or annually.

How does the 10% cashback work?

• You pay the premium quoted to the insurance company
• 30 days before the end of the first year of your policy Insurance Watch will contact you to confirm your bank account details for the payment of the refund
• Within 30 days of your first policy anniversary you will be paid a 10% refund of the premiums you have paid in the first year of your policy

How does the 5% ongoing discount work?

• At the time of applying for your policy you will need to notify Insurance Watch by email of your preference for this option
• Insurance Watch will reduce your initial premium by 5%
• Your insurer will apply a 5% discount to all future renewals

What are the conditions?

• The quote and application paperwork must be returned to Insurance Watch within 14 days
• The 10% cashback will only be paid for the first year of the policy, whereas the 5% ongoing discount will apply every year
• To receive the 10% cashback the policy must be in force and fully paid up to the first policy anniversary. If the policy lapses or is cancelled for whatever reason within the initial 12 months, the 10% cashback will not be payable.
• This offer is available only for policies taken out with a new insurer. It does not apply where a policy is replacing, in whole or in part, an existing policy with the same insurer.

Full terms and conditions can be found on the Insurance Watch website.