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10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles

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10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
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tightarse on 08/02/2021 - 17:03 files.ozbargain.com.au (7167 clicks)
Last edited 08/02/2021 - 17:45 by 3 other users

Not a bad deal - some free money. Stay safe, and enjoy :)

Limit of 5 gift cards per customer. 10% discount will be applied to the value of the card including the applicable purchase fee. While stocks last, no rainchecks. Offer valid from 10/02/21 to 16/02/21. Refer to individual gift card for terms and conditions. $5 purchase fee applies to $50 & $100 GCs. $7 purchase fee applies to $250 GCs.

As per the terms, the purchase fee is included in the discount making the final price even better:

  • Buy a $50 gift card for $49.50 - $0.50 profit - ($55 x 0.9 = $49.50)
  • Buy a $100 gift card for $94.50 - $5.50 profit - ($105 x 0.9 = $94.50)
  • Buy a $250 gift card for $231.30 - $18.70 profit - ($257 x 0.9 = $231.30)

And thanks to RichardL for the percentages:

  • Buy a $50 gift card for $49.50 - 1.00% discount
  • Buy a $100 gift card for $94.50 - 5.50% discount
  • Buy a $250 gift card for $231.30 - 7.48% discount
Other Gift Card InComm Instagrampost MasterCard Prepaid Card

Related Stores

Coles
Coles
Coles Prepaid Cards
Coles Prepaid Cards

closed Comments

  • 9hcpz on 08/02/2021 - 17:03
    +13

    Free money yes!

    • 9hcpz on 08/02/2021 - 23:23

      All right… who knows the place we can find $250 value card? I’ve never seen any since Jul 2018. I usually go to Sydney city, Zetland, Eastgardens, Rockdale in NSW but never find $250 value one.

      • Ge3ks on 10/02/2021 - 12:36

        There were plenty of $250 giftcards on display at my local Coles today. (WA)

        • robinCTS on 10/02/2021 - 12:51

          Same here. In fact, they only had the $250 ones.

    • bargrin on 09/02/2021 - 18:00
      +3

      @n3ih8 Congrats on being quoted in 7news

      https://7news.com.au/lifestyle/food/coles-announces-huge-dis…

      • 9hcpz on 09/02/2021 - 18:15

        Ops…

      • Geekomatic on 09/02/2021 - 23:03

        Well, that's unfortunate….

      • cyssero on 10/02/2021 - 11:50
        +6

        I'm not sure when this happened (probably always) but 7news feels like such a tabloid, so many of their articles are just quotes or tweets from social media..

  • loulou1 on 08/02/2021 - 17:04
    +4

    am i missing something? purchase a $250 card for $225 plus $7 fee = $232?

    • PissLUR on 08/02/2021 - 17:06
      +2

      ~7% savings on everything.

      • loulou1 on 08/02/2021 - 17:07

        it seems to be too good to be true. I have some huge bills due in the next few weeks so just wondering how useable these cards are

        • ATangk on 08/02/2021 - 17:20
          +10

          Bills usually have a higher fee to use cards over bpay etc. But you'd still be out ahead.

          The game is something like, use money to buy these cards, then use these cards to buy gift cards from CR/SB, and you will then stack them, for example, for ebay.

          • So lo on 08/02/2021 - 23:27
            +1

            @ATangk: Use Credit Card with Travel points to buy these cards…

        • cloudie9 on 09/02/2021 - 21:55
          +2

          it seems to be too good to be true

          Your comments made it into 7news…

          https://7news.com.au/lifestyle/food/coles-announces-huge-dis…

    • darthsparrow on 08/02/2021 - 17:09
      +3

      10% discount will be applied to the value of the card including the applicable purchase fee.

      So you will pay $231.30 for $250 worth.

    • watwatwat on 08/02/2021 - 17:22
      +14

      And then use that card to buy another card and then use that card to buy another card etc. and perpetual money machine.

        • theBestBastion on 08/02/2021 - 17:29
          +19

          It is a Master card, not a Coles gift card. You select "Card" on the payment page.

          • Peck on 09/02/2021 - 12:04

            @theBestBastion: Thanks to TA of course, but also to WWW, J, and TBB, above who have helped to clarify.
            There are so many deals on OzB. any of us can forget/get confused - especially Le Peckerhead.
            I will test to see if my AMEX Plat $400 rebate works too. Although Alarm bells may go off at AMEX if I spend ~ $694 at Coles (3 X $250 cards)

        • burningrage on 08/02/2021 - 17:30
          +3

          LOL!

        • watwatwat on 08/02/2021 - 17:46
          +20

          What did did you just say about me? I'll have you know I graduated top of my class in the Navy Seals, and I've been involved in numerous secret raids on Al-Quaeda, and I have over 300 confirmed kills. I am trained in gorilla warfare and I'm the top sniper in the entire US armed forces. You are nothing to me but just another target. I will wipe you out with precision the likes of which has never been seen before on this Earth, mark my words. You think you can get away with saying that to me over the Internet? Think again. As we speak I am contacting my secret network of spies across the USA and your IP is being traced right now so you better prepare for the storm.

          • Munki Kundi on 08/02/2021 - 17:50
            +16

            @watwatwat: @watwatwat: Haha Guerrilla not gorilla 🦍

          • Guybrush57 on 08/02/2021 - 19:44
            +7

            @watwatwat: I can't believe people are correcting you on your spelling of gorilla XD

            is this their first time seeing navyseals.txt?

          • LFO on 09/02/2021 - 21:10
            +1

            @watwatwat:

            trained in gorilla warfare

            Sounds like monkey business to me …

      • vikvance on 08/02/2021 - 19:40
        +2

        And then use that card to buy another card and then use that card to buy another card etc. and perpetual money machine.

        I find it hard to believe that Coles didn't think of this scenario, and put in some controls.

    • Dediesel on 09/02/2021 - 17:25
      -3

      loaded up on all the $250 cards I could find. Will go back in and buy and then be using to pay the rent for quite some time!

  • PissLUR on 08/02/2021 - 17:06
    +2

    how do they limit per customer? we dont need flybuys account to get the discount

    • MiNaW on 08/02/2021 - 17:07

      Per transaction?

  • popsiee on 08/02/2021 - 17:06
    -5

    am i missing something? purchase a $250 card for $225 plus $7 fee = $232?

    $100 Max Mac .

    • PissLUR on 08/02/2021 - 17:07
      +1

      ?

      • popsiee on 08/02/2021 - 17:11
        -3

        Hmm so I though .
        Anyway there won't be any $250's on the day and we know why :)
        $18 profit per $250 card I haven't seen that in a while/ever .

    • sydney_kings on 08/02/2021 - 20:16

      Interpretation ~$20 discount per card x 5 = $100

      Just a guess though (as more accurately it’s $18 x 5 = $90)

  • sifntdaz on 08/02/2021 - 17:10
    +2

    buy a $50 gift card, save $5, but pay $5 in fees.

    nice.

    • alteclan on 08/02/2021 - 17:10
      +1

      Lol for that much trouble

      • isthisreallife22 on 08/02/2021 - 17:12
        +10

        it's a way to use amex or point earning cards for bills etc

    • PainToad on 08/02/2021 - 17:18
      +24

      This are handy after being emptied to keep around for trials as they can’t charge you once the trial ends.

      • isthisreallife22 on 08/02/2021 - 17:25

        Interesting ta

        • ely on 08/02/2021 - 20:27
          +3

          Or one time use Zip virtual card for the same purpose. Or same thing via Revolut. Also useful for services that give discounts / bonuses to new customers and use credit cards as part of their process for identifying past customers.

          • PainToad on 09/02/2021 - 18:23
            +2

            @ely: I refuse to give a cent to Zip Pay or anyone like them.

            • ely on 09/02/2021 - 19:22
              +1

              @PainToad: Fair enough; if it makes it better, I don't give a cent to them either, just take advantage of their services and pay the bills so as to give them nothing. If you don't like them, that's an even better option than not using them!

              What are the "like them" criteria? Not sure whether Revolut is still a viable option for you or not.

      • nahkk on 09/02/2021 - 18:52

        Can we use these on onlyfans? asking for a friend.

  • Jimothy Wongingtons on 08/02/2021 - 17:10
    +16

    I wish Z1p would bring back their 10% off Saturdays. So much easier than having to do gift card shenanigans.

    *#zip$10byEaster

    • couger on 08/02/2021 - 17:13
      +1

      there wont be anything left on Saturday.

    • WhatWouldBiggieDo on 08/02/2021 - 18:33

      Pretty much $10 now!

    • BepisCola on 08/02/2021 - 19:25

      that was shit anyway, had to buy a massive amount of stuff to get anything back and then they just deleted all of it if you didn’t

      • Jimothy Wongingtons on 08/02/2021 - 20:56

        I had a bunch of stuff I had to get. Plus banked some amazon credit and Prezzee cards for future use. Used it on my dentist bill too. $30 back, not bad.

      • justtoreply on 08/02/2021 - 21:30

        It was easy. And great.

    • 3333333 on 08/02/2021 - 20:56

      it was like $10.30 today?

    • KangaDrew on 09/02/2021 - 20:08

      I wish they'd bring back their 3% on all purchases! :-( It's the main reason I signed up in the first place.

  • pw2002au on 08/02/2021 - 17:13
    +2

    Best ensure you can use these for what you want..

    Limitations on the use of your Gift Card
    You must not attempt to use your Gift Card to
    make direct debit or recurring or regular instalment
    payments. If you attempt to use your Gift Card in this
    way, we may suspend or cancel your Gift Card and
    you’ll forfeit any remaining value on your Gift Card.

    Would have thought that would be one of the prime reasons.

    • Cluster on 08/02/2021 - 17:26
      +2

      Just use the GC for all your everyday spending while direct debits go to your normal debt/credit cards.

      The one thing that makes me wary of this offer is the issuer can cancel your GC and confiscate the money. I mean, WTF! That's theft.

      • jasonb on 08/02/2021 - 17:35
        +1

        AFCA wouldn't have a bar of it.

    • tunzafun001 on 10/02/2021 - 18:59

      Still usable. Just leave a few cents on your cards for when you sign up to a deal that is free in the first month and you don't want it to roll over.

  • ibuy on 08/02/2021 - 17:16

    When you buy things on the gift card does it charge transaction fees? Can you use it to pay for overseas sellers?

    • maxia80 on 08/02/2021 - 17:44
      +1

      No fees for Australian sellers unless they charge any fees for mastercard(as this one is not a gift card but a mastercard)

      3% fee for foreign transactions if my memory works well lol

      • freo on 11/02/2021 - 14:16

        many shops charge a transaction fee for use of Mastercard, so yes there will be.
        Aldi for example.

    • c64 on 10/02/2021 - 18:43

      do ebay process locally or overseas? it's hard to guess nowadays. you might get screwed with a 3% foreign transaction fee

  • popsiee on 08/02/2021 - 17:19
    +1

    I'm on my bike I have a few thousand's in rates to pay and don't mind saving just over 7% on the bill :)

    • taoz on 08/02/2021 - 19:13

      Likewise

  • Zander46 on 08/02/2021 - 17:20

    Anyone know if they accept Amex for purchasing these?

    • popsiee on 08/02/2021 - 17:23

      Why worry nothing going to be there !
      I lied maybe a $50 lol .

      • debaron541 on 08/02/2021 - 17:52
        +5

        My Amex has the spend $400 and get $400 back deal right now at coles so yeah even better :)

        • Maxxjet on 08/02/2021 - 19:12

          Wow, new card offer?

          • debaron541 on 09/02/2021 - 09:04

            @Maxxjet: Nope third time they have run that deal this year on selected amex cards

        • novicenow on 09/02/2021 - 23:25

          Which Amex card do you have, if you don’t mind me asking?

    • zonra on 08/02/2021 - 17:24
      +1

      They do.

  • TKC1984 on 08/02/2021 - 17:22
    +4

    I buy these cards regularly but looks like this deal will clean out stock, so may be difficult to find stock in the coming months.

    Also, you do get flybuy points, so $250 card is worth another $1.25

    • tweety96 on 08/02/2021 - 18:13
      +2

      Hope you don't mind me asking why you would buy these cards all the time, given there is the activation fee?

      • Agret on 08/02/2021 - 20:38
        +1

        I guess if you work in an industry where you can get paid by customers cash in hand you can buy these cards for online purchases without having to put the money through your bank account.

        • random12 on 09/02/2021 - 19:38

          So it's just for dodgy 'cash in hand' people

    • burningrage on 08/02/2021 - 18:25

      That's the OzB spirit.

      You might as well use your Citi Diners for 500 points which gets you 500 flybuys for $2.50 AND another 250 flybuys points for $1.25

    • Bad Wolf on 08/02/2021 - 23:29
      +3

      But remember to pick a flybuys card you don’t use for groceries. Giftcards don’t count towards your spend for bonuses but the defiantly will jack the spend $$ amount up.

      • user27 on 09/02/2021 - 14:40
        +1

        or don't scan one

        • aleayr on 09/02/2021 - 19:08
          +1

          They're replying to a comment about earning flybuys points. You can't get them if you don't scan ;)

  • frazel on 08/02/2021 - 17:24

    Buy mastercard Gift card, then by more gift cards with that gift card…?

    • Joey4 on 08/02/2021 - 17:27
      -2

      Can't buy gift cards with gift cards.

      • frazel on 08/02/2021 - 17:30
        +3

        Normally yes, but these are mastercard, so its not like a normal gift card

        Edit, I didn't down vote you

        • samehada on 08/02/2021 - 18:53

          but many staff still just treated it the same and don't let you.

          • ATangk on 08/02/2021 - 18:55

            @samehada: Buy it at the self checkout :). Buy egift cards.

            • samehada on 08/02/2021 - 19:07

              @ATangk: still need staff approval and some are just a PITA just trying to act smart.

          • Associatedfreoleo @ Coles on 08/02/2021 - 19:51
            +3

            @samehada: They really shouldn't do that but you can just not tell them that you are using a prepaid mastercard, if they ask just say its your bank card, they can't stop you from using your bank card.

            It is put through the system exactly the same as a bank debit/credit card

            • samehada on 08/02/2021 - 19:56

              @freoleo: Some staffs are just being nosy and instead of looking out for shop lifting they are overjealously annoyed everytime seeing someone buying GC. You just can't argue with them because they won't listen and they think they are the smartest ;)

              • Associatedfreoleo @ Coles on 08/02/2021 - 20:07
                +8

                @samehada: Yeah but you are paying with a mastercard so there is no prompt that will not allow it, just tell them its your Coles debit card and they won't stop you, all us staff know about coles mastercards because we have to hear the stupid jingle on coles radio all day

                • samehada on 08/02/2021 - 21:27
                  +3

                  @freoleo: you probably didn't experience enough, some shit staff keeps staring at what card I use to pay and keeps insisting on Coles MC Prepaid Gift card is gift card and don't let you pay.

                  You just can't win arguing with them. I can tell you the amount of stupid staffs and including their manager I have encountered are many not just one or 2 but in many different Coles.

                  Same shit thing with Woolworths staff during the Only1 GC promo back then.

            • tunzafun001 on 09/02/2021 - 23:01

              @freoleo: I tell them my gift cards are redeemed from my velocity frequent flyer points…they then allow them to be used to buy other gift cards no problems (but has to be through an operated checkout, self checkout no longer allows it).

  • ozvictor on 08/02/2021 - 17:25

    I used them all the time. I would say 90% of the time it works so pretty good to have, the problem is that you cannot use tap and pay and carrying too much “cash” on the wallet

    • mickeyjuiceman on 08/02/2021 - 17:41
      +1

      It's also a PITA to track the balance if you use it for smaller items

      • serpserpserp on 08/02/2021 - 18:06
        -1

        Yeah logging into a website is really hard.

        • samehada on 08/02/2021 - 19:08
          +1

          then you should try only1, you need to solve a damn IQ Captcha question to login. It is the most annoying Captcha ever.

      • vikvance on 08/02/2021 - 19:43
        +2

        I use this Android app called "Gift Card Balance" to track their balances.

        It's a really good app.

        • baskinghobo on 11/02/2021 - 01:05

          Could you link to the app? The app for the top result was terrible.

          • samehada on 11/02/2021 - 01:07

            @baskinghobo: there is always risk for handing over login credential to a 3rd party.

  • Dowhatuwant on 08/02/2021 - 17:28

    Are these activated instantly?

  • willz on 08/02/2021 - 17:29
    +1

    kind of 'too good to be true' that you save almost $20 by getting $250 Mastercard credit?

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